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Find Disability Insurance Agents Near You in Utica, NY

Browse disability insurance agents serving Utica, New York. Updated 2026-07-14.

The top-rated disability insurance agent in Utica, New York is Scott Grates - State Farm Insurance Agent, rated 5.0 stars across 291 reviews. Other highly rated options include AAA Utica, Dan Meehan - State Farm Insurance Agent, BEACH AGENCY INC. This directory lists 14 disability insurance agents serving Utica.

Showing 14 disability insurance agents in Utica, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Scott Grates - State Farm Insurance Agent430 Trenton Rd(315) 797-7763
2AAA Utica430 Court St(315) 797-5452
3Dan Meehan - State Farm Insurance Agent2023 Sunset Ave(315) 735-4494
4BEACH AGENCY INC1111 Oriskany St W(315) 793-7626
5Scalzo Zogby & Wittig Inc120 Lomond Ct(315) 792-0000
6Arrow Health Insurance NY185 Genesee St(315) 257-7352
7Farmers Insurance - Michelle Santillo-Romano2400 Genesee St(315) 765-6531
8Michael Garcia: Allstate Insurance2046 Genesee St(315) 793-3322
9Statutory Insurers Inc1500 Genesee St(315) 202-1592
10premium plan Insurance NY266 Genesee St(332) 334-6798
SG
430 Trenton Rd
Scott Grates - State Farm Insurance Agent
Disability Insurance Agent · Utica, NY

Scott Grates - State Farm Insurance Agent serves the Utica, New York, metro area and surrounding counties as a disability insurance agent. The company helps individuals and families understand their options for income protection when illness or injury prevents them from working. Clients receive guidance on selecting plans that align with their personal financial situations. The business also assists with navigating the details of filing claims and adjusting coverage as needs change over time. In this area, it handles short-term disability insurance and long-term disability insurance.

AU
430 Court St
AAA Utica
Disability Insurance Agent · Utica, NY

Based in Utica, NY, AAA Utica helps individuals and families apply for disability insurance policies, offering comprehensive options to replace income during illness or injury. They assist clients in reviewing plan details and filing necessary paperwork for coverage maintenance and claims. Their work focuses on tailoring solutions to protect local earnings and financial stability. The company serves property owners across the area, including those with single-family homes, apartments, and commercial spaces such as retail stores and restaurants.

DM
2023 Sunset Ave
Dan Meehan - State Farm Insurance Agent
Disability Insurance Agent · Utica, NY

Dan Meehan - State Farm Insurance Agent serves homeowners, small businesses, and property managers in Utica, New York, offering disability insurance agent services. This agency helps local clients understand how disability coverage can protect income during unexpected illness or injury, providing important financial security for families and companies. The team works closely with each customer to explain policy options and tailor plans to individual needs. Dan Meehan - State Farm Insurance Agent also covers the nearby communities of New Hartford and Whitesboro.

BA
1111 Oriskany St W
BEACH AGENCY INC
Disability Insurance Agent · Utica, NY

BEACH AGENCY INC serves Utica, New York, and the surrounding communities in Oneida County. The company handles disability insurance coverage, which helps replace a portion of lost income when a client cannot work due to illness or injury. In this area, it addresses both short-term and long-term needs for local individuals and small business owners. To manage a typical case, the agency first reviews a client’s occupation and earnings, then identifies policies that offer monthly benefits aligned with those personal circumstances.

SZ
120 Lomond Ct
Scalzo Zogby & Wittig Inc
Disability Insurance Agent · Utica, NY

Scalzo Zogby & Wittig Inc. serves Utica, New York, as a disability insurance agent, distinguishing between one-time policy purchases and ongoing coverage options that require periodic renewal. Their work focuses on helping local individuals secure income protection against illness or injury. Agents evaluate client needs to recommend appropriate short-term or long-term disability plans. Service arrangements are flexible, with support offered on an as-needed basis to address questions, policy updates, or claims assistance throughout the life of the coverage.

AH
185 Genesee St
Arrow Health Insurance NY
Disability Insurance Agent · Utica, NY

Arrow Health Insurance NY in Utica focuses on disability insurance agent services, offering policies that replace a portion of income if a client becomes unable to work due to illness or injury. The company also helps individuals navigate the complex process of selecting appropriate coverage and filing claims. With winter weather often increasing the risk of slips and falls in the Mohawk Valley region, Arrow Health Insurance NY assists clients in planning for potential short-term or long-term disability related to such seasonal accidents.

FI
2400 Genesee St
Farmers Insurance - Michelle Santillo-Romano
Disability Insurance Agent · Utica, NY

As winter weather increases slip-and-fall risks in Utica, many residents seek coverage that protects their income during recovery. Farmers Insurance - Michelle Santillo-Romano serves this need by offering disability insurance policies tailored to local professionals and hourly workers. The agent explains how these plans replace a portion of lost wages when illness or injury prevents someone from working. Each policy is reviewed carefully to match the client’s occupation and daily responsibilities. The process begins with a personalized risk assessment and eligibility review during a no-obligation consultation.

MG
2046 Genesee St
Michael Garcia: Allstate Insurance
Disability Insurance Agent · Utica, NY

Michael Garcia: Allstate Insurance provides disability insurance services to residents in the Rome, NY area, ensuring individuals have coverage that supports income when illness or injury prevents work. Commercial coverage is also available for local businesses seeking to protect their employees during periods of disability. The agency serves clients throughout Rome and the surrounding region. Follow-up service includes assistance with policy adjustments and claims support between regular visits to maintain appropriate coverage.

SI
1500 Genesee St
Statutory Insurers Inc
Disability Insurance Agent · Utica, NY
PP
266 Genesee St
premium plan Insurance NY
Disability Insurance Agent · Utica, NY
SI
106 Genesee St
Success Insurance Utica
Disability Insurance Agent · Utica, NY
(315) 230-0287
monitorlife.com
GM
409 Court St
Good Move Insurance Co
Disability Insurance Agent · Utica, NY
(332) 208-9821
CI
1307 Genesee St
Cool Insurance LLC
Disability Insurance Agent · Utica, NY
(315) 216-7685
DI
1021 Mohawk St
Diversity Insurance Agency
Disability Insurance Agent · Utica, NY
(315) 678-0000

What Does a a Disability Insurance Agent in Utica Cost?

The cost of a disability insurance policy in New York typically ranges from 1% to 3% of your annual income. For a 40 year old earning 60000 per year a policy might cost 600 to 1800 annually. Premiums vary based on age occupation health status and benefit amount. This is general information not insurance advice.

About disability insurance agents in Utica

A disability insurance agent in Utica New York helps individuals and businesses find coverage that protects income if you cannot work. New York has a state disability insurance program that provides partial wage replacement for off-the-job injuries or illnesses. A local agent can explain how private policies work alongside New York Paid Family Leave and statutory disability benefits.

Frequently Asked Questions

What does a disability insurance agent in Utica do?

A disability insurance agent helps you compare policies from different carriers. They explain benefit amounts elimination periods and policy exclusions. They do not provide legal advice but can guide you on coverage options under New York law.

Does New York require employers to provide disability insurance?

Yes most New York employers must provide statutory short term disability benefits under the New York Disability Benefits Law. These benefits cover off the job injuries and illnesses. A private disability insurance agent can help you add supplemental coverage beyond the state minimum.

How long do New York disability benefits last under a private policy?

Private disability policies in New York can pay benefits for a set number of years or until age 65 or 67. The specific duration depends on the policy terms you choose. An agent can explain the trade offs between short term and long term coverage.

Disability Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.