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Find Disability Insurance Agents Near You in Ithaca, NY

Browse disability insurance agents serving Ithaca, New York. Updated 2026-07-14.

The top-rated disability insurance agent in Ithaca, New York is Nick Romo - State Farm Insurance Agent, rated 4.8 stars across 471 reviews. Other highly rated options include Adam Megivern - State Farm Insurance Agent, Bailey Place Insurance, Freeway Insurance. This directory lists 18 disability insurance agents serving Ithaca.

Showing 18 disability insurance agents in Ithaca, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nick Romo - State Farm Insurance Agent309 N Tioga St(607) 256-2886
2Adam Megivern - State Farm Insurance Agent2359 N Triphammer Rd Ste 1B(607) 216-9045
3Bailey Place Insurance2428 N Triphammer Rd(607) 319-0094
4Freeway Insurance722 S Meadow St(607) 319-7016
5True Insurance124 Seneca Way(607) 273-7511
6Moscato & Associates Inc950 Danby Rd(607) 216-1450
7Andrews Agency Insurance804 W State St(607) 273-7551
8Warren Insurance Agency223 Elmira Rd(607) 277-0267
9Security Mutual Insurance Co2417 N Triphammer Rd(607) 257-5000
10P W Wood & Son Inc2333 N Triphammer Rd Suite 501(607) 266-3303
NR
309 N Tioga St
Nick Romo - State Farm Insurance Agent
Disability Insurance Agent · Ithaca, NY

Nick Romo - State Farm Insurance Agent serves the Ithaca, New York metro area, providing disability insurance agent services to local residents and businesses. This agency assists clients in understanding how disability coverage can replace a portion of income if illness or injury prevents them from working. Policies are designed to offer financial protection during recovery periods, with options for both short-term and long-term benefits. The office specifically handles individual disability income policies and group disability plans for employers in the region.

AM
2359 N Triphammer Rd Ste 1B
Adam Megivern - State Farm Insurance Agent
Disability Insurance Agent · Ithaca, NY

Adam Megivern - State Farm Insurance Agent in Ithaca, NY offers disability insurance services designed to help protect income in the event of illness or injury. The agency assists clients in understanding policy options and maintains ongoing account reviews to adapt coverage to changing needs. Its service approach includes planning to address individual financial circumstances. The company serves clients in various settings, including single-family homes, apartments, retail locations, and restaurants.

BP
2428 N Triphammer Rd
Bailey Place Insurance
Disability Insurance Agent · Ithaca, NY

Bailey Place Insurance serves homeowners, businesses, and property managers in Ithaca, New York, offering disability insurance agent services. The agency helps clients understand their income protection needs and find suitable disability policies. It guides property owners and entrepreneurs through coverage options for loss of earnings due to injury or illness. This support extends to neighboring communities throughout Tompkins County, including the areas around Cayuga Lake and Dryden.

FI
722 S Meadow St
Freeway Insurance
Disability Insurance Agent · Ithaca, NY

Freeway Insurance in Ithaca, NY offers both one-time consultations for immediate disability coverage needs and recurring service options for updating or renewing policies over time. As a disability insurance agent, the firm assists clients in understanding how long-term or short-term disability plans can replace lost income if illness or injury prevents work. These plans help protect financial stability during unexpected health setbacks. Service runs on an as-needed basis, allowing clients to schedule appointments when required, whether for initial policy setup or periodic policy reviews.

TI
124 Seneca Way
True Insurance
Disability Insurance Agent · Ithaca, NY

True Insurance serves disability insurance clients in Ithaca, New York and the surrounding Tompkins County communities. The agency handles applications for both short-term and long-term disability income protection policies. For each client, its typical job begins with a thorough review of the individual’s occupation, earnings, and existing coverage to identify appropriate options. It then compares policies from multiple carriers, presents clear explanations of benefit terms, and manages the paperwork process to secure the needed protection for the policyholder.

MA
950 Danby Rd
Moscato & Associates Inc
Disability Insurance Agent · Ithaca, NY

Moscato & Associates Inc specializes in helping professionals and small business owners secure disability insurance coverage, offering tailored income protection policies for individuals in the Ithaca area. The agency guides clients through the process of evaluating benefit options, waiting periods, and policy riders to match diverse career risks and financial needs. As local specialists, they assist residents in preparing for unexpected health events that could interrupt earnings, such as the seasonal halt of construction or tourism work during harsh Upstate New York winters.

AA
804 W State St
Andrews Agency Insurance
Disability Insurance Agent · Ithaca, NY

As the seasons change in Ithaca, residents often reassess their financial protections against unexpected income loss. Andrews Agency Insurance provides guidance on disability insurance for local workers seeking to safeguard their earnings. The agency helps clients understand how income replacement plans can cover routine expenses during illness or injury. Disability insurance agents in this area typically evaluate occupation type, existing coverage, and specific needs. The initial step with this agency involves scheduling a complimentary assessment to review personal circumstances and policy options.

WI
223 Elmira Rd
Warren Insurance Agency
Disability Insurance Agent · Ithaca, NY

Warren Insurance Agency provides guidance to individuals and businesses seeking disability insurance coverage in the Ithaca, New York area. As a dedicated disability insurance agent, the company helps clients understand policy options that protect income in case of injury or illness. The agency can assist with evaluating different benefit periods, elimination periods, and coverage amounts based on specific needs. It serves a variety of commercial sectors, including offices, warehouses, and food service establishments.

SM
2417 N Triphammer Rd
Security Mutual Insurance Co
Disability Insurance Agent · Ithaca, NY

Security Mutual Insurance Co provides disability income protection to residents in Ithaca, New York. They offer commercial coverage for local businesses seeking to safeguard employee earnings during illness or injury, and their service encompasses the Ithaca area and surrounding Tompkins County communities. Each policy is tailored to individual income needs. Clients often schedule follow-up consultations to adjust coverage after life changes, with periodic reviews offered annually between regular benefit claims.

PW
2333 N Triphammer Rd Suite 501
P W Wood & Son Inc
Disability Insurance Agent · Ithaca, NY
SI
430 W State St
Stability Insurance New York
Disability Insurance Agent · Ithaca, NY
(315) 230-0517
LI
401 N Aurora St
Larkin Insurance
Disability Insurance Agent · Ithaca, NY
(607) 273-4732
larkininsuranceagency.com
TT
102 E State St
Tower of Trust Insurance CO
Disability Insurance Agent · Ithaca, NY
(315) 227-3577
BW
903 Hanshaw Rd
The Becker-Well Agency, Inc.
Disability Insurance Agent · Ithaca, NY
(607) 257-1003
TI
119 E Seneca St
Tompkins Insurance Agencies
Disability Insurance Agent · Ithaca, NY
(607) 257-4440
tompkinsins.com
MI
370 Elmira Rd
Maguire Insurance Agency - Ithaca
Disability Insurance Agent · Ithaca, NY
(607) 261-1301
maguirefamilyinsurance.com
TI
124 Seneca Way
True Insurance: Hildreth Becki
Disability Insurance Agent · Ithaca, NY
(607) 273-7511
trueinsurance.com
LI
401 N Aurora St
Larkin Insurance Inc: Sharp Teresa
Disability Insurance Agent · Ithaca, NY
(607) 273-4732
larkininsuranceagency.com

What Does a a Disability Insurance Agent in Ithaca Cost?

Disability insurance premiums in New York vary based on age health occupation and benefit amount. A typical policy for a 35-year-old non-smoker might cost between 1% and 3% of annual income. For a $5,000 monthly benefit this could range from $100 to $300 per month. Costs are higher for high-risk occupations or pre-existing conditions. This is general information not insurance advice.

About disability insurance agents in Ithaca

Disability insurance agents in Ithaca New York help individuals and small business owners secure income protection. New York State requires specific policy provisions under Insurance Law Section 3216 for individual disability policies. Agents can guide you through the unique needs of Tompkins County residents including those employed by Cornell University or local healthcare systems.

Frequently Asked Questions

What does a disability insurance agent in Ithaca do?

A disability insurance agent helps you compare policies from different carriers. They explain coverage options such as own-occupation versus any-occupation definitions. They also assist with the application process and medical underwriting.

How does New York law affect disability insurance policies?

New York Insurance Law Section 3216 sets minimum standards for individual disability policies. This includes a required 30-day grace period and a 90-day waiting period for benefits. Policies must also include a provision for a free look period of at least 10 days.

Can an Ithaca agent help with an existing disability claim?

Yes many agents can review your current policy and help you understand your benefits. However for claim disputes you may need a lawyer or a public adjuster. Agents typically focus on selling new policies rather than handling claim appeals.

Disability Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.