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Find Disability Insurance Agents Near You in Rochester, NY

Browse disability insurance agents serving Rochester, New York. Updated 2026-07-14.

The top-rated disability insurance agent in Rochester, New York is VanScoter Insurance Agency LLC, rated 5.0 stars across 438 reviews. Other highly rated options include Quinton Insurance, FLANAGAN MILLS INSURANCE AGENCY, Flour City Insurance Agency. This directory lists 52 disability insurance agents serving Rochester.

Showing 52 disability insurance agents in Rochester, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1VanScoter Insurance Agency LLC1577 W Ridge Rd Suite 218(585) 663-2004
2Quinton Insurance2700 Elmwood Ave(585) 244-9004
3FLANAGAN MILLS INSURANCE AGENCY448 Titus Ave(585) 678-8008
4Flour City Insurance Agency1260 Scottsville Rd Suite 202A(585) 861-2002
5Benefit Representatives of America1577 W Ridge Rd Store 1(585) 663-6333
6Insurance Marketplace Agency150 Allens Creek Rd Suite 220(585) 482-9980
7InsuranceTrak Services4515 Culver Rd # 206(585) 282-0934
8Ferris Insurance Agency2314 Lyell Ave(585) 254-7440
9Twelve Corners Insurance Agency LLC919 S Winton Rd #210(585) 789-6488
10Woodbury Insurance Agency: Allstate Insurance200 Winton Rd(585) 288-4901
VI
1577 W Ridge Rd Suite 218
VanScoter Insurance Agency LLC
Disability Insurance Agent · Rochester, NY

VanScoter Insurance Agency LLC serves clients throughout the Monroe County area of New York from its base in Rochester. As a disability insurance agent, the company helps individuals and professionals select policies that provide income replacement if illness or injury prevents them from working. Its work includes guiding clients through the differences between short-term and long-term disability plans and comparing individual policies against employer-provided group coverage. The agency specifically handles applications for own-occupation disability policies and social security disability insurance benefit consultations.

QI
2700 Elmwood Ave
Quinton Insurance
Disability Insurance Agent · Rochester, NY

Quinton Insurance helps individuals and businesses obtain disability coverage in the Rochester, New York area. The agency specializes in crafting policies that protect income when injury or illness prevents work. By evaluating a client’s occupation and health profile, the agent recommends coverage terms that fit actual financial needs. Short-term and long-term disability plans are both available to choose from. Commercial sectors routinely served include offices, warehouses, and food service operations.

FM
448 Titus Ave
FLANAGAN MILLS INSURANCE AGENCY
Disability Insurance Agent · Rochester, NY

FLANAGAN MILLS INSURANCE AGENCY provides disability coverage to individual professionals, small business owners, and self-employed workers in the Rochester area. This agency helps clients understand group and individual disability policies, protecting their income against unexpected illness or injury. Working with carriers, it supports claims and plan selection tailored to each occupation. The agency also serves clients in the surrounding communities of Henrietta and Greece within the greater Rochester metro.

FC
1260 Scottsville Rd Suite 202A
Flour City Insurance Agency
Disability Insurance Agent · Rochester, NY

Flour City Insurance Agency provides disability insurance services in Rochester, New York, distinguishing between one-time policy reviews and recurring plan management for local clients. Coverage options help replace a portion of income if illness or injury prevents work, with policies tailored to individual professions and earnings. The agency handles enrollment, claims assistance, and policy adjustments to maintain appropriate coverage over time. Service runs on a one-time, scheduled, or as-needed basis depending on each client’s ongoing needs.

BR
1577 W Ridge Rd Store 1
Benefit Representatives of America
Disability Insurance Agent · Rochester, NY

Benefit Representatives of America serves the Rochester, New York, area and its surrounding communities, handling individual and group disability insurance policies to help protect clients’ income. The company assists residents in evaluating coverage options that address temporary or long-term loss of earnings due to illness or injury. For each case, it gathers information on the client’s occupation and income, then compares suitable plan features from different carriers to match specific needs with a practical solution.

IM
150 Allens Creek Rd Suite 220
Insurance Marketplace Agency
Disability Insurance Agent · Rochester, NY

Insurance Marketplace Agency in Rochester, New York specializes in helping individuals and business owners secure disability income protection policies, ensuring financial stability during illness or injury. The agency guides clients through various coverage options, tailoring plans to fit specific professional needs and income levels. It regularly assists self-employed professionals and corporate employees alike in navigating complex policy details and filing procedures. During the winter months, the agency focuses on helping outdoor workers and seasonal employees in upstate New York adjust their disability coverage to accommodate fluctuating work schedules and weather-related employment gaps.

IS
4515 Culver Rd # 206
InsuranceTrak Services
Disability Insurance Agent · Rochester, NY

InsuranceTrak Services provides disability insurance solutions for individuals and businesses throughout Rochester, New York. The agency specializes in helping clients secure income protection through both short-term and long-term disability policies tailored to their specific needs. It works closely with professionals to understand coverage gaps and recommend appropriate plans. The firm serves a wide range of commercial sectors, including offices, warehouses, and food service operations.

FI
2314 Lyell Ave
Ferris Insurance Agency
Disability Insurance Agent · Rochester, NY

As winter weather and unpredictable work schedules often disrupt income steadiness in Rochester, Ferris Insurance Agency provides specialized guidance for those seeking disability coverage. Serving the local community from its Rochester base, this disability insurance agent helps individuals evaluate policies that protect earnings during illness or injury. Clear consultations focus on realistic benefit amounts and waiting periods. An initial consultation begins with a careful review of the client’s current employment coverage to identify any gaps.

TC
919 S Winton Rd #210
Twelve Corners Insurance Agency LLC
Disability Insurance Agent · Rochester, NY

Twelve Corners Insurance Agency LLC serves residents of Rochester, New York by evaluating individual needs for income protection plans. The agency also advises local businesses on commercial disability coverage to safeguard key employees and operations. Service focuses on the greater Rochester area and surrounding Monroe County communities. Clients often return between regular visits to adjust coverage after life events like career changes or family growth, ensuring policies remain relevant to each changing situation.

WI
200 Winton Rd
Woodbury Insurance Agency: Allstate Insurance
Disability Insurance Agent · Rochester, NY
CB
400 White Spruce Blvd suite c
Century Benefits Group
Disability Insurance Agent · Rochester, NY
(585) 224-8138
centurybenefitsgroup.com
TC
1200 Jefferson Rd Suite 100-A
Toni Conner at Comparion Insurance Agency
Disability Insurance Agent · Rochester, NY
(585) 613-3092
comparioninsurance.com/insurance-agent/new-york/rochester-0825/toni-conner
RG
1100 Long Pond Rd Suite 100
Rochester Group Inc
Disability Insurance Agent · Rochester, NY
(585) 794-5640
rochestergroupinc.com
VA
849 Paul Rd Ste 220
Vail Agency
Disability Insurance Agent · Rochester, NY
(585) 889-4650
vail-insurance.com
BA
333 Metro Park Suite S202
The Belmont Agency Insurance
Disability Insurance Agent · Rochester, NY
(585) 571-7006
belmontagencyllc.com
PH
1200 Jefferson Rd Suite 100-A
Peter Harris at Comparion Insurance Agency
Disability Insurance Agent · Rochester, NY
(585) 613-3885
comparioninsurance.com/insurance-agent/new-york/rochester-0825/peterharris
MI
1619 East Ridge Road
Mazzola Insurance
Disability Insurance Agent · Rochester, NY
(585) 266-7130
mazzolainsurance.org
RI
4424 Lyell Rd
Ridgecrest Insurance Agency LLC
Disability Insurance Agent · Rochester, NY
(585) 287-5490
erieinsurance.com/agencies/nn2708
CI
1200 Jefferson Rd Suite 100-A
Comparion Insurance Agency
Disability Insurance Agent · Rochester, NY
(585) 424-6050
comparioninsurance.com/insurance-agent/new-york/rochester-0825
BM
1200 Jefferson Rd Suite 100-A
Brian Mulligan at Comparion Insurance Agency
Disability Insurance Agent · Rochester, NY
(585) 670-2990
comparioninsurance.com/insurance-agent/new-york/rochester-0825/brianmulligan
BS
1200 Jefferson Rd Suite 100-A
Brent Seewald at Comparion Insurance Agency
Disability Insurance Agent · Rochester, NY
(585) 670-2994
comparioninsurance.com/insurance-agent/new-york/rochester-0825/brentseewald
TA
1880 East Ridge Road Uppr 5
Trovato Associates
Disability Insurance Agent · Rochester, NY
(585) 563-6553
trovatoassociates.com
PK
255 East Ave Suite 300
Paris-Kirwan Associates, Inc
Disability Insurance Agent · Rochester, NY
(585) 473-8000
paris-kirwan.com
EB
1946 W Ridge Rd Suite B
Excellus BlueCross BlueShield Resource Center (Greece)
Disability Insurance Agent · Rochester, NY
(585) 225-0221
excellusbcbs.com/contact/visit-us
CA
1819 East Ridge Road
Consolidated Agency, Inc.
Disability Insurance Agent · Rochester, NY
(585) 467-4110
consolidatedagencyinc.com
BR
4072 W Henrietta Rd
Beth Rogers Agency
Disability Insurance Agent · Rochester, NY
(585) 321-0015
bethrogersagency.com
NI
1100 Long Pond Rd Suite 200
Nationwide Insurance: Ryan Ferraro Agency Inc
Disability Insurance Agent · Rochester, NY
(585) 663-1810
ferraroinsurance.com
NI
95 Allens Creek Rd Ste 1316
Nationwide Insurance: Karen Bortnick Agency
Disability Insurance Agent · Rochester, NY
(585) 271-7683
agency.nationwide.com/ny/rochester/14618/karen-bortnick-agency
WI
2480 Browncroft Blvd #2a
World Insurance Associates LLC
Disability Insurance Agent · Rochester, NY
(585) 271-3040
dgmagency.com
AB
2800 Dewey Ave
Ahrens Benefits Company
Disability Insurance Agent · Rochester, NY
(585) 601-5000
ahrensbenefitsco.com
SG
3445 Winton Pl #109
The Schultz Group of NY
Disability Insurance Agent · Rochester, NY
(585) 424-1780
schultzgroupofny.com
BI
69 Empire Blvd
Bobby Insurance Agency, Inc.
Disability Insurance Agent · Rochester, NY
(585) 288-2741
MJ
120 Corporate Woods
Marks Jerome M Agency LLC
Disability Insurance Agent · Rochester, NY
(585) 475-0220
marksagency.com
OS
1400 Portland Ave Ste. 24
ortolani services inc
Disability Insurance Agent · Rochester, NY
(585) 242-9749
ortservices.com
CI
1 E Main St Ste 150
Cepeda Insurance Agency LLC
Disability Insurance Agent · Rochester, NY
(585) 625-6253
FI
550 Latona Rd Bldg D-422
Farmers Insurance - Thomas Stefanini
Disability Insurance Agent · Rochester, NY
(585) 467-8733
agents.farmers.com/ny/rochester/thomas-stefanini
PI
3255 Brighton Henrietta Town Line Rd
Pinnacle Insurance Agency Inc.
Disability Insurance Agent · Rochester, NY
(585) 235-6070
pinnacleinsurance.net
PI
1230 - 1260 Lyell Ave
Private Insurance NY
Disability Insurance Agent · Rochester, NY
(585) 902-2563
JP
2509 Browncroft Blvd
A J Pucci Associates
Disability Insurance Agent · Rochester, NY
(585) 671-4151
pucciinsurance.com
AH
1511 South Ave
AQ Hamilton Insurance Agency
Disability Insurance Agent · Rochester, NY
(585) 563-9690
aqhamiltoninsurance.com
UP
120 Linden Oaks
USA Payroll Agency
Disability Insurance Agent · Rochester, NY
(585) 643-2140
usapayrollagency.com
LA
2142 Ridgeway Ave
Lawrence Associates Insurance Agency
Disability Insurance Agent · Rochester, NY
(585) 227-7500
lawrenceagency.com
FG
300 Linden Oaks
Flanders Group
Disability Insurance Agent · Rochester, NY
(585) 381-8070
flandersgroup.com
BA
515 Beahan Rd
Born Agency
Disability Insurance Agent · Rochester, NY
(585) 426-3370
EI
120 Corporate Woods #150
Erie Insurance: Rochester Office
Disability Insurance Agent · Rochester, NY
(585) 214-5800
erieinsurance.com/contact-erie/locations/rochester
KI
359 N Washington St
KAFL Insurance Resources
Disability Insurance Agent · Rochester, NY
(585) 271-6400
kafl.com
AS
1560 Mt Hope Ave
Allwright's Insurance Agency
Disability Insurance Agent · Rochester, NY
(585) 271-6680
aallwrightsagency.net
GA
1777 English Rd # 1
Greece Agency Inc
Disability Insurance Agent · Rochester, NY
(585) 723-1200
LW
530 Titus Ave
LJ Whitehead Insurance
Disability Insurance Agent · Rochester, NY
(800) 882-4028
ljwhitehead.com
BA
95 Allens Creek Rd Building 1, Suite 316
The Bortnick Agency - Insurance and Financial Services - Rochester
Disability Insurance Agent · Rochester, NY
(585) 271-7683
MC
120 Linden Oaks
Mannella Corporation
Disability Insurance Agent · Rochester, NY
(585) 347-2012
mannellainsurance.com
DI
95 Allens Creek Rd #5
DHH Insurance Agency
Disability Insurance Agent · Rochester, NY
(866) 371-8830
dhhinsurance.com

What Does a a Disability Insurance Agent in Rochester Cost?

Typical costs for disability insurance through an agent in New York range from $50 to $300 per month for individual policies, depending on age, health, and coverage level. Group plans through employers often cost less, sometimes 0.5% to 1% of salary. Agents usually earn a commission from the insurance carrier, so their services are often free to you. This is general information and not insurance advice.

About disability insurance agents in Rochester

Disability insurance agents in Rochester New York help individuals and businesses find coverage that protects income if injury or illness prevents work. New York law requires employers to provide short-term disability benefits through the New York State Disability Benefits Law. Local agents guide clients through policy options and state-specific requirements like the 26-week benefit period for statutory coverage.

Frequently Asked Questions

What does a disability insurance agent in Rochester do?

A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms, exclusions, and benefit amounts. They also assist with filing claims and understanding New York state disability laws.

How does New York state disability law affect my policy?

New York requires most employers to provide short-term disability benefits under the Disability Benefits Law. This covers off-the-job injuries and illnesses for up to 26 weeks. A local agent can explain how this statutory coverage interacts with private long-term disability policies.

What is the typical cost for disability insurance in New York?

Premiums vary based on age, health, occupation, and benefit amount. For an individual policy, costs often range from 1% to 3% of annual income. Group plans through employers may have lower rates. An agent can provide quotes specific to your situation.

Disability Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.