The top-rated disability insurance agent in Hicksville, New York is Christie Simmons - State Farm Insurance Agent, rated 5.0 stars across 537 reviews. Other highly rated options include Nationwide/Progressive/Travelers, DCAP Insurance, Pinkham Agency Inc. This directory lists 19 disability insurance agents serving Hicksville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christie Simmons - State Farm Insurance Agent | 101 Bloomingdale Rd | (516) 433-4275 |
| 2 | Nationwide/Progressive/Travelers | 55 Broadway #F | (516) 719-0700 |
| 3 | DCAP Insurance | 956 S Broadway | (516) 822-4848 |
| 4 | Pinkham Agency Inc | 40 Commerce Pl # 100 | (516) 931-1414 |
| 5 | Ranu Insurance Agency Inc. | 67 N Broadway 2nd Floor | — |
| 6 | Libardi Service Agency Inc | 100 Stewart Ave | (516) 333-3611 |
| 7 | SANJEEV KUMAR - Insurance Agent | 77 N Broadway | (516) 515-9618 |
| 8 | Rob Colarusso - State Farm Insurance Agent | 80 N Newbridge Rd | (516) 933-3276 |
| 9 | Universal Insurance Agency NY | 100 S Broadway | (516) 421-6867 |
| 10 | Farmers Insurance - Ayesha Salman | 125 Jerusalem Ave | (516) 405-5800 |
Christie Simmons - State Farm Insurance Agent serves Hicksville, NY, and the surrounding Nassau County area, specializing in disability insurance coverage. The agency helps local professionals and self-employed individuals protect their income in the event of an injury or illness that prevents them from working. They guide clients through the process of selecting appropriate policy options that align with individual financial needs and employment circumstances. The company handles both short-term and long-term disability insurance solutions to ensure continued income stability during unexpected medical situations.
Nationwide/Progressive/Travelers provides comprehensive disability insurance agency services in the Hicksville area. The agency assists clients in understanding group and individual disability policies that offer financial protection against injury or illness impacting their ability to work. Its claims support team helps navigate the process of filing for income replacement benefits under existing plans. The agency also offers policy reviews to ensure coverage aligns with current income needs and lifestyle changes. It serves local professionals, small business owners, and employees across single-family homes, apartments, retail establishments, and restaurants.
Serving Hicksville and the surrounding communities on Long Island, DCAP Insurance assists local professionals and residents with securing disability income protection. The agency helps clients explore coverage options, including short-term and long-term disability policies, to safeguard income during a period of injury or illness. By reviewing each applicant’s occupational duties and financial needs, the agent evaluates suitable plans from different carriers and compares their terms. This personalized approach ensures clients understand policy details before selecting a benefit amount and waiting period that fits their situation.
Pinkham Agency Inc serves homeowners, businesses, and self-employed professionals seeking income protection in Hicksville, New York. The agency guides clients through disability insurance options to help replace lost earnings if injury or illness prevents work. It evaluates individual coverage needs, recommends suitable policies from major insurers, and assists with application and claims questions. Service is designed for both long-term and short-term disability planning. Pinkham Agency Inc also extends its disability insurance services to clients throughout the nearby Levittown area.
Libardi Service Agency Inc in Hicksville, NY assists clients in distinguishing between one-time disability insurance policies and recurring coverage options that continue to protect income over time. They help individuals evaluate policy terms that align with their long-term financial planning needs in the local area. As a disability insurance agent, the company supports policy selection and claims guidance for personal or business contexts. Service is provided on an as-needed basis to address specific client requests for policy consultations or modifications.
SANJEEV KUMAR - Insurance Agent in Hicksville, NY, offers clients specialized disability insurance policies to replace a portion of lost income during illness or injury. The company generally guides individuals through the application process, helping compare options that fit personal financial situations and employment types. It assists local professionals in protecting their earnings against unexpected events. In the seasonal spring hiring and summer shift periods, many workers contact the agency to review coverage before starting new positions.
As winter approaches in Hicksville, many residents begin reviewing their financial protections, leading to increased interest in disability insurance. Rob Colarusso, operating as a State Farm Insurance Agent, assists local individuals and families in understanding these policies that replace lost income during illness or injury. Coverage details and premium options are explained clearly, focusing on each client's specific employment and financial situation. A free initial consultation is typically scheduled to review current coverage and assess personal needs for disability protection.
Universal Insurance Agency NY in Hicksville, New York assists clients with disability insurance, distinguishing between short-term and long-term coverage options. Short-term policies replace income for a limited period after illness or injury, while long-term plans provide benefits for extended durations, often until retirement. These disability insurance agents help individuals compare policies based on occupation and income needs. Their service operates on a scheduled and as-needed basis, with consultations arranged by appointment to discuss personalized plan selections.
Farmers Insurance - Ayesha Salman in Hicksville, NY provides comprehensive coverage solutions, specializing in disability insurance to protect individuals against income loss from illness or injury. The agency works closely with clients to tailor policies that address their unique health and financial needs. Its services are available to a variety of commercial sectors, including local offices, warehouses, and food service businesses.
What Does a a Disability Insurance Agent in Hicksville Cost?
Typical costs for disability insurance in New York range from 1% to 3% of your annual income. For a $50,000 annual salary, this could be $500 to $1,500 per year. Costs vary based on age, health, occupation, and policy features. This is general information, not insurance advice.
About disability insurance agents in Hicksville
A disability insurance agent in Hicksville, New York can help you understand and obtain coverage that protects your income. New York state law requires certain employers to provide short-term disability benefits through the New York State Disability Benefits Law. An agent can guide you through policy options and claims processes specific to Long Island and Nassau County.
Frequently Asked Questions
What does a disability insurance agent in Hicksville do?
A disability insurance agent helps you compare policies, file claims, and understand coverage limits. They work with private insurers to find a plan that fits your needs. In New York, agents must be licensed by the state Department of Financial Services.
Is disability insurance required in New York?
New York law requires most employers to provide short-term disability benefits through the New York State Disability Benefits Law. This covers off-the-job injuries or illnesses. Private disability insurance is optional but can supplement state benefits.
How long do New York disability benefits last?
New York State Disability Benefits provide up to 26 weeks of benefits in a 52-week period. Private disability insurance policies may offer longer terms. An agent can explain the differences and help you choose a policy.
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