The top-rated disability insurance agent in Hauppauge, New York is Insurance Pros: Global Pro Coverages, rated 5.0 stars across 339 reviews. Other highly rated options include Jodi Hodnik at Comparion Insurance Agency, Edward Beekman at Comparion Insurance Agency, Seniors Health Plan Advisors. This directory lists 20 disability insurance agents serving Hauppauge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Pros: Global Pro Coverages | 1600 Express Dr S SUITE 110 | (631) 260-1777 |
| 2 | Jodi Hodnik at Comparion Insurance Agency | 102 Vanderbilt Motor Pkwy Ste 220 | (631) 639-3791 |
| 3 | Edward Beekman at Comparion Insurance Agency | 102 Vanderbilt Motor Pkwy Ste 220 | (631) 791-4074 |
| 4 | Seniors Health Plan Advisors | 150 Motor Pkwy #401 | (516) 319-2214 |
| 5 | Comparion Insurance Agency | 102 Vanderbilt Motor Pkwy Ste 220 | (631) 233-3734 |
| 6 | Jonathan Sommer at Comparion Insurance Agency | 102 Vanderbilt Motor Pkwy Ste 220 | (631) 791-4070 |
| 7 | The McCord Agency Inc. | 380 Townline Rd Suite 120 | (631) 213-3331 |
| 8 | Eileen Knapp at Comparion Insurance Agency | 102 Vanderbilt Motor Pkwy Ste 220 | (631) 639-3792 |
| 9 | William Parker at Comparion Insurance Agency | 102 Vanderbilt Motor Pkwy Ste 220 | (631) 639-3793 |
| 10 | Camille Bunicci Agency | 380 Townline Rd Suite 120 | (631) 213-3331 |
Insurance Pros: Global Pro Coverages serves Suffolk County from its Hauppauge, New York location, specializing in disability insurance agent services. This firm helps local professionals evaluate coverage options to protect their income against illness or injury. Clients work closely with the agent to compare policy terms from different insurance carriers. Typical services include assisting with individual disability policies that replace lost wages for employed residents. The agent also handles business overhead expense policies for small business owners in the area.
Jodi Hodnik at Comparion Insurance Agency provides disability insurance agent services, helping clients evaluate policies that replace a portion of income if illness or injury prevents them from working. The agency assists individuals and business owners in understanding plan options, including benefit amounts, elimination periods, and coverage durations, while guiding them through the application process. Ongoing support is available for policy updates or claims guidance. Its clientele includes medical professionals, tradespeople, office staff, and small business owners in single-family homes, retail shops, and local restaurants and apartments.
Edward Beekman at Comparion Insurance Agency serves homeowners, businesses, and property managers in Hauppauge, New York, providing disability insurance agent services that help clients protect their income against unforeseen illness or injury. The agency offers guidance on policy options tailored to individual earning needs and occupational risks. Regular consultations assist customers in understanding coverage limits and elimination periods. Edward Beekman also serves clients in neighboring Smithtown and the surrounding Suffolk County area.
Seniors Health Plan Advisors serves Hauppauge and the surrounding Long Island communities, handling disability insurance applications for local residents. It works with clients who need income protection due to illness or injury that prevents regular employment. The agent evaluates each person’s coverage needs based on their occupation and current salary level to recommend suitable policy options. To complete a typical job this company reviews medical history from the applicant before submitting the necessary paperwork with an insurance carrier for underwriting.
Comparion Insurance Agency in Hauppauge, New York, is known for providing guidance on disability income protection for local professionals and business owners. Its services range from evaluating short-term and long-term disability policies to comparing options from multiple insurers to match individual income needs. The agency focuses on clarifying complex policy terms, ensuring clients understand benefit periods and elimination periods. A specialty service it can add on is consultation for creating a customized own-occupation disability policy, which offers tailored protection for specific high-skill careers.
Individuals turn to a disability insurance agent either for a single policy review or for ongoing management of their coverage portfolio. Jonathan Sommer at Comparion Insurance Agency in Hauppauge, NY assists clients in evaluating income protection plans tailored to their occupational risks and financial needs. As a local agent, he works to identify policies that address both short-term and long-term disability scenarios based on an individual's specific situation. This service runs on an as-needed basis, available whenever a client requires a policy consultation or renewal.
The McCord Agency Inc., operating in Hauppauge, New York, specializes in offering disability insurance policies that replace a portion of lost income. It provides general services, including evaluating clients’ financial situations to help secure appropriate coverage from major insurers. The agency assists with applications and clarifies policy details for both individuals and professionals in the area. During open enrollment periods, it helps clients review existing plans to confirm adequate protection against unexpected injuries or illnesses that could disrupt earnings.
In Hauppauge’s active community, residents often seek coverage for lost income after illness or injury, and Eileen Knapp at Comparion Insurance Agency helps address that need by specializing in disability insurance. This agent works with local clients to evaluate policies that can replace a portion of earnings during recovery periods. The process typically begins with a detailed conversation about current employment status and health history. An initial assessment of individual monthly expenses then determines appropriate coverage levels.
William Parker at Comparion Insurance Agency in Hauppauge, NY, offers disability insurance for residential clients, helping homeowners protect their income if illness or injury prevents work. The same coverage is available for commercial enterprises in the area, ensuring small business owners and their employees maintain financial stability. Serving Suffolk County and the broader Long Island region, the agency encourages clients to review policy details during each initial meeting and schedule follow-up appointments between regular annual visits for any needed adjustments.
The Camille Bunicci Agency in Hauppauge, NY, works with individuals and businesses to arrange disability insurance coverage. Its specialty includes policies designed to replace a portion of income if an injury or illness prevents work. The agency takes time to explain plan details, helping clients choose appropriate benefits for their situation. It offers these services to a range of commercial sectors, including offices, warehouses, and food service operations.
What Does a a Disability Insurance Agent in Hauppauge Cost?
Costs for disability insurance in New York vary by policy type and coverage amount. Typical premiums range from 1% to 3% of your annual income for private plans. Employer-sponsored plans may have lower costs. This is general information, not insurance advice.
About disability insurance agents in Hauppauge
Disability insurance agents in Hauppauge, New York help residents secure income protection policies and navigate claims. New York state law requires disability benefits for off-the-job injuries or illnesses under the New York Disability Benefits Law. Local agents understand the specific requirements of this law and can guide you through the application process.
Frequently Asked Questions
What does a disability insurance agent in Hauppauge do?
A disability insurance agent helps you find a policy that fits your needs and assists with filing claims. They explain policy terms and coverage limits. They do not provide legal advice but can connect you with resources.
Is disability insurance required in New York?
Yes, most employers in New York must provide short-term disability coverage under the New York Disability Benefits Law. This covers off-the-job injuries and illnesses. Self-employed individuals can purchase private policies.
How long does a New York disability claim take?
Claims under the New York Disability Benefits Law typically take 2 to 4 weeks for approval. If denied, you have 30 days to request a hearing. An agent can help you gather documents to speed up the process.
Disability Insurance Agents in Other New York Cities
Albany · Amherst · Babylon · Bay Shore · Bethpage · Binghamton · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clifton Park · Commack · Deer Park · East Meadow