The top-rated disability insurance agent in Reading, Pennsylvania is MGS Insurance Agency LLC, rated 4.9 stars across 122 reviews. Other highly rated options include CrossKeys Insurance Inc, Acceptance Insurance, Frank Singleton - State Farm Insurance Agent. This directory lists 21 disability insurance agents serving Reading.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MGS Insurance Agency LLC | 606 Museum Rd | (610) 375-6142 |
| 2 | CrossKeys Insurance Inc | 5035 Pottsville Pike | (610) 916-6190 |
| 3 | Acceptance Insurance | 3312 N 5th Street Hwy | (610) 973-6105 |
| 4 | Frank Singleton - State Farm Insurance Agent | 1601 Lancaster Ave | (610) 777-8686 |
| 5 | Prestige Insurance Solutions | 1528 Birch St | (484) 926-8699 |
| 6 | Schaeffer Insurance | 3501 Kutztown Rd | (610) 921-1567 |
| 7 | Contemporary Insurance, Inc. | 1829 New Holland Rd # 1 | (610) 777-7905 |
| 8 | Denise Drobnick - State Farm Insurance Agent | 831 E Bellevue Ave | (610) 921-1131 |
| 9 | Adoniram Insurance | 500 Buttonwood St | (610) 371-0100 |
| 10 | Bello Insurance Group | 1166 Mulberry St | (610) 478-1113 |
MGS Insurance Agency LLC provides disability insurance agent services to individuals and businesses in the Reading, Pennsylvania, area. These services include helping clients evaluate their coverage needs and navigate policy options for income protection. The agency offers ongoing service and policy review to ensure plans remain aligned with changing circumstances, such as shifts in employment or health. Clients can expect assistance with filing claims and understanding policy terms. MGS Insurance Agency LLC services clients for single-family homes, apartments, retail, and restaurants.
CrossKeys Insurance Inc serves the Reading, Pennsylvania area as a disability insurance agent. The company assists local professionals with disability insurance policies, which provide income replacement if an illness or injury prevents them from working. Their services include helping clients understand their coverage options and policy features. CrossKeys Insurance Inc handles individual disability plans and group disability benefits for employers.
Acceptance Insurance serves the Reading, Pennsylvania area as a Disability Insurance Agent. The company assists local professionals and self-employed individuals in understanding their coverage options for income protection. Their agents help clients review policy terms and navigate the application process for both short-term and long-term disability plans. They also provide guidance on claims for lost wages due to illness or non-work-related injury.
Frank Singleton’s agency in Reading serves local homeowners, businesses, and property managers who need disability insurance protection. This agent provides policies designed to replace a portion of lost income if a client becomes unable to work due to illness or injury. Tailoring coverage to each client’s occupation and lifestyle, the agency helps ensure financial stability during recovery periods. Frank Singleton - State Farm Insurance Agent also assists area professionals and small business owners in nearby Wyomissing and the greater Berks County metro region with their disability planning needs.
Prestige Insurance Solutions serves clients in Reading, Pennsylvania and the surrounding Berks County communities. This disability insurance agency helps individuals secure income protection for situations where illness or injury prevents them from working. Policies are designed to replace a portion of lost wages during a recovery period. Each client’s occupation, income level, and personal circumstances are reviewed to determine the most suitable coverage. The agency then compares options from multiple carriers to present a policy that aligns with the client’s specific risk exposure and budget needs.
Schaeffer Insurance in Reading, PA offers both one-time consultations and ongoing service arrangements for disability insurance needs. Their coverage helps protect local residents’ income if illness or injury prevents them from working. Policies are tailored to individual occupations and financial situations. Service is provided on a scheduled basis for clients who require periodic policy reviews and updates, or as-needed for those who prefer to request assistance only when a specific situation arises.
In the spring, many local workers in Reading, PA, begin to consider how an illness or accident could affect their household income. Contemporary Insurance, Inc. addresses this concern by helping individuals secure disability insurance policies to replace wages if they cannot work. The firm works with clients to review coverage options that fit their personal financial needs. A typical first step involves scheduling an initial assessment to review current earnings and protection gaps.
Denise Drobnick - State Farm Insurance Agent works in Reading, Pennsylvania, assisting individuals and businesses with insurance solutions. Its specialty includes disability coverage that can replace lost income due to injury or illness. As a local disability insurance agent, the office helps clients understand policy terms and how these benefits integrate with other financial protections. The agency serves commercial sectors such as offices, warehouses, and food service operations requiring customized coverage to safeguard their employees and operational stability.
Adoniram Insurance specializes in guiding clients through disability income protection, offering both short-term and long-term policy evaluations for residents of Reading, Pennsylvania. Its general work includes analyzing existing coverage gaps and explaining how benefits coordinate with employer plans or Social Security. The agency assists individuals and small business owners in maintaining financial stability when illness or injury prevents working. During tax season, it helps self-employed contractors adjust their policies to reflect fluctuating annual earnings.
Bello Insurance Group assists residents in Reading, Pennsylvania with securing disability coverage that provides income protection during illness or injury. The agency also serves commercial clients, helping local businesses ensure their employees have access to disability plans. Their service area encompasses Reading and the surrounding Berks County communities. Representatives typically follow up with clients between regular visits to review their coverage or adjust policies as personal circumstances evolve.
What Does a a Disability Insurance Agent in Reading Cost?
Disability insurance costs in Pennsylvania vary based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For example a 40 year old office worker might pay 500 to 1500 dollars per year for a policy covering 60% of income. Costs are higher for high risk occupations or pre existing conditions. This is general information and not insurance advice.
About disability insurance agents in Reading
Disability insurance agents in Reading Pennsylvania help individuals and businesses secure income protection policies. Pennsylvania law requires certain employer-provided disability benefits under the Pennsylvania Workers Compensation Act for work related injuries. Agents in Reading can guide you through policy options and claims processes specific to the local market.
Frequently Asked Questions
What does a disability insurance agent in Reading do?
A disability insurance agent helps you find and purchase a disability insurance policy that fits your needs. They explain policy terms, compare options from different carriers, and assist with the application process. They do not handle claims but can advise on how to file one.
Are there Pennsylvania laws that affect disability insurance?
Yes. Pennsylvania does not require private disability insurance for most workers. However the state mandates short term disability benefits for certain public employees. Agents must follow Pennsylvania Insurance Department regulations when selling policies.
How do I choose a disability insurance agent in Reading?
Look for an agent licensed in Pennsylvania with experience in disability coverage. Check their credentials through the Pennsylvania Insurance Department website. Ask about their familiarity with local employers and group plans common in the Reading area.
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