The top-rated disability insurance agent in Port Washington, New York is Michael Duval - State Farm Insurance Agent, rated 4.9 stars across 64 reviews. Other highly rated options include James Carew: Allstate Insurance, Elias Psarros: Allstate Insurance, Murray Surety Bond Agency, Inc.. This directory lists 13 disability insurance agents serving Port Washington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michael Duval - State Farm Insurance Agent | 133 Main St | (516) 944-9266 |
| 2 | James Carew: Allstate Insurance | 290 Main St | (516) 900-3090 |
| 3 | Elias Psarros: Allstate Insurance | 14 Vanderventer Ave Ste 125 | (516) 247-4175 |
| 4 | Murray Surety Bond Agency, Inc. | 322 Main St | (212) 962-7600 |
| 5 | Nelson Rivera Jr.: Allstate Insurance | 65 Manorhaven Blvd | (516) 674-0600 |
| 6 | Phillips General Insurance Agency | 180 Main St | (516) 489-9800 |
| 7 | Total Dollar Insurance | 1 Pleasant Ave | (516) 833-1555 |
| 8 | Risk Management Services, LLC | 7A Irma Ave | (516) 888-0140 |
| 9 | Acrisure Port Washington, NY (Folan Agency Ltd.) | 378 Port Washington Blvd | (516) 267-6104 |
| 10 | Professional Insurance Consultants Inc. | 334 Main St | (516) 767-7200 |
Located in Port Washington, NY, Michael Duval - State Farm Insurance Agent provides disability insurance services to clients throughout Nassau County. As a local disability insurance agent, the agency helps individuals and families understand their options for income protection in case of illness or injury. The agency works closely with policyholders to explain coverage details and plan for future financial stability. Specific services the office handles include short-term disability policies and long-term disability income protection plans tailored to client circumstances.
James Carew: Allstate Insurance offers a range of disability insurance agent services to residents in and around Port Washington, New York. The agency provides guidance on policy options that help protect income in the event of illness or injury, along with ongoing support for claims and coverage adjustments. Maintenance plans include periodic policy reviews to ensure benefits keep pace with changing lifestyles and financial needs. The company serves individuals, couples, and local businesses, including single-family homes, apartment dwellers, retail store owners, and restaurant operators.
Small business owners, families, and self-employed individuals in Port Washington rely on Elias Psarros: Allstone Insurance for disability insurance guidance. As a local disability insurance agent, consultative support helps clients understand coverage options that protect income during illness or injury. The agency streamlines the application process and explains policy terms clearly, drawing from deep familiarity with regional employment trends and benefit structures. Services also extend to residents and businesses across the nearby communities of Great Neck and Manhasset, ensuring access to tailored income protection solutions throughout the Nassau County area.
Murray Surety Bond Agency, Inc. serves clients in Port Washington and the surrounding Nassau County communities on Long Island. The firm handles disability insurance applications, helping individuals evaluate coverage options for income protection during illness or injury. It works with clients to understand policy terms, benefit periods, and elimination periods. To handle a typical job, the agency reviews the client's current financial situation and employment context, then compares available plans from different carriers to recommend a suitable policy match.
Nelson Rivera Jr.: Allstate Insurance in Port Washington, NY offers disability insurance on either a one-time policy purchase or an ongoing renewable coverage plan, with the latter allowing clients to adjust benefits as income changes. The agency helps customers evaluate how a long-term disability could affect household finances by replacing a portion of lost earnings. Service runs on a one-time basis for initial policy setup, with scheduled reviews available for renewal updates or plan modifications as needs evolve.
Phillips General Insurance Agency in Port Washington, NY, specializes in disability insurance, offering tailored policies that replace a portion of income if an illness or injury prevents work. It guides clients through coverage options that protect earning potential, whether for self-employed individuals or those with employer plans. The agency prioritizes claims support and policy understanding for local residents. As flu season approaches, the company helps ensure clients have proper long-term disability coverage in place before unexpected health issues disrupt their finances or career.
In coastal Port Washington, where seasonal employment in boating and hospitality is common, residents often seek protection against income loss from injury or illness. Total Dollar Insurance guides clients through the process of securing disability coverage tailored to their specific local work risks. As a dedicated disability insurance agent, the company helps individuals evaluate benefit periods and elimination windows that align with their monthly obligations. An initial needs assessment is arranged to review current coverage gaps and potential replacement income strategies.
Risk Management Services, LLC, located in Port Washington, NY, operates as a disability insurance agent, assisting clients with income protection strategies against illness or injury. The firm can assess individual policies for sole proprietors and group plans for business partners. Risk Management Services can serve a variety of commercial sectors, including professional offices, warehouse operations, and food service establishments.
Acrisure Port Washington, NY (Folan Agency Ltd.) serves residents of Port Washington and the surrounding area with personal disability insurance coverage to protect individual income. The agency also provides commercial disability policies for local businesses that need to safeguard their operations. Clients can expect clear guidance on policy options suited to their unique financial situations. The office schedules convenient follow-up appointments to accommodate any changes in coverage needs between regular annual policy reviews.
Professional Insurance Consultants Inc., based in Port Washington, NY, is known for helping local professionals secure disability income protection. The firm guides clients through the nuances of individual and group disability policies, ensuring coverage aligns with occupation-specific risks. They also assist with policy comparisons among major carriers active in the New York region. A specialty service the company can provide includes attorney fee funding options, which help legal professionals maintain premium payments during prolonged disability claims.
What Does a a Disability Insurance Agent in Port Washington Cost?
The cost of a disability insurance policy in New York typically ranges from 1% to 3% of your annual income. For a 40 year old earning $100,000 per year, a policy might cost between $1,000 and $3,000 annually. Costs vary based on your age, health, occupation, and the policy features you choose. This is general information and not insurance advice.
About disability insurance agents in Port Washington
A disability insurance agent in Port Washington, New York can help you find a policy that protects your income if you become unable to work. New York requires certain employers to provide short-term disability benefits through the New York State Disability Benefits Law. An agent can guide you through group and individual plans to meet your specific needs.
Frequently Asked Questions
What does a disability insurance agent in Port Washington do?
A disability insurance agent helps you compare and purchase disability insurance policies. They explain policy terms, coverage limits, and elimination periods. They also assist with filing claims and understanding New York state disability requirements.
Does New York require employers to provide disability insurance?
Yes, New York law requires most private employers to provide short-term disability benefits through the New York State Disability Benefits Law. This coverage pays a portion of your wages for up to 26 weeks. A Port Washington agent can help you understand if you need additional private coverage.
How long do I have to file a disability claim in New York?
Under New York law, you must file a claim for disability benefits within 30 days after the start of your disability. If you miss this deadline, you may lose benefits. An agent can help you meet all filing deadlines and gather required medical documentation.
Disability Insurance Agents in Other New York Cities
Albany · Amherst · Babylon · Bay Shore · Bethpage · Binghamton · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clifton Park · Commack · Deer Park · East Meadow