The top-rated disability insurance agent in Concord, North Carolina is Byrd Agency Inc, rated 5.0 stars across 383 reviews. Other highly rated options include Trey Siner Insurance Group, Right Choice Insurance, Jim Hodgens - State Farm Insurance Agent. This directory lists 16 disability insurance agents serving Concord.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Byrd Agency Inc | 797 Davidson Dr NW | (704) 786-2108 |
| 2 | Trey Siner Insurance Group | 247 Church St NE | (704) 795-6878 |
| 3 | Right Choice Insurance | 874-A Concord Pkwy N | (704) 886-1866 |
| 4 | Jim Hodgens - State Farm Insurance Agent | 845 Church St N #104 | (704) 782-3515 |
| 5 | Allen & Ballard Insurance Associates | 732 Kannapolis Pkwy | (704) 795-7801 |
| 6 | Pegram & AllCare Insurance Services | 50 Transit Ct NW | (704) 782-1123 |
| 7 | America Insurance & Tax Service | 2401 Poplar Tent Rd | (704) 720-0633 |
| 8 | Madison Insurance Group | 3775 NC-73 | (704) 782-2073 |
| 9 | Insurance Concord | 9900 Poplar Tent Rd Ste 115 #312 | (980) 306-5355 |
| 10 | Jason Bentley Agency | 646 Church St N | (704) 784-3300 |
Byrd Agency Inc serves the greater Concord area of Cabarrus County as a disability insurance agent. The company assists individuals with their disability income protection needs by evaluating coverage options and explaining policy terms. It helps clients understand how disability insurance can replace lost earnings due to illness or injury. The agency focuses on both short-term and long-term disability insurance policies tailored to local professionals and workers. It specifically handles individual disability plans and group disability insurance solutions for area businesses.
Trey Siner Insurance Group provides comprehensive disability insurance agent services for the Concord, NC area. They assist clients in understanding and selecting appropriate coverage options to protect against loss of income due to injury or illness. Ongoing advisory support is offered to help policyholders review their plans and make adjustments as life circumstances change. Their expertise extends to ensuring individuals have a clear path to filing claims when necessary. Trey Siner Insurance Group services single-family homes, apartments, retail locations, and restaurants.
Right Choice Insurance serves Concord, North Carolina, and the surrounding communities in Cabarrus County. The company handles disability insurance agent work, focusing on helping individuals secure income protection for illnesses or injuries. This type of insurance replaces a portion of wages when a client cannot work due to a covered medical condition. To handle a typical job, the agent assesses each client's occupation, lifestyle, and income needs to match them with an appropriate policy from available carriers.
Jim Hodgens serves homeowners, businesses, and property managers in Concord, North Carolina, seeking disability insurance coverage. This agency helps clients understand income protection policies that replace wages if an injury or illness prevents them from working. Disability insurance agents in this area typically guide customers through plan options suited to their employment type and budget. The agency also provides support for claims and policy updates over time. In addition to Concord, this agent covers surrounding areas such as Kannapolis and the greater Cabarrus County region.
Allen & Ballard Insurance Associates provides disability insurance agent services to individuals and businesses in Concord, North Carolina. The firm helps clients select income protection plans that replace lost wages if illness or injury prevents them from working. It guides applicants through policy options, such as short-term and long-term coverage, and assists with plan comparisons based on occupational risk and income needs. During open enrollment periods or after a sudden health change, the agency can review existing policies for gaps in benefit coverage.
For individuals seeking either a single consultation to address an immediate disability claim or ongoing coverage management, Pegram & AllCare Insurance Services in Concord, NC, assists clients in navigating the complexities of disability income protection. The agent evaluates personal income and occupational risks to recommend appropriate policies. Repeat interactions may be needed when updating coverage due to life changes. Service here runs on an as-needed basis, ensuring tailored attention without requiring a fixed schedule for consultations or policy reviews.
As tax season approaches in Concord, many residents carefully review their finances and consider how an unexpected illness or injury could impact their income. America Insurance & Tax Service provides guidance on disability insurance options designed to replace a portion of lost wages. Their approach focuses on explaining plan structures and coverage limitations relevant to local professionals and small business owners. An initial consultation includes a review of the client’s current employment benefits and income sources to determine potential policy needs.
Madison Insurance Group operates as a disability insurance agent in Concord, North Carolina, helping individuals protect their income in the event of illness or injury. The company specializes in tailoring coverage plans that address specific occupational risks and personal financial needs. It assists clients by evaluating various policy options and explaining benefit terms. Madison Insurance Group serves a range of commercial sectors, including local offices, warehouses, and food service establishments.
Insurance Concord serves as a disability insurance agent in Concord, NC, known for guiding local professionals through policy options that replace lost income during illness or injury. Their service range covers initial eligibility screening, plan comparisons, and application support for individual and group coverage. By tailoring strategies to each client’s occupation and earnings, they help secure financial protection against unexpected disability. They can also add long-term care riders to existing policies for broader coverage.
Serving residents of Concord, North Carolina, Jason Bentley Agency provides disability insurance options designed for individual financial protection. The agency also addresses commercial coverage needs for local businesses seeking to safeguard their workforce. Services are extended to clients throughout the surrounding region. Each policy presentation is explained clearly to help customers understand their income replacement choices. Regular follow-ups are offered between scheduled visits to review coverage changes and maintain ongoing account service for existing policyholders.
What Does a a Disability Insurance Agent in Concord Cost?
Typical costs for disability insurance in North Carolina range from 1% to 3% of your annual income for an individual policy. For example, a 40 year old earning $60,000 per year might pay $600 to $1,800 annually. Group plans through employers often cost less. Costs vary by age, health, occupation, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in Concord
Disability insurance agents in Concord North Carolina help individuals and business owners protect their income. North Carolina law requires agents to be licensed by the state Department of Insurance. Local agents can guide you through policy options and claims processes specific to Cabarrus County.
Frequently Asked Questions
What does a disability insurance agent in Concord do?
A disability insurance agent helps you find a policy that replaces part of your income if you cannot work due to illness or injury. They explain policy terms, compare plans from different carriers, and assist with applications. In North Carolina, agents must follow state insurance regulations and disclose policy details clearly.
How do I choose a disability insurance agent in Concord?
Look for an agent licensed in North Carolina with experience in disability coverage. You can check their license status on the North Carolina Department of Insurance website. Ask about their knowledge of local employers and group plans available in Concord.
What North Carolina laws affect disability insurance claims?
North Carolina does not have a state disability insurance program like some states. Private disability policies are governed by contract law. If a claim is denied, you may have up to three years to file a lawsuit under North Carolina contract law, but review your policy for specific deadlines.
Disability Insurance Agents in Other North Carolina Cities
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