The top-rated disability insurance agent in Port Chester, New York is Dalila D. Namy - State Farm Insurance Agent, rated 4.9 stars across 252 reviews. Other highly rated options include Andre Spantopanagos - State Farm Insurance Agent, Top Insurance Agency Inc, Felix Maisonet: Allstate Insurance. This directory lists 12 disability insurance agents serving Port Chester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dalila D. Namy - State Farm Insurance Agent | 150 S Regent St | (914) 481-8989 |
| 2 | Andre Spantopanagos - State Farm Insurance Agent | 118 N Main St Suite 2A | (914) 481-4747 |
| 3 | Top Insurance Agency Inc | 18 Putnam Ave | (914) 690-1440 |
| 4 | Felix Maisonet: Allstate Insurance | 238 Westchester Ave | (914) 934-8800 |
| 5 | C and C Insurance Agency | 375 N Main St | (914) 939-6000 |
| 6 | Patricia's Insurance | 138 N Main St | (914) 934-8911 |
| 7 | TIB INSURANCE COMPANY | 246 Westchester Ave | (914) 939-4705 |
| 8 | North Main Street Insurance Agency/ Genesis Mariscal Agent | 375 N Main St | (914) 481-5334 |
| 9 | MAV Insurance Brokerage | 295 Midland Ave | (914) 305-1701 |
| 10 | Quick Insurance | 216 Westchester Ave FL2 | (914) 934-8144 |
Dalila D. Namy - State Farm Insurance Agent serves the Port Chester, New York, area as a provider of disability insurance solutions. The agency helps individuals and local businesses understand how disability coverage can protect income during unexpected medical events or injuries. Policy options are explained to clients based on their personal financial situations and employment types. The company assists with filing claims and managing policy updates. Services include both short-term and long-term disability insurance consultations.
Disability insurance agent Andre Spantopanagos, serving the Port Chester, New York area, offers a comprehensive range of disability insurance services tailored to individual and business needs. The agent helps clients select appropriate policy options and provides routine maintenance by assisting with premium adjustments and coverage reviews. These service plans include periodic consultations to address life changes that may affect current protection levels. The agency extends its service to clients with various property types, including single-family homes, apartments, retail establishments, and restaurants.
Top Insurance Agency Inc serves residents, self-employed professionals, and small business owners in Port Chester, New York who need protection against income loss due to illness or injury. The agency assists clients in evaluating short-term and long-term disability insurance policies to align coverage with individual financial obligations and career risks. Policy options typically replace a portion of earned income during periods of medical recovery. The company also serves clients throughout neighboring Rye Brook and the broader Westchester County area.
Felix Maisonet: Allstate Insurance serves Port Chester, New York, and the surrounding Westchester County communities. The company handles disability insurance, which provides income protection for clients who cannot work due to illness or injury. It assists individuals in evaluating their specific coverage options and understanding policy benefits tailored to their needs. The typical job begins with a consultation to review a client's income and occupation, then matches them with a suitable plan to safeguard their earnings.
For clients deciding between occasional guidance and ongoing protection, C and C Insurance Agency assists with both tailored individual policies and evolving long-term plans. This Port Chester, NY firm offers disability insurance agent services that replace a portion of lost income if an injury or illness prevents work. They typically meet with clients initially to evaluate needs and then provide adjustments whenever circumstances change. Coverage choices are discussed at the first meeting, with follow-up support available on an as-needed basis.
Patricia's Insurance offers expert guidance on disability insurance policies, focusing on income protection for working individuals in Port Chester, NY. It assists clients in navigating complex coverage options tailored to various professions and personal circumstances. The agency helps compare plans from multiple carriers to secure adequate benefits. For residents concerned about maintaining financial stability during an unexpected recovery period, it provides essential support when planning for a potential long-term absence from work due to illness or injury.
As the spring storm season brings concern for property protection in Port Chester, business owners and residents alike consider their financial safeguards against unexpected income loss. TIB INSURANCE COMPANY functions as a disability insurance agent, helping clients evaluate policies that replace wages during injury or illness recovery periods. Local workers in construction, healthcare, and retail industries rely on such coverage to maintain household stability. The initial assessment begins with a confidential review of each client’s current occupation, income level, and personal risk factors.
North Main Street Insurance Agency, operating as Genesis Mariscal Agent, provides general insurance coverage in the Port Chester area, specializing in disability insurance agent services that help individuals and businesses protect their income. The agency assists clients in evaluating personalized policy options to safeguard against lost earnings due to illness or injury. It serves commercial sectors including offices, warehouses, and the food service industry, offering solutions tailored to each business environment.
MAV Insurance Brokerage handles residential disability insurance needs for individuals in Port Chester, New York, while also offering commercial coverage for local small businesses. The agency serves clients throughout the surrounding Westchester County area, helping them secure income protection policies suited to their personal or professional circumstances. Between regular visits, policyholders can rely on the agent for follow-up support, including policy adjustments or claims assistance.
Quick Insurance, serving Port Chester, New York, is a Disability Insurance Agent known for helping clients secure income protection policies. The company offers a comprehensive range of individual and group disability plans, tailored for both self-employed professionals and local businesses. Each policy is carefully reviewed to match the client’s specific occupation and income needs. A specialty service it can add on is a return-to-work rider, which coordinates partial benefits during a gradual reintegration to the job.
What Does a a Disability Insurance Agent in Port Chester Cost?
Disability insurance agent services in Port Chester are typically free to the consumer, as agents earn commissions from insurance carriers. Policy premiums vary widely based on age, health, occupation, and benefit amount. For example, a 40-year-old professional might pay between 1% and 3% of their annual income for coverage. This is general information, not insurance advice.
About disability insurance agents in Port Chester
A disability insurance agent in Port Chester, New York helps individuals and businesses secure income protection coverage. New York law requires certain policies to include specific provisions, such as the right to convert group coverage. A local agent can guide you through policy options and claims processes.
Frequently Asked Questions
What does a disability insurance agent in Port Chester do?
A disability insurance agent helps you find and apply for disability insurance policies. They explain policy terms, compare options from different carriers, and assist with filing claims. In New York, agents must be licensed by the state Department of Financial Services.
How does New York law affect disability insurance claims?
New York Insurance Law Section 3216 sets standards for individual disability policies. It requires that policies include a grace period of at least 30 days and a time limit on certain defenses. Agents can explain how these rules apply to your specific policy.
Can a Port Chester agent help with an existing claim denial?
Yes, many agents assist with claim denials by reviewing policy language and helping you gather supporting medical evidence. New York law allows you to appeal a denial within 180 days. An agent can guide you through this process but cannot provide legal advice.
Disability Insurance Agents in Other New York Cities
Albany · Amherst · Babylon · Bay Shore · Bethpage · Binghamton · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clifton Park · Commack · Deer Park · East Meadow