The top-rated disability insurance agent in White Plains, New York is Mike O'Boyle - State Farm Insurance Agent, rated 4.9 stars across 236 reviews. Other highly rated options include F Falzone Insurance Services, LLC, Wm. E. Morrell Insurance, Campos Insurance. This directory lists 16 disability insurance agents serving White Plains.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike O'Boyle - State Farm Insurance Agent | 235 Mamaroneck Ave Floor 1 | (914) 948-3500 |
| 2 | F Falzone Insurance Services, LLC | 300 Mamaroneck Ave | (646) 305-2047 |
| 3 | Wm. E. Morrell Insurance | 128 Court St | (800) 942-0904 |
| 4 | Campos Insurance | 12 E Post Rd | (914) 949-5369 |
| 5 | Bruce Martin Associates | 215 N Central Ave | (914) 946-2700 |
| 6 | Nationwide Insurance: Theiss Agency Inc. | 600 N Broadway suite 224 | (914) 537-8509 |
| 7 | Prudential Insurance NY | 170 Dr.Martin Luther King Jr Blvd | (914) 408-0855 |
| 8 | Selected Insurance NY | 151 E Post Rd | (845) 288-2739 |
| 9 | Insurance Policy LLC | 707 Lincoln Ave | (914) 292-4762 |
| 10 | Brian Wallach Agency Inc | 1 N Broadway # 406 | (914) 949-0000 |
Mike O'Boyle - State Farm Insurance Agent serves White Plains and Westchester County as a disability insurance agent. He helps local residents and professionals understand how disability coverage can protect their income during an unexpected illness or injury. The agency works with clients to review policy options that align with individual financial situations and employment types. It also assists with claims guidance and policy adjustments as circumstances change over time. Specific services handled by this office include long-term disability insurance and short-term disability insurance for area workers.
F Falzone Insurance Services, LLC provides disability income protection guidance to professionals in White Plains and the surrounding region. The agency helps clients understand policy options designed to replace a portion of income if illness or injury prevents them from working. Ongoing service includes annual policy reviews and support during the claims application process. F Falzone Insurance Services works with a variety of client types, including self-employed individuals, small business owners, corporate executives, and healthcare practitioners.
Wm. E. Morrell Insurance serves homeowners, business owners, and professionals in White Plains, New York, helping them secure disability insurance coverage to protect income against unexpected illness or injury. The agency guides clients through plan options, ensuring policies align with individual financial needs and occupations within the local area. It assists with understanding benefit periods, waiting periods, and policy terms for realistic long-term protection. Its service area also extends to surrounding communities in Westchester County, including the nearby city of Yonkers.
Campos Insurance serves White Plains, New York, and the surrounding Westchester County communities, including nearby towns such as Harrison and Rye. It handles both short-term and long-term disability insurance policies for professionals and small business owners in the region. The agency works to match clients with coverage that replaces a portion of their income if illness or injury prevents them from working. To complete a typical job, Campos Insurance conducts a careful review of the client’s occupation and income needs before presenting tailored policy options.
Based in White Plains, Bruce Martin Associates provides specialized services in qualifying for disability insurance policies tailored to individual professional needs. It assists clients throughout Westchester County with the general work of evaluating existing coverage and planning for income protection. The agency helps applicants navigate the underwriting process to secure appropriate benefits tailored to personal circumstances. For professionals undergoing a planned medical procedure or an upcoming leave, the firm advises on how to structure coverage effectively before the season of recovery.
As the work landscape shifts and residents of White Plains plan for unexpected illnesses or injuries, a reliable safety net becomes essential. Nationwide Insurance: Theiss Agency Inc. helps local professionals assess their income protection needs. The agency specializes in guiding clients through the various disability insurance options available, explaining how coverage can replace lost earnings during recovery from a medical condition. For anyone considering such protection, a personal initial consultation to review individual employment situations and financial obligations is the recommended starting step.
Prudential Insurance NY provides disability insurance agent services to individuals and businesses in the White Plains area. It specializes in offering income protection solutions to policyholders seeking coverage for lost wages due to illness or injury. The company helps clients evaluate plan options and navigate the application process. Its services extend to commercial sectors that require comprehensive disability coverage, including offices, warehouses, and food service operations.
Selected Insurance NY assists residents of White Plains with disability insurance coverage designed for individual income protection. The firm also serves commercial clients, structuring policies to safeguard business stability across the greater Westchester region. Agents clarify benefit triggers, elimination periods, and occupational definitions to ensure accurate coverage. Property for commercial disability insurance includes buy-sell funding and overhead expense arrangements. After initial policies are placed, the team coordinates annual reviews to adjust benefits as client needs evolve, ensuring consistent support between regular service visits.
Insurance Policy LLC in White Plains, NY, is recognized for matching clients with tailored disability insurance policies to protect their income. The company serves local professionals and small business owners, guiding them through policy options and application processes. An agent clarifies benefit periods, elimination periods, and occupation-specific coverage terms. They also explain how disability insurance integrates with existing employer benefits to prevent coverage gaps. A notable add-on service it offers is coordinating residual or partial disability riders for those in high-income fields.
What Does a a Disability Insurance Agent in White Plains Cost?
Disability insurance agent services in White Plains typically cost nothing upfront as agents earn commissions from insurance carriers. Policy premiums range from 1 percent to 3 percent of your annual income. For a 50 thousand dollar annual income expect premiums between 500 and 1500 dollars per year. Costs vary by age health and occupation. This is general information not insurance advice.
About disability insurance agents in White Plains
A disability insurance agent in White Plains New York can help you understand policy options and file claims. New York law requires insurers to respond to disability claims within 45 days. Local agents know the specific requirements for New York state disability benefits and private policies.
Frequently Asked Questions
What does a disability insurance agent in White Plains do?
A disability insurance agent helps you compare policies from different carriers and assists with claim documentation. They explain New York state disability benefits and private long term disability options. Agents do not provide legal advice but can guide you through the application process.
How long do I have to file a disability claim in New York?
New York state law does not set a specific deadline for private disability claims but policies usually require prompt notice. For New York state disability benefits you must file within 30 days of becoming disabled. Check your policy for exact time limits.
Are disability insurance premiums tax deductible in New York?
Disability insurance premiums are generally not tax deductible if you pay them personally. If your employer pays the premiums then benefits may be taxable. New York follows federal tax rules for disability insurance deductions.
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