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Looking for a disability insurance agent in Chapel Hill? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Chapel Hill, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 17 disability insurance agents in Chapel Hill, NC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
James Dallesandro: Allstate Insurance
50211 Governors Dr, Chapel Hill, NC 27517
(919) 205-3262
agents.allstate.com
Pam Herndon - State Farm Insurance Agent
104 S Estes Dr # 105, Chapel Hill, NC 27514
(919) 240-0155
pamherndon.com
Kevin Cooke - State Farm Insurance Agent
200 Timberhill Pl UNIT 202, Chapel Hill, NC 27514
(919) 918-4478
kevinvcooke.com
Connie Fenner - State Farm Insurance Agent
11470 US Hwy 15 501 N Ste 105, Chapel Hill, NC 27517
(919) 265-0702
theconniefennerway.com
Legacy Insurance Agency LLC
1340 Environ Way, Chapel Hill, NC 27517
(919) 263-2328
legacyguard.us
Ben Reece: Allstate Insurance
112 Perkins Dr STE 600, Chapel Hill, NC 27514
(919) 929-6900
agents.allstate.com
High & Rubish Insurance Agency
6015 Farrington Rd STE 101, Chapel Hill, NC 27517
(919) 913-1144
highandrubish.com
Ola Stinnett - State Farm Insurance Agent
180 Providence Rd #1b, Chapel Hill, NC 27514
(919) 968-0470
thechapelhillagent.com
Chip Millard, Insurance Broker
102 Market St Ste. 208, Chapel Hill, NC 27516
(919) 357-6637
chipmillard.com
NC Farm Bureau Insurance
102 S Estes Dr, Chapel Hill, NC 27514
(919) 960-6801
ncfbins.com
Gary Elliott - State Farm Insurance Agent
1805 E Franklin St #210, Chapel Hill, NC 27514
(919) 942-6057
chapelhillsf.com
Chan Wright Insurance Agency
101 Glen Lennox Dr Suite 300, Chapel Hill, NC 27517
(919) 341-1606
chanwrightinsurance.com
University Insurance - Erie Insurance Agency
1829 E Franklin St Suite 800-F, Chapel Hill, NC 27514
What Does a Disability Insurance Agent in Chapel Hill Cost?
Typical costs for disability insurance agent services in North Carolina are paid through commissions from the insurance carrier, not directly by the client. Policy premiums vary widely, often ranging from 1% to 3% of your annual income for individual coverage. For example, a 35-year-old professional in Chapel Hill might pay $100 to $300 per month for a policy with a 90-day waiting period. Costs depend on age, health, occupation, and benefit amount. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Chapel Hill do?
A disability insurance agent helps you find a policy that replaces part of your income if you cannot work due to illness or injury. They explain policy terms, compare options from different carriers, and assist with the application process. In North Carolina, agents must follow state regulations on disclosure and suitability.
How do I choose a disability insurance agent in Chapel Hill?
Look for an agent licensed in North Carolina with experience in disability coverage. Ask about their knowledge of group and individual policies, including those for self-employed residents. Check their reputation with the North Carolina Department of Insurance.
Are there state-specific rules for disability insurance in North Carolina?
Yes, North Carolina has laws governing policy provisions, claim handling, and agent conduct. For example, policies must include a free look period of at least 10 days. The state also follows the federal ERISA law for employer-sponsored plans.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Carolina.