The top-rated disability insurance agent in Syosset, New York is Marcela Ruppert - State Farm Insurance Agent, rated 5.0 stars across 162 reviews. Other highly rated options include Cynthia Podrasky: Allstate Insurance, Weissman Agency: Allstate Insurance, Trident Coverage Insurance. This directory lists 12 disability insurance agents serving Syosset.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marcela Ruppert - State Farm Insurance Agent | 633 Jericho Tpke | (516) 922-1976 |
| 2 | Cynthia Podrasky: Allstate Insurance | 4A Jackson Ave | (516) 749-3419 |
| 3 | Weissman Agency: Allstate Insurance | 125 Michael Dr Ste 102 | (516) 338-5700 |
| 4 | Trident Coverage Insurance | 6800 Jericho Tpke Suite 120 W | (516) 820-0277 |
| 5 | Chabina William J Co Inc | 30 Whitney Ave | (516) 364-4700 |
| 6 | Salerno Brokerage Corporation | 117 Oak Dr | (516) 364-4044 |
| 7 | Howard Gursky Insurance | 338 Jericho Tpke #115 | (516) 698-3426 |
| 8 | Denapoli Associates Inc - Nationwide Insurance | 40 Underhill Blvd #2M | (516) 364-1100 |
| 9 | Independent Captive Associates | 300 S Oyster Bay Rd | (516) 605-2626 |
| 10 | Viking Agency | 117 Oak Dr | (516) 496-7711 |
Marcela Ruppert - State Farm Insurance Agent serves the Syosset, New York area as a disability insurance agent. This agency assists local residents and business owners in understanding their need for income protection. They focus on helping clients find suitable plans for wage replacement in the event of an illness or injury. The office handles both short-term and long-term disability insurance policies designed to meet common coverage requirements in this region.
Cynthia Podrasky: Allstate Insurance provides disability insurance agent services in the Syosset, New York area. The agency helps clients understand and select disability coverage, focusing on protecting income in the event of an injury or illness. It offers ongoing support for policy maintenance, including assistance with claims, changes, and annual reviews to ensure coverage remains appropriate. The firm serves individuals, families, and local business owners. It handles insurance needs for clients in single-family homes, apartments, retail establishments, and restaurants.
Weissman Agency: Allstate Insurance serves homeowners, small business owners, and renters in Syosset, New York. It also specializes in disability insurance agent services, helping local residents select income protection plans for unexpected injuries or illnesses. The agency provides in-person consultations to review individual policies or group coverage options. This allows clients to compare basic plan features and premium structures. In addition, the agency serves the greater Nassau County area, including communities such as Jericho and Woodbury.
Serving Syosset and the surrounding Nassau County communities, Trident Coverage Insurance focuses on disability insurance agent work. The company handles applications for individual and group disability income policies, which are designed to replace a portion of lost earnings during illness or injury. To manage a typical client engagement, it first assesses the applicant’s occupation and existing coverage gaps, then compares policy options from multiple carriers to present suitable plan choices.
Chabina William J Co Inc in Syosset, NY, distinguishes between one-time policy evaluations and recurring plan management for disability insurance agents. Their work focuses on securing income replacement coverage for clients unable to work due to illness or injury. Consultation sessions assess individual needs to tailor a suitable policy. Ongoing service includes periodic reviews to adjust benefits as circumstances evolve. This company operates on a scheduled basis, offering annual check-ins and as-needed revisions to keep coverage aligned with the client’s changing financial landscape.
As a disability insurance agent for Syosset and the surrounding area, Salerno Brokerage Corporation offers services focused on helping individuals secure income protection plans. It also provides general guidance on policy options designed to replace lost earnings during illness or injury. The company assists clients in reviewing existing coverage and identifying gaps in their financial safety net. During open enrollment periods, it helps those with changing health needs adjust their coverage to maintain appropriate protection against temporary or long-term disability.
During the busy season, many Long Island professionals consider how to protect their income if injury or illness prevents them from working. Howard Gursky Insurance, located in Syosset, NY, serves as a disability insurance agent, helping local clients evaluate policies that replace a portion of lost earnings. The agency reviews individual coverage options suited to different occupations and income levels. A typical first step involves a consultation to assess the client’s current financial situation and discuss benefit structures.
Serving the Syosset area in the field of disability insurance, Denapoli Associates Inc offers coverage that provides income protection when a client is unable to work due to illness or injury. Their services through Nationwide Insurance allow them to focus on disability insurance as a specialized line, addressing individual needs for long-term financial stability. They can provide their expertise on this specific protection to employees in local offices, staff in distribution warehouses, and workers across food service establishments.
Independent Captive Associates provides residential disability insurance coverage to clients in and around Syosset, New York. Commercial coverage options are also available for small business owners and professionals seeking income protection policies. The agency serves local clients within Nassau County and the greater Long Island area. Follow-up service is offered between regular visits to adjust coverage as personal or business circumstances change.
Viking Agency, based in Syosset, NY, is known for assisting professionals with securing individual disability insurance policies tailored to their income and occupation. It serves clients across Long Island, helping them evaluate waiting periods, benefit amounts, and own-occupation definitions to protect earnings in case of illness or injury. The agency offers guidance on both short-term and long-term coverage options. For added financial protection, it can also arrange a future increase option rider to allow benefit upgrades without new medical underwriting.
What Does a a Disability Insurance Agent in Syosset Cost?
Disability insurance premiums in New York vary based on age, health, occupation, and coverage amount. Typical monthly premiums for an individual policy range from 1% to 3% of your annual income. For example, a 40 year old earning 100,000 per year might pay 100 to 300 per month for a policy covering 60% of income. Group plans through employers often cost less per employee. This is general information and not insurance advice.
About disability insurance agents in Syosset
Disability insurance agents in Syosset New York help individuals and businesses find coverage that meets their needs. New York state requires certain disability benefits for most employers under the Disability Benefits Law. A local agent can explain how these mandates affect your policy choices and help you navigate the application process.
Frequently Asked Questions
What does a disability insurance agent in Syosset do?
A disability insurance agent helps you compare policies from different carriers. They explain policy terms like elimination periods and benefit amounts. They also assist with filing claims and understanding New York specific rules.
Is disability insurance required in New York state?
Yes, New York Disability Benefits Law requires most employers to provide short term disability coverage. This covers off the job injuries and illnesses. A Syosset agent can help you understand if your employer plan is sufficient or if you need additional coverage.
How long can I receive disability benefits in New York?
New York state short term disability benefits last up to 26 weeks in a 52 week period. Private long term disability policies may provide benefits for several years or until age 65. Your Syosset agent can help you choose a policy with the right benefit duration.
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