ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Disability Insurance Agents Near You in Somers, NY

Browse disability insurance agents serving Somers, New York. Updated 2026-07-14.

The top-rated disability insurance agent in Somers, New York is The K Merritt Agency, rated 4.8 stars across 268 reviews. Other highly rated options include City Building Owners Insurance, Girolamo Insurance, Health Plans NY Group Health Insurance Experts New York. This directory lists 12 disability insurance agents serving Somers.

Showing 12 disability insurance agents in Somers, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The K Merritt Agency366 US-202(914) 276-3400
2City Building Owners Insurance293 NY-100 #109(877) 576-5200
3Girolamo Insurance253 US-202(914) 962-9777
4Health Plans NY Group Health Insurance Experts New York189 NY-100(914) 633-1717
5Richard Sweig Insurance | Max Broker Services LLC30 David Rd(914) 248-6797
6State Farm Insurance1885 Commerce St
7Growth Insurance New York100 W Hill Dr(914) 477-3651
8Stuart E Cohen Ltd293 NY-100(877) 576-5200
9Acrisure Somers, NY (Hudson Sound Brokerage Corporation)101 The Ln(914) 669-6000
10The Gerlitz GroupThe Cottage House, 189 NY-100(914) 277-2227
KM
366 US-202
The K Merritt Agency
Disability Insurance Agent · Somers, NY

The K Merritt Agency serves the Somers, New York area as a disability insurance agent. It assists local professionals and residents in securing income protection coverage tailored to individual needs. This agency guides clients through policy selection and the application process, ensuring they understand coverage terms. The K Merritt Agency handles both short-term and long-term disability insurance solutions for individuals and small business owners in the region.

CB
293 NY-100 #109
City Building Owners Insurance
Disability Insurance Agent · Somers, NY

City Building Owners Insurance provides disability insurance agent services for clients in Somers, New York. It assists individuals and businesses in securing policies that protect against income loss due to illness or injury. The company offers ongoing support and plan adjustments to ensure coverage remains aligned with changing needs. Its service extends to single-family homes, apartments, retail, and restaurants.

GI
253 US-202
Girolamo Insurance
Disability Insurance Agent · Somers, NY

Homeowners, self-employed professionals, and small business owners in Somers, New York turn to Girolamo Insurance for disability insurance agent services designed to protect income. The agent helps local clients evaluate policy options and navigate applications to secure coverage against accident or illness. Guidance is offered with transparency and a focus on matching individual needs with suitable plans. The agency also serves the greater Westchester County area, including nearby communities such as Yorktown Heights and Mount Kisco.

HP
189 NY-100
Health Plans NY Group Health Insurance Experts New York
Disability Insurance Agent · Somers, NY

Health Plans NY Group Health Insurance Experts New York serves Somers, New York, and the surrounding communities. It handles disability insurance for local residents. The company focuses on helping clients protect their income against potential losses from illness or injury. It works to explain policy options and coverage limits clearly to each person. Based on a client’s individual occupation and financial needs, the agent then compares available plans from different carriers to find a suitable fit, ensuring the policy matches the client’s specific situation.

RS
30 David Rd
Richard Sweig Insurance | Max Broker Services LLC
Disability Insurance Agent · Somers, NY

Serving the Somers, NY area, Richard Sweig Insurance | Max Broker Services LLC works as a disability insurance agent, helping clients understand the difference between one-time policy purchases and recurring service options for ongoing coverage management. The agency assists individuals by connecting them with plans that provide income protection in case of illness or injury, typically within a coverage landscape that includes both short-term and long-term policies. This service operates on a scheduled basis, whether for initial enrollments or periodic policy reviews.

SF
1885 Commerce St
State Farm Insurance
Disability Insurance Agent · Somers, NY
GI
100 W Hill Dr
Growth Insurance New York
Disability Insurance Agent · Somers, NY

As the seasons change in northern Westchester County, many local workers begin reviewing their income protection needs through their employer benefits or private plans. Growth Insurance New York in Somers works with residents and small business owners seeking disability insurance for illness or injury. They help clients review existing policies from major carriers and explore options for individual coverage. The process typically begins with a free initial consultation that reviews current income sources and potential waiting periods before a claim begins.

SE
293 NY-100
Stuart E Cohen Ltd
Disability Insurance Agent · Somers, NY

Stuart E Cohen Ltd provides disability insurance services for individuals and businesses in the Somers, New York area. The firm specializes in crafting policies that replace lost income if a client becomes unable to work due to illness or injury. Agents assess each client’s occupation and income level to recommend appropriate coverage amounts and benefit periods. The company works with local employers and self-employed professionals across multiple commercial sectors, including offices, warehouses, and food service operations.

AS
101 The Ln
Acrisure Somers, NY (Hudson Sound Brokerage Corporation)
Disability Insurance Agent · Somers, NY

As a disability insurance agent serving residential clients in Somers, New York, Acrisure Somers (Hudson Sound Brokerage Corporation) helps individuals protect their income against unexpected illness or injury. The agency also offers similar commercial coverage for local small businesses and professionals throughout the Westchester County area. These policies are designed to replace a portion of lost earnings during recovery periods. Following an initial policy setup, the agent typically schedules follow‑up contacts to review coverage, ensuring it remains aligned with changing needs between regular office visits.

GG
The Cottage House, 189 NY-100
The Gerlitz Group
Disability Insurance Agent · Somers, NY

The Gerlitz Group in Somers, NY is known for guiding clients through the complexities of disability insurance as a dedicated agent. It offers services ranging from initial policy comparison and application to managing renewals and coverage adjustments. Disability insurance agents in this area assist professionals in protecting their income against unexpected illness or injury. Many clients appreciate planning for an integrated additional benefit like a catastrophic disability rider.

DA
189 NY-100
Direct Access Group Benefits Inc.
Disability Insurance Agent · Somers, NY
(914) 276-6000
directaccessgroupbenefits.com
MA
293 NY-100 Suite 103
MCM Agency Inc
Disability Insurance Agent · Somers, NY
(914) 276-0469
mcmagency.com

What Does a a Disability Insurance Agent in Somers Cost?

Disability insurance agent fees in New York typically range from 2% to 8% of the annual premium for new policies, or a flat fee of $200 to $500 for claims assistance. Costs vary based on policy type and case complexity. This is general information, not insurance advice.

About disability insurance agents in Somers

A disability insurance agent in Somers, New York can help you understand your policy options and file claims. New York law requires insurers to respond to disability claims within 45 days. Local agents know the specific regulations that apply to Somers residents.

Frequently Asked Questions

What does a disability insurance agent in Somers do?

A disability insurance agent helps you choose a policy, file claims, and appeal denials. They explain New York coverage requirements and guide you through the process.

How long do I have to file a disability claim in New York?

You generally have 30 days from the date of disability to notify your insurer in New York. Some policies allow up to 90 days. Check your specific policy for exact time limits.

Can a Somers agent help with an appeal in New York?

Yes. An agent can assist with gathering medical records and submitting a written appeal. New York law gives you 180 days to appeal a denied claim.

Disability Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.