The top-rated disability insurance agent in New Rochelle, New York is Bankers Conseco Life Insurance Company, rated 4.9 stars across 150 reviews. Other highly rated options include Marenco Insurance Agency, M.L. Bruenn Co., Inc, WISE Agency. This directory lists 13 disability insurance agents serving New Rochelle.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bankers Conseco Life Insurance Company | 271 North Ave #610 | (929) 241-3003 |
| 2 | Marenco Insurance Agency | 2525 Palmer Ave | (914) 235-3144 |
| 3 | M.L. Bruenn Co., Inc | 271 North Ave Suite 102 | (914) 632-2222 |
| 4 | WISE Agency | 680 Main St | (914) 654-0400 |
| 5 | Douglas Torpie: Allstate Insurance | 556 North Ave | (914) 576-1515 |
| 6 | Tom Broderick - State Farm Insurance | 211 Main St | (914) 632-6000 |
| 7 | A & A Reliable Insurance Agency LLC | 92 North Ave # 201 | (914) 336-2500 |
| 8 | National Insurance Agency | 542 Main St | (631) 358-5051 |
| 9 | Colangelo Group | 2525 Palmer Ave 2nd floor | (914) 633-3333 |
| 10 | York Insurance Inc | 8 Memorial Hwy | (914) 636-6018 |
Bankers Conseco Life Insurance Company serves the New Rochelle, New York metro area as a disability insurance agent. It assists individuals and local businesses in securing income protection plans that replace lost wages due to illness or injury. The agency guides clients through policy options designed to cover short-term recovery periods. It also helps arrange long-term disability coverage for those facing extended inability to work, ensuring financial stability during such critical times.
Marenco Insurance Agency provides a full range of disability insurance agent services for clients in New Rochelle, NY, including policy analysis, plan selection, and application assistance. The agency also offers ongoing plan maintenance and periodic coverage reviews to help ensure policies remain aligned with changing income and lifestyle needs. It maintains availability for client questions regarding policy terms, benefit calculations, and claim filing procedures. Marenco Insurance Agency serves individuals and professionals, including those in single-family homes, apartments, retail businesses, and restaurants.
M.L. Bruenn Co., Inc serves local homeowners, renters, and small business owners in New Rochelle, New York, by helping them evaluate disability insurance options. The agency assists clients in understanding how disability coverage can protect income during unexpected illness or injury. It guides individuals through the process of selecting suitable policy types available in the market. The firm also extends its services to nearby communities throughout Westchester County, including the greater White Plains metropolitan area.
Serving New Rochelle and the surrounding Westchester County communities, WISE Agency acts as a disability insurance agent, guiding clients in selecting policies to protect their income. It handles both short-term and long-term disability coverage, helping individuals understand how these plans replace a portion of earnings when illness or injury prevents work. To handle a typical job, the agency first reviews a client’s occupation, income level, and existing benefits to tailor policy options to their specific financial needs.
Douglas Torpie Allstate Insurance in New Rochelle, NY helps individuals navigate the choice between a one-time disability policy consultation and the recurring support of ongoing coverage management. The agency assists local clients with selecting plans that replace income during a short-term illness or long-term injury. Services are available on an as-needed basis for policy adjustments and claim questions.
Tom Broderick - State Farm Insurance in New Rochelle, NY specializes in disability insurance agent services, helping individuals secure income protection policies. The agency also provides general insurance guidance to local clients navigating coverage options. With a focus on financial security, the team assists workers in understanding policy benefits and enrollment procedures. As the colder months approach, many clients seek advice on how to adjust their disability coverage to account for seasonal employment changes or increased risk of weather-related injuries on the job.
In New Rochelle, where seasonal changes often bring shifts in employment and income, reliable income protection becomes a key concern for local workers. A & A Reliable Insurance Agency LLC serves this need as a dedicated disability insurance agent, helping individuals find coverage that safeguards earnings against unexpected illness or injury. They work with clients to understand policy options that align with their personal situations. The process typically begins with a thorough needs assessment to identify appropriate coverage.
National Insurance Agency serves residents of New Rochelle and the surrounding area, helping them secure disability insurance for personal income protection. The agency also provides commercial coverage for local businesses, tailoring policies to safeguard employee earnings during injury or illness. Clients receive straightforward guidance on coverage options and claims procedures. Follow-up consultations ensure policies remain aligned with changing needs, with agents available for repeat service between regular visits.
The Colangelo Group operates as a disability insurance agent from its base in New Rochelle, New York, assisting professionals with income protection planning. The company specializes in crafting individual and group disability policies designed to safeguard earnings during illness or injury. These policies can be tailored with additional riders, such as future purchase options or cost-of-living adjustments. Serving a variety of commercial environments, the group offers its expertise to office workers, warehouse personnel, and food service employees.
York Insurance Inc, based in New Rochelle, NY, is known for providing disability insurance agent services to local professionals and business owners. The agency helps clients evaluate individual and group disability policies that replace income during illness or injury. Its work includes comparing coverage options, assisting with applications, and clarifying policy terms for self-employed and corporate clients. It can also offer specialized guidance on securing supplemental disability benefits that coordinate with employer-sponsored plans.
What Does a a Disability Insurance Agent in New Rochelle Cost?
Disability insurance agent services in New York are usually paid through commissions from the insurance carrier, not directly by you. Policy premiums vary widely based on age, health, occupation, and benefit amount. For an individual policy, monthly premiums often range from 1% to 3% of your monthly income. For group DBL coverage, employers pay a small percentage of each employees wages. This is general information, not insurance advice.
About disability insurance agents in New Rochelle
Disability insurance agents in New Rochelle help individuals and business owners protect their income if they cannot work due to illness or injury. New York State requires employers to provide short-term disability benefits through the Disability Benefits Law (DBL). An agent can guide you through private plans and state requirements to find suitable coverage.
Frequently Asked Questions
What does a disability insurance agent in New Rochelle do?
A disability insurance agent helps you compare policies from different carriers and explains coverage options. They can assist with filing claims and understanding New York State DBL rules. Agents do not provide legal advice but can connect you with resources.
How is New York disability insurance different from other states?
New York has a mandatory short-term disability program called DBL that covers most private sector employees. The state sets minimum benefit amounts and duration. Agents in New Rochelle are familiar with these specific state laws and can help you comply.
What is the typical timeline for a disability claim in New York?
New York law requires insurers to pay or deny a claim within 45 days of receiving proof of loss. If more time is needed, they may take up to 30 additional days. An agent can help track deadlines and ensure paperwork is complete.
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