The top-rated disability insurance agent in Woburn, Massachusetts is Express Insurance Agency, rated 4.9 stars across 165 reviews. Other highly rated options include Bonacorso Insurance Agency, Inc., Lennon Insurance Agency, Inc., Cabot Risk Strategies, LLC. This directory lists 16 disability insurance agents serving Woburn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Express Insurance Agency | 100 Tradecenter Dr Suite G-700 | (617) 397-7377 |
| 2 | Bonacorso Insurance Agency, Inc. | 10 Cedar St STE 32 | (781) 937-3200 |
| 3 | Lennon Insurance Agency, Inc. | 629 Main St | (781) 937-0050 |
| 4 | Cabot Risk Strategies, LLC | 15 Cabot Rd | (800) 222-5963 |
| 5 | Progressive Insurance - Claims Office | 300 Unicorn Park Dr Ste 400 | (800) 776-4737 |
| 6 | Salem Five Insurance Services, LLC | 445 Main St #1 | (781) 933-3100 |
| 7 | Contributory Insurance Group | 600 W Cummings Park | (339) 205-3990 |
| 8 | Contributory Insurance Agency | 3 B Gill St | (339) 203-9925 |
| 9 | InsuraBull Life Insurance Agency | 400 W Cummings Park Suite 1725-233 | (978) 364-0101 |
| 10 | Mutual of Omaha Insurance Co | 10 Tower Office Prk #609 | (781) 376-4030 |
Express Insurance Agency serves businesses and individuals throughout Middlesex County, Woburn, Massachusetts, providing focused disability insurance agent services. The agency helps clients understand how income protection policies can safeguard earnings against unexpected illness or injury. Coverage options are explained clearly to match different occupational needs and financial situations. Representatives assist with policy comparisons, application processes, and claims questions for short-term and long-term disability plans. They handle individual plans for professionals as well as group coverage arranged through employers.
Bonacorso Insurance Agency, Inc. serves Woburn, Massachusetts, and the surrounding communities in the Greater Boston area. The agency handles disability insurance to help local residents protect their income from an unexpected illness or injury. It assists clients in understanding the terms and conditions of individual and group disability policies. To manage a typical case, the agency gathers detailed financial and occupational information and then compares coverage options from multiple carriers to match the client’s specific needs and budget.
Lennon Insurance Agency, Inc. in Woburn, MA offers both one-time policy evaluations and ongoing service for disability insurance needs. Coverage options include income replacement plans designed to protect against lost earnings due to illness or injury. The agency helps individuals and local businesses secure policies that provide critical financial protection during medical recovery periods. Service runs on a scheduled or as-needed basis depending on policyholder requirements and claims management.
Cabot Risk Strategies, LLC serves homeowners, businesses, and professionals in Woburn, Massachusetts, by providing access to disability insurance policies that help protect personal income when illness or injury prevents work. The company guides clients through the process of selecting appropriate coverage options and explaining policy terms clearly. This allows individuals and business owners to plan for potential long-term income interruptions. The firm also works with clients residing in nearby communities throughout the greater Boston metropolitan area.
Progressive Insurance - Claims Office in Woburn, MA, provides disability insurance agent services to individuals and businesses across the region. The company assists clients in understanding policy options and filing claims to secure income replacement during periods of medical leave or injury. Ongoing support includes helping policyholders navigate coverage details and address any changes in their circumstances. Their services extend to a variety of property types, including single-family homes, apartment complexes, retail establishments, and restaurants.
Salem Five Insurance Services, LLC serves the Middlesex County area from its Woburn, Massachusetts location. As a disability insurance agent, the company assists individuals and employers in securing income protection policies. It specializes in evaluating coverage needs for both short-term and long-term disability plans. Clients rely on the firm to compare policy options from multiple carriers. This agency also helps navigate benefit applications for temporary and permanent disability income insurance.
As a specialty disability insurance agent, Contributory Insurance Group in Woburn, MA helps clients secure income protection policies that replace lost wages during illness or injury. It offers guidance on short-term and long-term disability plans, tailoring coverage to individual professions and income levels. The agency evaluates policy exclusions to ensure comprehensive protection for local workers. It can assist with reviewing an employer’s group plan before open enrollment deadlines to identify coverage gaps for employees.
As the Massachusetts winter often disrupts work routines, many local professionals seek protection against a sudden loss of income. Based in Woburn, Contributory Insurance Agency addresses this need by helping clients in the greater Boston area secure disability insurance that replaces a portion of their earnings during a medical leave. Drawing on regional employment patterns in this suburban community, the agency reviews each individual’s occupation and current coverage to find appropriate policy options. The process begins with a no-obligation assessment of the client’s existing benefits and potential gaps in protection.
InsuraBull Life Insurance Agency works with individuals and businesses to secure disability income protection. The agency focuses on policies that replace lost wages if illness or injury prevents work. It tailors coverage for self-employed professionals as well as larger employee groups. The agency assists offices, warehouses, and food service operations in structuring plans that meet varied workforce needs and financial situations.
What Does a a Disability Insurance Agent in Woburn Cost?
The cost of disability insurance in Massachusetts typically ranges from 1 percent to 3 percent of your annual income for individual policies. For example, a 40-year-old earning 60,000 dollars per year might pay between 600 and 1,800 dollars annually. Group plans through employers are often cheaper. Costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Woburn
Disability insurance agents in Woburn Massachusetts help individuals and businesses find coverage that protects income if illness or injury prevents work. Massachusetts has specific state laws that affect disability insurance, including the requirement that group plans offer certain benefits. A local agent can explain how these rules apply to your situation and help you compare policies from different carriers.
Frequently Asked Questions
What does a disability insurance agent in Woburn do?
A disability insurance agent in Woburn helps you find and apply for disability insurance policies. They explain policy terms, compare options from multiple insurers, and assist with claims. Agents do not provide legal advice but can guide you through the insurance process.
Are there Massachusetts laws that affect disability insurance?
Yes. Massachusetts requires group disability plans to offer at least 60 percent of salary for short-term disability. The state also has a paid family and medical leave program (PFML) that provides partial wage replacement. A local agent can explain how these laws interact with private policies.
How long do I have to file a disability claim in Massachusetts?
For private disability insurance policies, the time limit to file a claim is usually stated in the policy itself, often 30 to 90 days after the disability begins. For the Massachusetts PFML program, you must file within 30 days of your leave start. Check your specific policy for exact deadlines.