The top-rated disability insurance agent in Newburgh, New York is Melissa Evans: Allstate Insurance, rated 4.8 stars across 241 reviews. Other highly rated options include Jim Manley Jr - State Farm Insurance Agent, Wyatt Savage - State Farm Insurance Agent, William A Smith & Son Inc. This directory lists 18 disability insurance agents serving Newburgh.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melissa Evans: Allstate Insurance | 53 NY-17K Ste 10 | (845) 458-6400 |
| 2 | Jim Manley Jr - State Farm Insurance Agent | 231 S Plank Rd #1 | (845) 564-1500 |
| 3 | Wyatt Savage - State Farm Insurance Agent | 24 NY-17K | (845) 565-8000 |
| 4 | William A Smith & Son Inc | 380 Broadway | (845) 561-1706 |
| 5 | Tri-State Legacy Group | 100 Stony Brook Ct Suite 103 | (845) 235-6371 |
| 6 | Susan Zaleski - State Farm Insurance Agent | 54 N Plank Rd | (845) 565-0020 |
| 7 | Apple Agency | 257 Broadway | (845) 561-6500 |
| 8 | Abrams Insurance | 74 N Plank Rd | (845) 565-7894 |
| 9 | Mogul Agency Services | 5020 US-9W Rm 17 | (516) 775-0303 |
| 10 | Grade Insurance, New York | 1404 Union Ave | (845) 202-9212 |
Melissa Evans: Allstate Insurance serves the Newburgh, New York area and surrounding Orange County. The company provides disability insurance agent services, helping individuals and families protect their income against unexpected illness or injury. Policies are designed to replace a portion of lost earnings during recovery periods. The agency guides clients in selecting appropriate coverage durations and benefit amounts. Specific services handled in this area include short-term disability planning and long-term income protection solutions.
Jim Manley Jr - State Farm Insurance Agent in Newburgh, NY offers a range of disability insurance services designed to help protect clients' income in the event of an unexpected illness or injury. Ongoing policy management and claims support are provided to ensure coverage remains aligned with changing needs and circumstances. The agent assists with plans for individual coverage, employer-sponsored policies, and supplemental options. This office serves single-family homes, apartments, retail spaces, and restaurants.
Wyatt Savage - State Farm Insurance Agent serves homeowners, renters, and small business owners in Newburgh, New York, with disability insurance solutions. The agency helps clients understand how income replacement policies protect their earnings during illness or injury. Policies are tailored to individual occupations and financial situations, ensuring coverage aligns with local living costs and work environments. The agency also serves clients in the Beacon area of the greater Hudson Valley metro region.
Serving Newburgh, NY, and the surrounding communities, William A Smith & Son Inc handles disability insurance as its primary focus. The agency works to match local professionals and self-employed residents with coverage that provides income protection during illness or injury. Every insurance plan is evaluated to ensure it fits the specific financial situation and personal circumstances of the policyholder. To handle a typical job, the office meets directly with each client to carefully explain policy features and review benefit options before finalizing any coverage.
Tri-State Legacy Group in Newburgh, NY, assists clients in distinguishing between one-time policy evaluations and recurring plan adjustments, providing ongoing support for long-term protection. The agency offers disability insurance coverage to help replace lost income during illness or injury. Its services for disability insurance agent work are available on an as-needed basis, enabling clients to schedule consultations or request immediate assistance when their coverage circumstances change.
Susan Zaleski - State Farm Insurance Agent in Newburgh, NY specializes in disability insurance, helping individuals replace a portion of their income if they become unable to work due to illness or injury. The agency also offers broader personal insurance services, including auto, home, and life coverage, to address a range of client needs. Local policyholders often rely on this agent for guidance during life changes such as a new job or after a sudden health event.
As the leaves turn in Newburgh, many residents begin reviewing their financial protections against unexpected illness or injury. Apple Agency serves this seasonal need by connecting local workers with disability insurance policies that replace lost income during recovery. The company operates as a dedicated disability insurance agent, helping clients navigate plan options that align with their occupations and household budgets. An initial step involves a no-obligation assessment of current coverage gaps.
Abrams Insurance works with individuals and businesses in Newburgh to help them secure disability coverage. The agency specializes in policies that replace a portion of income if a person becomes unable to work due to injury or illness. It provides guidance on selecting short-term or long-term plans. Serving a range of commercial sectors, the firm can assist professionals operating in offices, warehouses, and food service establishments.
Mogul Agency Services in Newburgh, NY serves residents seeking disability income protection to help replace lost earnings during illness or injury. The company also helps local businesses secure group disability coverage for their employees throughout the Hudson Valley region. Agents work closely with each client to review policy options and eligibility requirements before enrollment. During regular visits, the agency provides follow-up support for claims assistance and policy adjustments between annual reviews.
Grade Insurance, New York is a disability insurance agent based in Newburgh, serving clients seeking income protection throughout the local area. The firm helps individuals and businesses evaluate coverage options that replace lost earnings due to illness or injury. Its advisors guide clients through the selection of short-term and long-term disability policies available in New York. For an added specialty service, the agency can also assist with securing tailored riders for high-income professionals.
What Does a a Disability Insurance Agent in Newburgh Cost?
Costs for disability insurance in New York vary based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of annual income for individual policies. Employer-sponsored plans may cost less. Group rates for small businesses in Newburgh start around $20 to $50 per month per employee. This is general information, not insurance advice.
About disability insurance agents in Newburgh
Disability insurance agents in Newburgh New York help individuals and business owners secure income protection. New York State requires certain employers to provide short-term disability coverage under the Disability Benefits Law. A local agent can guide you through policy options and ensure compliance with state mandates.
Frequently Asked Questions
What does a disability insurance agent in Newburgh do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage details and assist with filing claims. In New York, agents must be licensed by the Department of Financial Services.
Is disability insurance required in New York?
New York law requires most employers to provide short-term disability benefits under the Disability Benefits Law. Individual long-term disability insurance is optional but recommended. An agent can help you understand your obligations and options.
How do I choose a disability insurance agent in Newburgh?
Look for an agent with experience in New York disability laws and local market knowledge. Check their license status on the New York Department of Financial Services website. Ask about their experience with claims and policy comparisons.
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