The top-rated disability insurance agent in Medford, New York is DCAP Insurance, rated 4.3 stars across 70 reviews. Other highly rated options include 112 Group Agency Inc: Allstate Insurance, Keith Burlison: Allstate Insurance, Mintz Insurance. This directory lists 10 disability insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | DCAP Insurance | 2890 NY-112 | (631) 698-2777 |
| 2 | 112 Group Agency Inc: Allstate Insurance | 2096 NY-112 | (631) 307-9010 |
| 3 | Keith Burlison: Allstate Insurance | 3138 Rte 112 | (631) 698-7200 |
| 4 | Mintz Insurance | 2620 NY-112 | (631) 654-2900 |
| 5 | Insurance Agency Medford | 3170a NY-112 | (516) 402-3733 |
| 6 | On Your Team Insurance Agency | 1733 N Ocean Ave | (631) 828-1935 |
| 7 | Jim Salveson - State Farm Insurance Agent | 2604 NY-112 | (631) 289-3974 |
| 8 | Lenceski Agency | 3243 NY-112 #1 | (631) 736-4477 |
| 9 | Liberty Risk Insurance Agency | 2333 NY-112 | (631) 569-5633 |
| 10 | Vincent & Vincent Property & Casualty Services Inc | 179 Country Rd | (631) 775-7916 |
DCAP Insurance provides personalized disability insurance solutions for individuals in Medford, New York, helping them protect their income against unforeseen illness or injury. Its service approach includes evaluating each client’s occupation and lifestyle to tailor appropriate coverage. Regular policy reviews and updates are offered to ensure ongoing financial protection. The company serves a diverse clientele, including professionals working in local single-family homes, apartment complexes, retail establishments, and restaurants.
112 Group Agency Inc: Allstate Insurance serves clients in Medford and throughout Suffolk County. As a disability insurance agent, the company helps individuals find coverage that replaces a portion of their income if they cannot work due to illness or injury. It offers both short-term and long-term disability insurance policies tailored to different professional and personal needs. The agency assists with evaluating policy benefits and navigating applications for individual disability income protection.
Keith Burlison: Allstate Insurance in Medford, NY, offers disability insurance agent services for local clients, helping them secure income protection through tailored policy selection. Service plans focus on reviewing individual coverage needs and providing ongoing support for claims assistance or policy adjustments. Regular consultations ensure that coverage adapts to changing circumstances. This agent serves a variety of residential and commercial property types, including single-family homes, apartments, retail spaces, and restaurants.
Mintz Insurance serves local homeowners, small business owners, and self-employed professionals seeking disability insurance to protect their income against unexpected illness or injury. The agency provides personalized consultations to help clients understand policy options and coverage levels that match their specific occupational risks and financial needs. By evaluating individual circumstances, the agent assists in tailoring plans that offer meaningful income replacement. Serving Medford and the surrounding Suffolk County area, Mintz Insurance also extends its services to residents and business owners in Patchogue and the greater Long Island region.
Serving Medford and the surrounding communities on Long Island, Insurance Agency Medford handles disability insurance coverage for local professionals and small business owners. It helps clients protect their income should an illness or injury prevent them from working. The agency guides individuals through policy options designed to replace a portion of lost earnings during recovery. To manage a typical client case, it begins with a thorough review of the applicant’s occupation and financial situation to tailor coverage accordingly.
On Your Team Insurance Agency in Medford, NY understands that disability insurance can involve either a one-time policy for a specific financial need or recurring service for ongoing income protection and coverage adjustments. They assist local professionals in evaluating options that replace lost earnings if an illness or injury prevents work. Their service runs on an as-needed basis, allowing clients to reach out when planning major life changes or reviewing existing benefits.
Jim Salveson - State Farm Insurance Agent specializes in disability income protection, helping local professionals secure coverage that replaces lost wages due to illness or injury. Located in Medford, NY, the agency also assists clients with related personal insurance needs and policy reviews to match changing life circumstances. Compassionate guidance ensures individuals understand complex benefit structures. As the end of the year approaches, the agent helps self-employed workers adjust their policies to reflect fluctuating business earnings from the past tax season.
As Long Island residents consider how an unexpected illness or injury might affect their household income, Lenceski Agency in Medford assists with navigating short- and long-term coverage options. Disability insurance replaces a portion of wages during recovery from accidents or serious medical conditions. The agency specializes in guiding local workers through policy features and benefit waiting periods relevant to New York’s regulations. An initial consultation involves reviewing an applicant’s current occupation and earnings to customise the appropriate plan.
Liberty Risk Insurance Agency handles the processes of obtaining and managing disability income protection for individuals and businesses in the Medford area. Adding a specialty focus on disability insurance agent services, the firm guides clients through policy selection and claims navigation. It works with employers and self-employed professionals to structure coverage that addresses lost income due to illness or injury. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service operations.
Vincent & Vincent Property & Casualty Services Inc in Medford, NY serves residential clients through disability insurance agent services, helping individuals protect their income against unforeseen health issues. The firm also offers commercial coverage for local businesses needing specialized disability protection. Throughout the surrounding Suffolk County area, their support extends from initial policy evaluation to claims guidance. Between regular visits, clients can follow up directly with the agency to adjust coverage as personal or business circumstances evolve.
What Does a a Disability Insurance Agent in Medford Cost?
Disability insurance agent services in New York typically cost nothing upfront, as agents earn commissions from insurance carriers. Premiums for individual disability policies in Medford can range from 1% to 3% of your annual income, depending on age, health, and occupation. Group plans through employers may cost less. Costs vary by case. This is general information, not insurance advice.
About disability insurance agents in Medford
Disability insurance agents in Medford, New York help individuals and business owners protect their income. New York state law requires employers to provide short-term disability coverage through the New York State Disability Benefits Law. A local agent can guide you through group and individual policies to match your needs.
Frequently Asked Questions
What does a disability insurance agent in Medford do?
A disability insurance agent helps you find and apply for disability insurance policies. They explain coverage options, policy terms, and exclusions. In New York, agents can also assist with claims related to the state disability benefits program.
Is disability insurance required in New York?
Yes, most New York employers must provide short-term disability insurance under the New York State Disability Benefits Law. This covers off-the-job injuries or illnesses. A Medford agent can help you understand if you need additional private coverage.
How do I choose a disability insurance agent in Medford?
Look for an agent licensed in New York with experience in disability policies. Ask about their knowledge of New York state disability benefits and private plans. Check reviews and confirm they work with multiple insurance carriers to offer options.
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