The top-rated disability insurance agent in Jamestown, New York is Dave Snow - State Farm Insurance Agent, rated 4.9 stars across 162 reviews. Other highly rated options include Lockwood Insurance, Lawley Jamestown, J. Edwards Insurance Agency. This directory lists 18 disability insurance agents serving Jamestown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Snow - State Farm Insurance Agent | 101 W 5th St | (716) 488-7042 |
| 2 | Lockwood Insurance | 617 N Main St | (716) 219-7061 |
| 3 | Lawley Jamestown | 201 W 3rd St Suite 215 | (716) 483-1886 |
| 4 | J. Edwards Insurance Agency | 800 W 3rd St | (716) 484-1288 |
| 5 | AW Access Agency | 19 Ivy St | (716) 487-0823 |
| 6 | Eckman Insurance | 4007 N Main Street Ext | (716) 985-5800 |
| 7 | Gary N Johnson Insurance | 800 Fairmount Ave Suite A | (716) 483-5525 |
| 8 | Nationwide Insurance: Cynthia Woltz Insurance Agency Inc. | 205 Fluvanna Ave | (716) 664-3890 |
| 9 | Premium Senior Insurance Co | 605 N Main St | (315) 230-0371 |
| 10 | William Farr: Allstate Insurance | 812 Foote Ave | (716) 483-2732 |
Dave Snow - State Farm Insurance Agent serves the Jamestown, NY area and surrounding communities. This agency provides disability insurance services to local individuals and small businesses seeking income protection. A typical focus of disability insurance agents here is helping clients replace a portion of their earnings if illness or injury prevents them from working. The agency handles both short-term and long-term disability policies tailored to a client’s occupation and financial needs.
Lockwood Insurance in Jamestown, NY assists clients with the selection and application of individual and group disability insurance policies. Its service approach includes guiding policyholders through claims filing procedures and helping to adjust coverage as income needs change over time. The company also offers periodic policy reviews to ensure benefits align with current employment situations. Lockwood Insurance serves the disability coverage needs of local workers, from independent contractors and single-family homeowners to employees at apartments, retail stores, and restaurants.
Lawley Jamestown serves homeowners, businesses, and property managers in Jamestown, New York, who need disability insurance to protect their income. As a disability insurance agent, the company assists clients in evaluating plans that provide financial support if illness or injury prevents work. The agency helps individuals and employers understand policy options, coverage limits, and benefit periods. It also serves clients in the surrounding Chautauqua County area, including the neighboring community of Falconer.
J. Edwards Insurance Agency serves Jamestown, New York, and the surrounding Chautauqua County communities. It handles disability insurance, offering policies that replace a portion of a clients income if they become unable to work due to injury or illness. The agency guides individuals through available coverage options, including short-term and long-term plans. It evaluates a client’s occupation, current earnings, and risk factors to propose an appropriate policy for their specific needs.
AW Access Agency, located in Jamestown, NY, distinguishes between one-time consultations for immediate disability coverage needs and ongoing service plans for clients who require regular policy reviews. The agency focuses on helping local residents and business owners find individual or group disability income protection to safeguard against loss of earnings due to illness or injury. Recommendations are tailored based on each client’s occupation, health profile, and financial situation. Service runs on either a scheduled or as-needed basis to accommodate changing circumstances over time.
Eckman Insurance specializes in disability coverage to protect local income and savings. As a disability insurance agent in Jamestown, NY, it generally serves individuals and businesses seeking to replace lost wages due to illness or injury. The agency works with area clients to tailor policies for different occupations and health situations. As winter approaches, it frequently addresses how short-term policies can cover seasonal slowdowns or recovery from weather-related accidents, providing crucial financial support during these common local events.
As winter weather arrives in Jamestown, unpredictable conditions can force unexpected time away from work, making disability coverage a practical concern for many residents. Gary N Johnson Insurance addresses such community needs with professional guidance on securing disability insurance. This agency helps individuals and local small businesses understand policy options designed to protect income when illness or injury prevents working. An initial consultation with an agent typically covers a review of current earnings and occupational duties to determine appropriate coverage levels.
Nationwide Insurance: Cynthia Woltz Insurance Agency Inc. in Jamestown, New York works with individuals to secure coverage that protects their income in the event of illness or injury. The agency specializes in disability insurance, helping clients replace a portion of their earnings when they cannot work. It can serve a variety of commercial sectors, including offices, warehouses, and food service operations, ensuring businesses and their employees have access to tailored income protection solutions.
Premium Senior Insurance Co in Jamestown, NY provides disability insurance agent services to local residents, helping them protect their income from unexpected illness or injury. Commercial coverage is also available for small business owners seeking employee or individual policies across the greater Jamestown area. These tailored solutions address common local needs for financial security during recovery periods. Appointments are followed by prompt follow-up service and periodic reviews to adjust coverage between regular scheduled visits.
William Farr: Allstate Insurance serves the Jamestown, New York, area as a disability insurance agent, helping individuals secure income protection plans that cover a portion of their earnings if an injury or illness prevents them from working. The agency offers policy consultations to assess client needs and claims assistance to navigate the benefits process. It can also provide guidance on pairing short-term coverage with long-term disability insurance to create a more complete financial safety net.
What Does a a Disability Insurance Agent in Jamestown Cost?
Disability insurance agent services in New York typically cost nothing upfront as agents earn commissions from insurance carriers. Policy premiums vary widely from 1% to 3% of your annual income for individual coverage. Group plans through employers may have lower per-person costs. Costs depend on your occupation, health, benefit amount, and waiting period. This is general information, not insurance advice.
About disability insurance agents in Jamestown
Disability insurance agents in Jamestown, New York help individuals and businesses secure income protection policies. New York law requires certain disability benefits for employees under the New York State Disability Benefits Law. A local agent can guide you through policy options and claims processes specific to the Jamestown area.
Frequently Asked Questions
What does a disability insurance agent in Jamestown do?
A disability insurance agent helps you compare policies from different carriers, explains coverage terms, and assists with applications. They can also provide guidance on New York state disability benefits and private plans.
How do I choose a disability insurance agent in Jamestown?
Look for an agent licensed in New York with experience in disability insurance. Check their knowledge of New York Disability Benefits Law and ask about their process for handling claims and appeals.
What New York laws affect disability insurance policies?
New York Insurance Law regulates policy terms and claim handling. The New York State Disability Benefits Law mandates short-term coverage for off-the-job injuries. Agents must follow state rules on policy disclosures and grace periods.
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