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Find Disability Insurance Agents Near You in Charlotte, NC

Browse disability insurance agents serving Charlotte, North Carolina. Updated 2026-07-14.

The top-rated disability insurance agent in Charlotte, North Carolina is Health Plans of NC, rated 5.0 stars across 1,187 reviews. Other highly rated options include CAP Insurance Group, Laurie Insurance Group, Pegram Insurance. This directory lists 26 disability insurance agents serving Charlotte.

Showing 26 disability insurance agents in Charlotte, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Health Plans of NC4350 Congress St UNIT 300(800) 797-0327
2CAP Insurance Group1524 E Morehead St Suite 300(704) 540-4200
3Laurie Insurance Group2701 Coltsgate Rd Suite 100(704) 342-2886
4Pegram Insurance2701 Coltsgate Rd STE 101(704) 494-9495
5Latorre Insurance124 N McDowell St(704) 566-8181
6Carolinas Coverage Insurance Agency410 Westinghouse Blvd Suite B(704) 595-3429
7O'Connor Insurance Associates, Inc.1973 J N Pease Pl #203(704) 510-8884
8The Jordan Insurance Agency3540 Toringdon Way Suite 200(704) 926-7565
9Superior Insurance Of Charlotte6914 Matthews-Mint Hill Rd #150(704) 545-7171
10H B Cantrell & Co1501 E 7th St(704) 954-9000
HP
4350 Congress St UNIT 300
Health Plans of NC
Disability Insurance Agent · Charlotte, NC

Health Plans of NC serves the Charlotte, North Carolina metro area as a disability insurance agent. The company helps individuals and businesses navigate the complexities of income protection through disability coverage. Its agents work with clients to find policies that replace a portion of earnings if illness or injury prevents them from working. This firm focuses on both short‑term and long‑term disability insurance solutions for local residents and employers.

CI
1524 E Morehead St Suite 300
CAP Insurance Group
Disability Insurance Agent · Charlotte, NC

CAP Insurance Group serves homeowners, businesses, and property managers in the Charlotte, North Carolina area, offering guidance on disability insurance agent services. The company assists clients in understanding their options for income protection, helping secure coverage that aligns with individual or corporate needs. These insurance solutions aim to provide financial stability if a disabling condition prevents work. CAP Insurance Group also extends its expertise to nearby communities such as Huntersville, ensuring broader access to its disability insurance support across the metro region.

LI
2701 Coltsgate Rd Suite 100
Laurie Insurance Group
Disability Insurance Agent · Charlotte, NC

For clients in Charlotte, NC, Laurie Insurance Group understands that disability insurance can be structured either through a one-time purchase or as a renewable, recurring policy that requires ongoing management. The agency helps individuals assess their income protection needs and navigate the available coverage options designed to replace a portion of lost earnings due to illness or injury. Services are available on both a scheduled appointment and an as-needed basis, allowing clients to review their policies at regular intervals or seek advice whenever their personal or financial situation changes.

PI
2701 Coltsgate Rd STE 101
Pegram Insurance
Disability Insurance Agent · Charlotte, NC

Pegram Insurance specializes in disability insurance coverage, helping individuals in Charlotte, NC, secure policies that protect their income if they become unable to work due to illness or injury. It guides clients through the complexities of both short-term and long-term disability plans, aligning options with personal needs. A particular focus is placed on self-employed professionals and small business owners. As tax season approaches, the company also assists clients in understanding how policy premiums can affect their annual financial planning.

LI
124 N McDowell St
Latorre Insurance
Disability Insurance Agent · Charlotte, NC

As the seasons change in Charlotte, many professionals and families begin reviewing their financial safeguards against the risk of a sudden illness or injury. Latorre Insurance assists local residents by explaining how disability coverage can replace a portion of lost income during recovery. The agency evaluates each client’s occupation, existing benefits, and personal financial obligations. Using this information, they compare available policies from various carriers to find suitable terms. The process begins with an initial interview to assess current needs and household budgets.

CC
410 Westinghouse Blvd Suite B
Carolinas Coverage Insurance Agency
Disability Insurance Agent · Charlotte, NC

Carolinas Coverage Insurance Agency is known for helping clients in Charlotte secure disability income protection plans that replace a portion of earnings if illness or injury prevents work. The agency serves individuals and professionals seeking to guard their financial stability against unexpected health setbacks. A comprehensive review of existing coverage and future income needs is standard. The team can also add a business overhead expense rider designed to keep a practice running during an extended claim.

OC
1973 J N Pease Pl #203
O'Connor Insurance Associates, Inc.
Disability Insurance Agent · Charlotte, NC

O'Connor Insurance Associates, Inc. serves individuals, homeowners, and local business owners in Charlotte, North Carolina, who require specialized disability income protection. The agency guides clients through the process of securing policies that provide financial support if an illness or injury prevents them from working. It also assists self-employed professionals and small companies in evaluating coverage options to safeguard their earnings. Beyond the city center, the agency extends its services to residents and businesses in the neighboring Matthews and SouthPark areas of the Charlotte metro.

JI
3540 Toringdon Way Suite 200
The Jordan Insurance Agency
Disability Insurance Agent · Charlotte, NC

The Jordan Insurance Agency in Charlotte, North Carolina offers disability insurance plans that can be purchased as an individual one-time policy or as a recurring ongoing benefit. These plans help replace a portion of income if a client cannot work due to illness or injury, covering both short-term and long-term needs. The agency tailors coverage based on each client's occupation and earnings. Service for policy setup and consultations runs on an as-needed schedule, with no mandatory recurring appointments.

SI
6914 Matthews-Mint Hill Rd #150
Superior Insurance Of Charlotte
Disability Insurance Agent · Charlotte, NC

Serving Charlotte and the surrounding communities of Mecklenburg County, Superior Insurance Of Charlotte handles disability insurance coverage for local residents. This agency works to help clients understand the different types of disability policies available to protect their income. It focuses on explaining key policy features such as benefit periods and elimination periods. For a typical job, the agency first reviews a client's occupation and financial obligations before comparing policy options from various insurers to find suitable coverage.

HB
1501 E 7th St
H B Cantrell & Co
Disability Insurance Agent · Charlotte, NC
MM
6101 Carnegie Blvd #415
Mark McDuffie Insurance Agency
Disability Insurance Agent · Charlotte, NC
(704) 364-9227
mcduffieinsurance.com
KB
1981 J N Pease Pl STE 202
Kevin Brewer & Associates Inc
Disability Insurance Agent · Charlotte, NC
(704) 549-1222
kevinbrewerassociates.com
CL
13777 Ballantyne Corporate Pl
Carolina Living Benefits Associates
Disability Insurance Agent · Charlotte, NC
(704) 287-5757
carolinalba.com
PI
233 S Sharon Amity Rd #103
Piedmont Insurance Associates
Disability Insurance Agent · Charlotte, NC
(866) 308-4704
piedmont-ins.com
OH
2210 Crownpoint Executive Dr
O H Walker Insurance Agency
Disability Insurance Agent · Charlotte, NC
(704) 814-4343
ohwalkerins.com
CI
7130 Matthews-Mint Hill Rd
Charlotte Insurance Group
Disability Insurance Agent · Charlotte, NC
(704) 545-6700
charlotteinsurancegroup.com
FI
4614 Wilgrove Mint Hill Rd
Fortitude Insurance Advisors
Disability Insurance Agent · Charlotte, NC
(980) 825-9969
fortitudeins.com/contact/refer-us
CS
10130 Perimeter Pkwy #200
Carolina's 1st Choice Agency
Disability Insurance Agent · Charlotte, NC
(704) 464-0300
carolinas1stchoice.com
TI
301 East Blvd
Tri-Insurance Agency
Disability Insurance Agent · Charlotte, NC
(704) 620-7061
tri-insurance.com
MS
1523 Elizabeth Ave
Main Street Insurance Group
Disability Insurance Agent · Charlotte, NC
(877) 872-4578
mainstreetins.com
AH
11220 Elm Ln Ste 105
The Anderson Hyman Group
Disability Insurance Agent · Charlotte, NC
(704) 542-8849
insurancecharlotte.com
VI
6120 Andrew Thomas Dr #123
VHL Insurance and Financial Services
Disability Insurance Agent · Charlotte, NC
(704) 750-1498
vhlinsfin.com
CI
2101 Sardis Rd N STE 108
Cantley Insurance
Disability Insurance Agent · Charlotte, NC
(704) 841-3888
cantleyinsurance.com
SI
2137 Chatham Ave
Southeast Insurance Solutions, Inc
Disability Insurance Agent · Charlotte, NC
(704) 560-8972
individualhealthinsurancenc.com
BA
5950 Fairview Rd # 225
The Bloch Agency
Disability Insurance Agent · Charlotte, NC
(704) 643-0999
blochagency.com
CA
7401 Carmel Executive Park Dr #205
The Christensen Agency
Disability Insurance Agent · Charlotte, NC
(704) 544-0405
thechristensenagency.com

What Does a a Disability Insurance Agent in Charlotte Cost?

Disability insurance agent services in Charlotte typically cost nothing upfront because agents earn commissions from insurance carriers. Premiums for individual policies in North Carolina range from 1% to 3% of your annual income, depending on age, health, occupation, and benefit terms. Group policies through employers often have lower premiums. This is general information, not insurance advice.

About disability insurance agents in Charlotte

Disability insurance agents in Charlotte, North Carolina assist residents with obtaining and managing disability income protection. North Carolina law does not mandate private disability insurance, but agents can help navigate policies governed by state contract law and ERISA for employer plans. Charlotte agents often work with professionals in banking, healthcare, and technology sectors common to the region.

Frequently Asked Questions

What does a disability insurance agent in Charlotte do?

A disability insurance agent helps you find and apply for individual or group disability policies. They also assist with policy reviews, claims filing, and understanding benefit terms specific to North Carolina regulations.

How is disability insurance regulated in North Carolina?

Disability insurance in North Carolina is regulated by the North Carolina Department of Insurance. Policies must comply with state contract laws, and employer-provided plans are subject to federal ERISA rules.

Can a Charlotte agent help with an existing disability claim?

Yes, many agents assist with existing claims by reviewing policy language and coordinating with insurers. However, for denied claims or appeals, you may need a disability insurance attorney for legal representation.

Disability Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.