The top-rated disability insurance agent in Hempstead, New York is Ana Perez-Vukovic - State Farm Insurance Agent, rated 4.9 stars across 507 reviews. Other highly rated options include Franklin Pen Agency Inc., Fidelis Care - Hempstead Community Office, DCAP Insurance / The TaxZone. This directory lists 10 disability insurance agents serving Hempstead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ana Perez-Vukovic - State Farm Insurance Agent | 80 Front St | (516) 481-4440 |
| 2 | Franklin Pen Agency Inc. | 369 Peninsula Blvd | (516) 506-7900 |
| 3 | Fidelis Care - Hempstead Community Office | 86 Main St | (516) 247-5141 |
| 4 | DCAP Insurance / The TaxZone | 33 Main St | (516) 538-3227 |
| 5 | Latin Insurance Brokerage | LIB Car & Business Insurance Solutions | 123 Main St | (516) 485-8400 |
| 6 | Maria Judy Gonzalez: Allstate Insurance | 80 Clinton St Ste A | (516) 206-1080 |
| 7 | Hempstead Agency Inc | 119 Jackson St | (516) 219-9672 |
| 8 | Medicare Anthem BlueCross BlueShield | 127 Fulton Ave | (321) 236-3348 |
| 9 | The Carmoon Group Ltd | 240 Fulton Ave | (516) 292-3780 |
| 10 | Future Idea Insurance NY | 316-318 Fulton Ave | (516) 846-3358 |
Ana Perez-Vukovic - State Farm Insurance Agent serves Hempstead, NY, and surrounding Nassau County, providing disability insurance agency services. This office helps local residents and business owners understand how disability coverage can protect income if an injury or illness prevents work. The agent works with individuals to review policy options that replace a portion of lost earnings. Specific services handled here include short-term disability insurance and long-term disability insurance for professionals.
Franklin Pen Agency Inc. provides disability insurance agent services to individuals and groups in Hempstead, NY. Its offerings include evaluating income protection needs and guiding clients through the process of securing appropriate disability coverage. The agency also assists with policy reviews and helps clients understand their existing plans in relation to changing financial circumstances. Ongoing support is available for claims assistance and policy adjustments as needed. The agency serves professionals and business owners with coverage needs related to single-family homes, apartments, retail, and restaurants.
Fidelis Care - Hempstead Community Office serves local homeowners, businesses, and property managers in need of disability insurance coverage. The agency helps clients understand policy options that replace lost income if an injury or illness prevents them from working. It provides guidance on both short-term and long-term disability plans to protect personal and business finances. This Hempstead-based office also assists customers throughout the Nassau County area, including nearby communities such as Uniondale and Roosevelt.
DCAP Insurance / The TaxZone serves clients in Hempstead and the surrounding Nassau County communities. The company handles disability insurance policies designed to replace a portion of a worker’s income if an injury or illness prevents them from performing their job duties. Working closely with local professionals and small business owners, the agent reviews each client’s occupation and current coverage to identify any gaps in protection. The firm then customizes a policy recommendation that aligns with the client’s specific financial obligations and long-term security needs.
Latin Insurance Brokerage | LIB Car & Business Insurance Solutions in Hempstead, NY, distinguishes its disability insurance agency by offering both one-time policy evaluations and recurring support for updating coverage as circumstances change. The agency helps clients select plans that replace a portion of income if illness or injury prevents work. Coverage typically protects a percentage of earnings, with benefit periods ranging from short-term to long-term needs. All service, whether initial consultation or ongoing management, is provided on an as-needed basis, arranged directly with the agent.
Maria Judy Gonzalez: Allstate Insurance in Hempstead, New York, provides specialty services in locating and securing disability income protection policies for local residents. Additionally, it offers general personal insurance guidance to help clients build a secure financial foundation through standard property and casualty coverage. The agency assists individuals who have lost their regular income due to injury or illness. For those approaching open enrollment periods, it helps review existing policies to ensure adequate short-term disability support remains in place.
Many Hempstead residents and workers find themselves reevaluating financial security during uncertain seasons, particularly when local industry shifts pose risks to steady income. Hempstead Agency Inc serves this neighborhood as a disability insurance agent, concentrating on policies that replace lost earnings when illness or injury prevents work. Their process carefully reviews existing personal coverage alongside regional employment benefits, identifying gaps that could disrupt daily living expenses. Clients begin this assessment with a straightforward initial consultation, reviewing current documentation to outline how a supplementary policy might fit their long-term financial planning.
Medicare Anthem BlueCross BlueShield serves residential clients in Hempstead, NY, helping them secure disability coverage to protect their income if they become unable to work. The agency also advises small businesses in the surrounding area on group disability policies that support employee stability during medical leaves. They assist clients through the application process and coordinate claim information with healthcare providers as needed. Follow-up appointments are scheduled after initial coverage begins, and repeat service is offered between regular policy reviews to address any changes in circumstances.
The Carmoon Group Ltd operates as a disability insurance agent in Hempstead, NY, assisting clients in understanding their coverage options. The company specializes in policies that provide income replacement when a person cannot work due to illness or injury. Its services include evaluating individual needs and comparing available plans to help secure appropriate protection. The firm can serve a range of commercial sectors, including offices, warehouses, and food service businesses.
Future Idea Insurance NY in Hempstead, NY, serves clients as a local disability insurance agent, focusing on helping individuals access income protection policies tailored to their needs. The agency assists with navigating both short-term and long-term disability coverage options to safeguard earnings during illness or injury. As a specialty service, it can provide guidance on securing policies that coordinate with existing employer-sponsored plans.
What Does a a Disability Insurance Agent in Hempstead Cost?
Disability insurance premiums in New York typically range from 1% to 3% of your annual income for individual policies. For group plans through an employer, costs are often shared between the employer and employee. Rates depend on factors like age, occupation, health status, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in Hempstead
Disability insurance agents in Hempstead New York help individuals and businesses secure income protection policies. New York state law requires certain employers to provide short-term disability coverage through the New York State Disability Benefits Law. Local agents can guide you through policy options and the claims process specific to Hempstead and Nassau County.
Frequently Asked Questions
What does a disability insurance agent in Hempstead do?
A disability insurance agent helps you find and compare disability insurance policies from different carriers. They explain policy terms, coverage limits, and waiting periods. They also assist with filing claims and understanding your rights under New York law.
Is disability insurance required in New York?
New York requires most employers to provide short-term disability benefits through the New York State Disability Benefits Law. This coverage replaces a portion of your wages if you are injured or ill off the job. Long-term disability insurance is not required but is often available through employers or private agents.
How long can I receive disability benefits in New York?
New York short-term disability benefits last up to 26 weeks in a 52-week period. Long-term disability policies vary but may provide benefits for several years or until retirement age. Your agent can explain the specific time limits in your policy.
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