The top-rated disability insurance agent in Franklin Square, New York is Steve Candon - State Farm Insurance Agent, rated 5.0 stars across 231 reviews. Other highly rated options include The Sarrica Group Inc, Prestige Insurance and Financial Services, DSR & Ferrar Insurance Agency. This directory lists 14 disability insurance agents serving Franklin Square.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Candon - State Farm Insurance Agent | 932 Hempstead Turnpike | (516) 488-3333 |
| 2 | The Sarrica Group Inc | 1078 Oaks Dr | (516) 277-0812 |
| 3 | Prestige Insurance and Financial Services | 83 Franklin Ave | (516) 216-5600 |
| 4 | DSR & Ferrar Insurance Agency | 120 Franklin Ave | (516) 352-3377 |
| 5 | Instantly Insured | 4 New Hyde Park Rd Suite: 4 | (347) 309-6962 |
| 6 | Robert Frisina: Allstate Insurance | 739 Hempstead Turnpike | (516) 352-7722 |
| 7 | Riccio Agency Inc: Allstate Insurance | 450 Dogwood Ave | (516) 371-3300 |
| 8 | Northeastern Group LTD | 695 Hempstead Turnpike | (516) 505-7700 |
| 9 | Marino Coverage Group Inc. - Nationwide Insurance | 752 Hempstead Turnpike | (516) 354-0660 |
| 10 | Darren Set: Allstate Insurance | 738 Franklin Ave | (516) 561-8200 |
Steve Candon - State Farm Insurance Agent serves Franklin Square, New York, and the surrounding Nassau County area as a disability insurance agent. The agency helps individuals and small business owners understand their options for protecting income against illness or injury. These insurance plans are designed to replace a portion of lost earnings when a client cannot work due to a covered medical condition. The office guides clients through selecting short-term disability coverage or long-term disability insurance that aligns with their personal financial circumstances.
The Sarrica Group Inc provides disability insurance agent services in Franklin Square, NY, assisting individuals and businesses with policy selection and enrollment. Its service plans include ongoing policy reviews to help adjust coverage as needs change and claims support to guide clients through the process. The firm also offers consultation on benefit structures and replacement income options for qualifying events. It serves single-family homes, apartments, retail establishments, and restaurants.
Homeowners, property managers, and small business operators in Franklin Square, New York, turn to Prestige Insurance and Financial Services for disability insurance agent work. This agency helps clients understand how disability coverage can protect income when an illness or injury prevents them from working. It assists in comparing policy options to match individual financial situations and occupational risks. The agency also supports claims guidance and periodic policy reviews. Its service area includes neighboring communities such as Elmont and the surrounding Nassau County region of Long Island.
DSR & Ferrar Insurance Agency serves Franklin Square and the surrounding communities of western Nassau County. It handles individual disability insurance policies designed to protect a portion of an insured person's income if illness or injury prevents them from working. It also addresses group disability coverage and supplemental plans for local professionals, small business owners, and self-employed individuals. Its approach to each case begins with a personal consultation to review the applicant’s occupation and income, then it compares options from multiple insurers to match a suitable plan.
Instantly Insured, based in Franklin Square, NY, provides both one-time policy evaluations and recurring service plans for local disability insurance needs. Coverage options are designed to replace a portion of lost income if an injury or illness prevents a policyholder from working. The agency helps clients understand policy terms, waiting periods, and benefit durations tailored to individual professions and income levels. Assistance with claims and future policy adjustments is also available. Services run on a one-time, scheduled, or as-needed basis depending on the client's ongoing requirements.
Robert Frisina: Allstate Insurance in Franklin Square, NY, specializes in connecting local residents with disability insurance policies tailored to provide income protection when a medical condition prevents work. Its general service work also includes helping clients review existing plans or compare new coverage options. The agency focuses on matching policy features to individual occupations and health situations. During open enrollment periods or when a client anticipates a major surgery, the agent assists in securing disability coverage to ensure financial stability through recovery.
As Long Islanders begin a new season, unexpected health concerns can disrupt both income and household stability. Riccio Agency Inc: Allstate Insurance in Franklin Square, NY addresses this need by offering disability insurance that helps replace lost earnings during recovery. Their agents evaluate each client’s occupation and financial obligations to recommend appropriate coverage. The initial step involves a straightforward consultation to review personal circumstances and income protection goals.
Northeastern Group LTD works with individuals and businesses in Franklin Square, New York, to provide disability insurance coverage. The company specializes in offering policies that help replace income if a client becomes unable to work due to illness or injury. These plans are often structured as group benefits for employers or as individual contracts for self-employed professionals. The firm serves commercial sectors such as offices, warehouses, and food service operations, tailoring coverage to the specific risks and staffing needs of each industry.
Marino Coverage Group Inc. - Nationwide Insurance serves residents in Franklin Square, NY, by offering disability insurance for individuals seeking income protection. The agency also handles commercial coverage for local businesses in the surrounding area. Its agents routinely review policies to match changing client needs, ensuring appropriate benefits remain in place. Follow-up appointments are scheduled between regular visits to address any adjustments or questions that arise from life or career changes.
Darren Set: Allstate Insurance in Franklin Square, NY, serves local individuals and families seeking disability insurance coverage. The agency guides clients through policy options that provide income protection if illness or injury prevents work. Services include evaluating personal financial obligations and matching them with appropriate short-term or long-term disability plans. Darren Set: Allstate Insurance can also include riders for partial disability benefits to extend coverage for gradual returns to work.
What Does a a Disability Insurance Agent in Franklin Square Cost?
Disability insurance agent services in New York are typically paid through commissions from the insurance company, not directly by you. Premiums for individual policies in Franklin Square range from 1% to 3% of your annual income. Group policies through employers often cost less. Costs vary by age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Franklin Square
A disability insurance agent in Franklin Square can help you understand policy options and file claims. New York State requires insurers to respond to claims within 45 days. Local agents know the specific rules for Long Island and New York City area policies.
Frequently Asked Questions
What does a disability insurance agent in Franklin Square do?
An agent helps you compare disability insurance policies from different carriers. They can explain policy terms, benefit amounts, and elimination periods. Agents also assist with claim submissions and follow-ups.
How long do I have to file a disability claim in New York?
New York law generally requires you to notify your insurer within 30 days of becoming disabled. You must submit proof of loss within 90 days. Check your specific policy for exact deadlines.
Can a Franklin Square agent help with an existing claim?
Yes, many agents assist with ongoing claims by reviewing paperwork and communicating with the insurer. They can also explain your policy terms and help you understand benefit calculations.
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