The top-rated disability insurance agent in Kings Park, New York is Marcela Ruppert - State Farm Insurance Agent, rated 4.9 stars across 552 reviews. Other highly rated options include Raquel Trastoy: Allstate Insurance, Paddlesport Risk Management, LLC, Jacka-Liquori Agency Inc. This directory lists 10 disability insurance agents serving Kings Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marcela Ruppert - State Farm Insurance Agent | 161 Main St | (631) 663-5577 |
| 2 | Raquel Trastoy: Allstate Insurance | 7 Main St A | (631) 618-0151 |
| 3 | Paddlesport Risk Management, LLC | 1 Village Plaza # 201 | (631) 321-6859 |
| 4 | Jacka-Liquori Agency Inc | 1 Village Plaza Suite 201 | (631) 269-9696 |
| 5 | Main Street Financial Group | 80 E Main St | (631) 269-2300 |
| 6 | Flynn Insurance Agency / John J. Flynn, Inc / JN Grace Group, Inc | 8 Main St | (631) 269-4800 |
| 7 | professional liability pros | Village Plaza | (631) 269-9696 |
| 8 | The Drake Insurance Agency | 6 Selmar Ct | (631) 557-4680 |
| 9 | North Shore Group Inc | 80 E Main St | (631) 544-4700 |
| 10 | S&A Benefits Consulting, LLC | 148 Juniper Rd | (631) 897-2941 |
Marcela Ruppert - State Farm Insurance Agent serves Kings Park and the surrounding Suffolk County area, providing disability insurance solutions to local residents and professionals. The agency works with clients to evaluate income protection needs and navigate policy options. These efforts help individuals and families secure financial stability during periods of medical leave or injury. The company handles both short-term and long-term disability coverage plans for its customers in this region.
Raquel Trastoy: Allstate Insurance serves the Kings Park, New York area and offers disability insurance agent services to local residents. This agency assists individuals in understanding how disability coverage can help protect their income during unexpected illness or injury. Representatives work with clients to review policy options and navigate the application process. The agency handles both short-term and long-term disability insurance plans to meet diverse coverage needs.
Paddlesport Risk Management, LLC provides comprehensive services focused on securing disability insurance for individuals and groups in the Kings Park, NY area. It offers standard policy placement and also coordinates ongoing plan maintenance to ensure coverage remains appropriate as needs change. The company assists with evaluating benefit options and navigating claims processes. Its clientele includes professionals working in a variety of settings, such as single-family homes, apartment buildings, retail stores, and restaurants.
Homeowners and business owners in Kings Park, New York, turn to Jacka-Liquori Agency Inc for disability insurance agent services that help protect their ability to earn an income. This local agency assists clients in navigating policies that provide financial support if illness or injury prevents them from working. Such coverage safeguards personal finances and business stability during unexpected periods of disability. The firm works closely with policyholders to identify suitable plans that match their needs and budgets. Its service area also extends to the greater Smithtown region.
Serving Kings Park and the surrounding communities of Suffolk County, Main Street Financial Group handles disability insurance for local professionals and small business owners. It works to replace a portion of income should a client become unable to work due to illness or injury. Policies are carefully selected to match each individual’s occupation and income level. The company generally starts by reviewing a client’s current coverage, then analyzes potential gaps before recommending specific policy options from available carriers. This ensures the solution fits the client’s financial protection needs accurately.
Flynn Insurance Agency, John J. Flynn, Inc, and JN Grace Group, Inc, operating from Kings Park, NY, distinguishes between one-time consultation services for single policy reviews and recurring service options for ongoing coverage adjustments and claims support. This local disability insurance agent specializes in helping clients secure income protection tailored to their employment situations in the New York area. Service runs on both a scheduled and as-needed basis, allowing clients to arrange meetings or contact the agent when specific policy questions or life changes arise.
Professional Liability Pros in Kings Park, NY offers disability insurance agent services, including income protection planning and customized policy reviews for local professionals. The firm generally assists individuals in assessing their coverage needs and navigating policy options for disability-related income loss. It regularly advises on policies that protect against the financial impact of accidents or illnesses preventing work. A common seasonal concern it helps with involves policy adjustments for professionals who experience increased physical activity or travel during the summer months.
The Drake Insurance Agency in Kings Park, NY, provides professional guidance on disability income protection for individuals and businesses. It specializes in structuring policies that replace lost earnings during illness or injury, a crucial coverage for financial stability in the local area. The agency serves a variety of commercial sectors, including office environments, warehouse operations, and food service establishments.
As winter disrupts routines in Kings Park, unexpected illness or injury can halt a steady income. North Shore Group Inc addresses this concern by helping residents understand disability insurance as a practical safeguard for their finances. They focus on advising clients about policies that replace wages during recovery times. The process begins with an initial consultation to review individual employment situations and protection needs. This meeting determines what coverage best supports each client’s long-term stability.
S&A Benefits Consulting, LLC serves residents of Kings Park, New York with disability insurance solutions to protect personal income. The company also provides commercial coverage options for local businesses safeguarding their employees’ earning potential throughout the greater Long Island area. Every client receives an initial consultation to explain policy features and address specific financial concerns. After each enrollment, the agent schedules follow-up contact to review coverage needs and make adjustments between regular visits as life circumstances change.
What Does a a Disability Insurance Agent in Kings Park Cost?
Disability insurance premiums in New York typically range from 1 percent to 3 percent of your annual income for a standard policy. For a 40 year old earning 60,000 dollars per year, a policy might cost between 600 and 1,800 dollars annually. Costs vary based on age, health, occupation, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in Kings Park
Disability insurance agents in Kings Park, New York help individuals and small business owners find coverage that protects their income. New York law requires certain employers to provide short-term disability benefits through the New York State Disability Benefits Law. A local agent can explain how state mandates affect your policy options and help you navigate claims.
Frequently Asked Questions
What does a disability insurance agent in Kings Park do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms, benefit amounts, and elimination periods. In New York, agents can also clarify how state disability benefits interact with private plans.
How is New York disability insurance different from other states?
New York has a mandatory Disability Benefits Law that requires most employers to provide temporary disability insurance for non-work related injuries or illnesses. Private disability insurance agents can help you supplement these state benefits with additional long-term or short-term coverage. New York also has specific time limits for filing claims.
Do I need a disability insurance agent if my employer offers coverage?
Even if your employer provides group disability insurance, an agent can review your policy to see if it covers your full income. Many employer plans only replace 60 percent of your salary. An agent can help you find an individual policy to fill gaps.
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