The top-rated disability insurance agent in Ronkonkoma, New York is Brandon Vanderbeck: Allstate Insurance, rated 4.8 stars across 387 reviews. Other highly rated options include Goosehead Insurance - Ali Shah, Turley Redmond & Rosasco, L.L.P., Michele Kitterle: Allstate Insurance. This directory lists 12 disability insurance agents serving Ronkonkoma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brandon Vanderbeck: Allstate Insurance | 700 Union Pkwy STE 5 | (516) 762-4195 |
| 2 | Goosehead Insurance - Ali Shah | 154-2 Remington Blvd | (631) 759-4449 |
| 3 | Turley Redmond & Rosasco, L.L.P. | 3075 Veterans Memorial Hwy # 280 | (631) 582-3700 |
| 4 | Michele Kitterle: Allstate Insurance | 625A Portion Rd | (631) 567-5544 |
| 5 | Chris Pedone - State Farm Insurance Agent | 290 Hawkins Ave Suite A | (631) 588-6677 |
| 6 | LPL Risk Management | 148 Remington Blvd Suite 2 | (631) 676-7020 |
| 7 | Jesse Seigman: Allstate Insurance | 33 Comac Loop | (516) 568-0400 |
| 8 | Robert Vera: Allstate Insurance | 299 Hawkins Ave Ste 14 | (631) 737-0505 |
| 9 | Tara Smith-Vera: Allstate Insurance | 29 Railroad Ave | (631) 471-5500 |
| 10 | Vanderbeck Agency | 1951 County Road 93 | (516) 558-7181 |
Brandon Vanderbeck: Allstate Insurance serves the Suffolk County area from Ronkonkoma, New York, as a disability insurance agent. This practice helps local professionals and self-employed individuals obtain coverage to protect their income if illness or injury prevents them from working. The agent works with clients to review policy options and navigates the application process for individual disability plans and group coverage. Specific services handled here include long-term disability insurance and short-term disability benefits.
Goosehead Insurance - Ali Shah serves homeowners, business owners, and property managers in Ronkonkoma, New York, by providing disability insurance agent services. These policies help protect clients' income if they become unable to work due to injury or illness. The agency guides customers through plan options to match their specific coverage needs. It also assists with policy updates and claims support throughout the life of the contract. In addition to Ronkonkoma, the agency covers neighboring towns across the township of Islip.
Turley Redmond & Rosasco, L.L.P. provides disability insurance agent services to clients in and around Ronkonkoma, New York. The company assists individuals with evaluating coverage needs, comparing policy options, and filing claims when necessary. Its ongoing service plans include policy reviews and guidance through benefit applications or appeals. The firm serves owners of single-family homes, apartments, retail properties, and restaurants.
Serving Ronkonkoma, New York, and the surrounding communities, Michele Kitterle: Allstate Insurance handles disability insurance applications and policy management for local residents. It assists clients in understanding coverage options that provide income protection in the event of an illness or injury. The agency guides individuals through the selection of appropriate policy terms and benefit amounts. To handle a typical job, it begins by reviewing a client's current financial situation and employment details before recommending a plan tailored to their specific needs.
Some customers seek a single policy purchase, while others need ongoing adjustments to their coverage. Chris Pedone, a disability insurance agent in Ronkonkoma, NY, assists both types of clients. His work helps individuals protect their income against the financial impact of illness or injury. Services are available for those who require a one-time policy setup or periodic policy reviews. Coverage consultations focus on matching personal needs with available plan features. Support for plan modifications is provided on an as-needed basis.
LPL Risk Management specializes disability insurance, focusing on income protection strategies for professionals and business owners in Ronkonkoma, NY. The agency guides clients through the process of evaluating policy options that replace lost earnings due to illness or injury. It assists individuals in understanding benefit periods and elimination periods to create suitable coverage plans. As local tax season approaches, many self-employed residents seek the company’s help to ensure their disability protection aligns with their new annual income figures.
For Long Island residents navigating the challenges of a sudden injury or illness, the need for dependable income protection becomes urgent. Jesse Seigman: Allstate Insurance, located in Ronkonkoma, assists those in the local community by providing disability insurance policies designed to replace a portion of lost wages during recovery. The agent works closely with clients to explain coverage options that help safeguard household finances from unexpected health setbacks. To explore available plans that suit individual circumstances, a complimentary initial consultation is arranged to begin the assessment process.
Robert Vera: Allstate Insurance in Ronkonkoma, New York, assists individuals with obtaining coverage that replaces a portion of income during periods of disability. The agency specializes in providing detailed policy comparisons tailored to different health and occupation profiles, ensuring clients understand their options. Services are available to professionals working in offices, those managing warehouse logistics, and employees in food service environments.
Serving homeowners and renters in Ronkonkoma, New York, Tara Smith-Vera: Allstate Insurance provides disability insurance protection. Commercial policies are also available for small businesses throughout the surrounding area. Each plan safeguards income when illness or injury prevents working. Clear explanations help clients understand benefit options and waiting periods. When coverage needs change or questions arise between policy reviews, the agency offers straightforward assistance without extra fees. Policyholders rely on the office for prompt help updating their plans to match shifting circumstances between regular scheduled check-ins.
What Does a a Disability Insurance Agent in Ronkonkoma Cost?
The cost of disability insurance in New York varies based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of annual income. For a 35-year-old professional earning $60,000 per year, a policy might cost $50 to $150 per month. Costs differ by carrier and policy features. This is general information, not insurance advice.
About disability insurance agents in Ronkonkoma
Disability insurance agents in Ronkonkoma New York help individuals and business owners find coverage that protects income if an injury or illness prevents work. New York law requires employers to provide short-term disability benefits through the New York State Disability Benefits Law. A local agent can guide you through policy options and state requirements specific to Suffolk County.
Frequently Asked Questions
What does a disability insurance agent in Ronkonkoma do?
An agent helps you compare disability insurance policies from different carriers. They explain policy terms such as elimination periods and benefit amounts. They also assist with filing claims and understanding New York state disability requirements.
Is disability insurance required in New York State?
New York requires most employers to provide short-term disability insurance under the New York State Disability Benefits Law. Long-term disability insurance is not required by state law but is often offered by employers or purchased individually.
How do I choose a disability insurance agent in Ronkonkoma?
Look for an agent licensed in New York with experience in disability insurance. Ask about their knowledge of New York state disability laws and their access to multiple insurance carriers. Check their office location in Ronkonkoma for convenient meetings.
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