The top-rated disability insurance agent in Weymouth, Massachusetts is Lallis & Higgins Insurance, LLC, rated 4.9 stars across 195 reviews. Other highly rated options include Vi Tran: Allstate Insurance, Harborside Financial & Insurance Group, Inc., Charles G Jordan Insurance. This directory lists 13 disability insurance agents serving Weymouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lallis & Higgins Insurance, LLC | 1221 Main St #202 | (781) 561-9031 |
| 2 | Vi Tran: Allstate Insurance | 123 Main St | (781) 664-9470 |
| 3 | Harborside Financial & Insurance Group, Inc. | 1194 Washington St | (781) 340-1555 |
| 4 | Charles G Jordan Insurance | 440 Washington St Suite 101 | (781) 337-0427 |
| 5 | AEGIS Insurance Agency | 1255 Main St | (781) 849-1990 |
| 6 | Mc Finn Insurance | 1594 Main St | (781) 682-1000 |
| 7 | Roger Keith & Sons Insurance / Finnerty Insurance Inc | 1598 Main St | (781) 337-1009 |
| 8 | The MacCallum Group | 65 B Winter St | (339) 214-2145 |
| 9 | Ralph Talanian Insurance Inc | 3 Union St | (781) 335-3225 |
| 10 | Empire Insurance Co | 19 Union St | (339) 236-8172 |
Lallis & Higgins Insurance, LLC serves Weymouth and the greater Norfolk County area, providing services as a disability insurance agent. The firm assists individuals with navigating policy options designed to protect income if illness or injury prevents work. It works with clients to understand different elimination periods and benefit durations that align with personal budgets and needs. The agency handles both short-term and long-term disability insurance coverage for local professionals and small business owners.
Vi Tran: Allstate Insurance provides disability insurance agent services to individuals and businesses in the Weymouth, Massachusetts area. It assists clients in understanding disability income protection options, helping to secure coverage that supports financial stability during periods of inability to work. Ongoing policy reviews and claims support are offered to ensure coverage remains appropriate over time. These services are available for single-family homes, apartments, retail locations, and restaurants.
Homeowners, businesses, and property managers in Weymouth, Massachusetts, turn to Harborside Financial & Insurance Group, Inc. for disability insurance agent services. The agency assists clients in securing coverage that provides income protection if an injury or illness prevents them from working. It also helps policyholders review policy terms and claims processes. Understanding the financial risks of a disability, the company works to match clients with suitable plans. It serves policyholders throughout Weymouth and provides similar services to residents in the neighboring community of Hingham.
Charles G Jordan Insurance serves clients in Weymouth, Massachusetts, and the surrounding South Shore communities, handling individual and group disability insurance policies. The company assists residents with both short-term and long-term coverage needs, helping to protect their income if illness or injury prevents them from working. By evaluating each person’s occupation and financial situation, the agent tailors policy selections to match specific risks and budgets. This adaptive approach ensures a focused, step-by-step process that clarifies coverage options for each client.
AEGIS Insurance Agency in Weymouth, MA primarily assists clients with one-time disability insurance policy purchases, though ongoing support is available for claims or adjustments over time. Coverage options typically include both short-term and long-term disability policies designed to protect income during illness or injury. The agency evaluates individual employment situations and financial needs to recommend appropriate policy limits and elimination periods. Service is generally provided on a one-time basis for initial policy setup, with scheduled reviews offered as needed for existing clients.
Mc Finn Insurance provides specialized disability insurance agent services in Weymouth, Massachusetts, guiding individuals through the process of securing income protection. It also offers general policy consultations, helping clients understand benefit terms and coverage options tailored to their employment situations. During flu season or unexpected medical leave, the agency assists with claims navigation and plan adjustments to ensure steady support when health setbacks interrupt regular earnings.
When a Weymouth resident faces an unexpected injury or illness that prevents them from working, securing income protection becomes a sudden priority. Roger Keith & Sons Insurance / Finnerty Insurance Inc responds to this need by guiding clients through available disability insurance options that help replace lost wages. The agent explains policy terms, coverage limits, and elimination periods to ensure a clear understanding of each plan. An initial consultation is scheduled to assess a client’s current employment situation and estimate appropriate benefit levels.
The MacCallum Group works as a disability insurance agent in Weymouth, Massachusetts, helping individuals and employers secure income protection coverage. This specialty includes policies that replace a portion of lost wages due to illness or injury. The agency guides clients through plan selection and application processes, ensuring appropriate benefit structures are in place. The company can serve a range of commercial sectors, including office environments, warehouses, and food service operations.
Ralph Talanian Insurance Inc serves Weymouth, Massachusetts, residential clients seeking disability income protection for their households. The agency also provides commercial disability insurance coverage for area businesses. Its service area extends across Weymouth and the surrounding South Shore communities. Each policy is tailored to individual income requirements and occupational risks. Agents explain coverage limitations and waiting periods thoroughly. Clients frequently return for annual policy reviews and benefit adjustments, ensuring their plans remain aligned with changing financial needs between regular visits.
What Does a a Disability Insurance Agent in Weymouth Cost?
Disability insurance premiums in Massachusetts typically range from 1% to 3% of your annual income. For a 35 year old earning 60000 per year a policy might cost between 600 and 1800 annually. Costs vary based on age health occupation and benefit terms. This is general information not insurance advice.
About disability insurance agents in Weymouth
Disability insurance agents in Weymouth Massachusetts help residents secure income protection in case of illness or injury. Massachusetts law requires employers to provide short-term disability coverage through the state Paid Family and Medical Leave program but many workers also purchase private long-term disability policies. An agent can explain how state benefits interact with individual plans to ensure full coverage.
Frequently Asked Questions
What does a disability insurance agent in Weymouth do?
A disability insurance agent helps you compare policies from different carriers to find a plan that fits your budget and occupation. They explain policy terms like elimination periods and benefit durations. They also advise on how Massachusetts PFML benefits coordinate with private coverage.
Do I need disability insurance if I have Massachusetts PFML?
Massachusetts PFML provides only partial wage replacement for a limited time usually up to 26 weeks. Private disability insurance can supplement this with longer benefit periods and higher replacement percentages. An agent can help you decide if additional coverage is right for your situation.
How are disability insurance premiums taxed in Massachusetts?
If you pay premiums with after-tax dollars benefits are generally tax-free. If your employer pays the premiums benefits are taxable as income. Massachusetts follows federal tax rules for this treatment. An agent can explain how this affects your net benefit amount.