The top-rated disability insurance agent in Syracuse, New York is Globe Life National Income Division: Moore Organization, rated 4.9 stars across 2,604 reviews. Other highly rated options include Donigan Business and Personal Insurance, CH Insurance, Taylor Made Insurance Solutions, Inc.. This directory lists 25 disability insurance agents serving Syracuse.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life National Income Division: Moore Organization | 2 S Clinton St 3rd Floor Suite 305 | (508) 658-9635 |
| 2 | Donigan Business and Personal Insurance | 708 W Belden Ave Box 11535 | (315) 428-8600 |
| 3 | CH Insurance | 100 S Salina St #370 | (315) 234-7500 |
| 4 | Taylor Made Insurance Solutions, Inc. | 933 State Fair Blvd | (315) 303-7020 |
| 5 | MedicarePaul American Senior Benefits | 117 N Townsend St | (315) 663-8129 |
| 6 | OneGroup | 706 N Clinton St | (315) 457-1830 |
| 7 | Don Marsh Agency, Inc. | 4875 South Ave | (315) 498-4642 |
| 8 | Robert L Kelly General Insurance | 108 E Washington St # 1 | (315) 425-8101 |
| 9 | Shopiro Agency, Inc. | 306 Hawley Ave Suite A | (315) 913-3722 |
| 10 | Liverpool Associates | 701 N State St | (315) 428-1486 |
Globe Life National Income Division: Moore Organization serves the Syracuse, New York, metro area as a disability insurance agent. It helps individuals and businesses secure income protection policies against unexpected illness or injury. The agency guides clients through policy options to replace lost wages during recovery. As a local resource, it provides both short-term disability coverage and long-term disability insurance plans tailored to residents in this region.
Donigan Business and Personal Insurance provides disability insurance agent services for clients in and around Syracuse, New York. The company helps individuals and businesses understand their coverage options for income protection. Ongoing support includes policy reviews and assistance with claims to ensure benefits remain aligned with changing needs. Services extend to those who lease or own commercial properties, such as single-family homes, apartments, retail stores, and restaurants.
CH Insurance serves homeowners, business owners, and property managers in Syracuse who require guidance on disability income coverage. It helps clients evaluate policies that can replace lost wages if illness or injury prevents them from working. The agency explains plan features, benefit durations, and elimination periods to match individual financial situations. It coordinates with local professionals to ensure claims align with policy terms. Its service area includes the greater Syracuse metro, as well as the neighboring community of Baldwinsville.
Taylor Made Insurance Solutions, Inc. serves clients in Syracuse, NY, and the surrounding Central New York communities. The company handles disability insurance policies that provide income protection for individuals who become unable to work due to illness or injury. It helps both professionals and business owners assess their specific coverage needs. To manage a typical client's situation, it reviews existing health and income information to match policy options with financial realities and expected benefit periods.
MedicarePaul American Senior Benefits serves the Syracuse, NY area as a disability insurance agent. The company assists clients in understanding the distinction between one-time policy options for a single need, such as short-term disability, and recurring service models that provide ongoing coverage adjustments as situations change. Field agents evaluate individual circumstances to recommend appropriate plans from available carriers. These professionals guide applicants through the claims process to secure income protection. Service for policy reviews and new enrollments runs on an as-needed basis, accommodating each client’s schedule.
OneGroup provides specialty disability insurance services in Syracuse, NY, focusing on income protection plans for local professionals. The agency also offers general insurance guidance to help individuals and businesses evaluate their long-term financial risks. By working closely with clients, it explains policy options and coverage gaps. As the winter season approaches, the firm often assists with planning for temporary disability benefits that may be needed during holiday employment slowdowns.
As the snow melts and residents of Syracuse begin planning for warmer months, the risk of injury during spring activities increases, making disability insurance coverage a timely concern. Don Marsh Agency, Inc. provides local support for individuals seeking financial protection against lost income due to illness or accident. They assist clients in evaluating their personal employment situations and identifying policy options suited to their needs. An initial consultation typically involves reviewing current coverage and discussing specific occupational risks to recommend appropriate solutions.
Robert L Kelly General Insurance provides disability insurance guidance to residents throughout Syracuse, NY. The agency also extends its coverage options to commercial clients seeking income protection for their businesses. Serving the greater Syracuse area, the company helps individuals and business owners understand their disability insurance needs without offering legal or financial advice. Clients return for periodic policy reviews or updates between regular appointments, ensuring their protection remains aligned with changing personal or professional circumstances.
Liverpool Associates works with individuals and businesses in Syracuse to help secure disability insurance coverage, focusing on protecting income against unexpected illness or injury. The company also assists clients in understanding policy options and potential riders to tailor protection to specific needs. This includes evaluating waiting periods, benefit durations, and coverage terms that align with personal financial situations. Liverpool Associates serves professionals working in commercial sectors such as offices, warehouses, and food service establishments.
What Does a a Disability Insurance Agent in Syracuse Cost?
The cost of disability insurance in Syracuse varies by age, occupation, and benefit amount. Typical premiums range from 1 percent to 3 percent of your annual income. For a 40-year-old professional, a policy might cost $50 to $150 per month. New York state DBL coverage costs employers a small payroll tax. This is general information, not insurance advice.
About disability insurance agents in Syracuse
Disability insurance agents in Syracuse help residents and businesses secure income protection in case of illness or injury. New York state law requires employers to provide short-term disability benefits through the Disability Benefits Law (DBL). An agent can explain how private policies supplement state-mandated coverage.
Frequently Asked Questions
What does a disability insurance agent in Syracuse do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage options, policy exclusions, and benefit amounts. They also assist with filing claims and understanding New York state disability requirements.
Is disability insurance required in New York state?
Yes, most employers in New York must provide short-term disability insurance under the Disability Benefits Law. This covers off-the-job injuries and illnesses. A Syracuse agent can help you understand if you need additional private coverage.
How long do New York disability benefits last?
New York state short-term disability benefits last up to 26 weeks in a 52-week period. Benefits replace about 50 percent of your average weekly wage up to a state-set maximum. A private policy from an agent can extend coverage beyond this limit.
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