The top-rated disability insurance agent in Upper Darby Township, Pennsylvania is Chris Caraisco - State Farm Insurance Agent, rated 4.8 stars across 227 reviews. Other highly rated options include Hello Insurance and Financial Services, Raj Insurance Agency & Auto Tags, Family Insurance. This directory lists 10 disability insurance agents serving Upper Darby Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Caraisco - State Farm Insurance Agent | 8701 West Chester Pike Ste 5 | (610) 789-3400 |
| 2 | Hello Insurance and Financial Services | 9101 West Chester Pike | (484) 454-3297 |
| 3 | Raj Insurance Agency & Auto Tags | 7044 Marshall Rd | (484) 461-6667 |
| 4 | Family Insurance | 807 Garrett Rd | (610) 352-3222 |
| 5 | INS-NOW | 7178 Marshall Rd | (610) 622-1954 |
| 6 | Emerald Isle Insurance | 8314 West Chester Pike | (267) 428-7400 |
| 7 | Farmers Insurance - Ben Nguyen | 6758 Market St | (610) 352-1131 |
| 8 | Petridis Insurance Agency | 7922 West Chester Pike # 1 | (610) 449-9700 |
| 9 | Amrit & Associates LLC | 8102 West Chester Pike | (610) 449-1301 |
| 10 | Farmers Insurance - Wajid Sheikh | 325 S 69th St | (267) 776-8594 |
Chris Caraisco - State Farm Insurance Agent serves the Upper Darby Township, Pennsylvania area. This agency provides disability insurance coverage for individuals and families in the region. Disability insurance policies help replace a portion of lost income if an illness or injury prevents a person from working. The firm also assists clients in understanding different policy options available in the local market. It handles both short-term and long-term disability insurance needs.
Hello Insurance and Financial Services in Upper Darby Township, Pennsylvania connects individuals and small business owners with disability insurance policies that provide income protection in the event of an injury or illness. The agent offers new policy consultations and regular reviews of existing coverage to ensure benefit levels remain appropriate for changing life circumstances. This firm helps secure coverage for owner-occupied single-family homes, residential apartment buildings, and local retail shops and restaurants.
Raj Insurance Agency & Auto Tags serves homeowners, professionals, and small business owners in Upper Darby Township, Pennsylvania, who require guidance on disability income protection. The agency helps clients secure coverage that replaces lost earnings if an injury or illness prevents them from working. Each insurance recommendation is tailored to the individual’s occupation, income level, and daily living needs. Regular policy reviews are also offered to adjust plans as personal circumstances evolve. The agency additionally assists residents in nearby Haverford Township and the greater Delaware County metro area.
Family Insurance serves clients in Upper Darby Township, Pennsylvania, and the surrounding communities in Delaware County. The agency handles all aspects of disability insurance, providing coverage for short-term and long-term income protection needs. It helps individuals and families select policies that replace lost wages during illness or injury. To handle a typical job, it reviews each client’s employment details and health status, then explains plan options and adjusts coverage levels to fit their specific financial situation.
INS-NOW offers specialized disability insurance agent services, helping individuals in Upper Darby Township, PA, secure income protection policies tailored to their needs. The agency guides clients through policy selection, explaining coverage options for short-term and long-term disability. These professionals assist with claims preparation and policy reviews to ensure adequate financial safeguards. Navigating a sudden illness or a workplace injury that may limit an individual’s ability to earn an income, they provide essential support for managing such life disruptions.
Emerald Isle Insurance serves clients in Upper Darby Township, Pennsylvania, distinguishing between one-time consultations for immediate policy questions and recurring service plans for ongoing disability income management. Their coverage options help protect local residents’ earnings if illness or injury prevents regular work. Daily office operations include comparing disability policies, explaining benefit periods, and advising on elimination periods suitable for diverse occupations. Service runs on both a scheduled appointment basis for annual policy reviews and an as-needed basis for urgent claim assistance.
Spring storms can cause property damage that disrupts both work and daily routines for Upper Darby Township residents. Farmers Insurance - Ben Nguyen helps local policyholders navigate claims for lost income due to injury or illness. As a disability insurance agent, this office explains how short-term or long-term coverage replaces wages during recovery periods. Clients schedule a free initial consultation to review their current policy and identify gaps in protection before a disability occurs.
Petridis Insurance Agency serves residents of Upper Darby Township and the surrounding area with disability insurance coverage. The agency also assists local businesses in securing commercial disability policies to protect their operations. Clients benefit from tailored guidance on policies that replace lost income due to illness or injury. This service area sees varied needs for short-term and long-term disability plans. The team follows up after each policy is issued to ensure coverage remains appropriate, often returning for reviews before the next renewal period begins.
Amrit & Associates LLC provides guidance to individuals and businesses navigating disability insurance options in and around Upper Darby Township, Pennsylvania. The agency specializes in helping clients select policies that protect income in case of injury or illness. They assist with plan comparisons and application processes for both short-term and long-term coverage. The firm serves a range of local commercial sectors, including offices, warehouses, and food service operations.
Farmers Insurance - Wajid Sheikh is a disability insurance agent known for helping individuals in Upper Darby Township, PA, secure income protection against illness or injury. The agency evaluates clients’ occupational risks and financial needs to recommend suitable short-term or long-term disability policies. This service supports residents in maintaining financial stability during unexpected health setbacks. An additional specialty the agency offers is providing guidance on how disability coverage coordinates with other existing insurance policies.
What Does a a Disability Insurance Agent in Upper Darby Township Cost?
Disability insurance agents in Pennsylvania typically earn a commission from the insurance company. This means you usually do not pay a fee directly to the agent. Policy premiums vary widely from 1% to 3% of your annual income for coverage. Costs depend on your age health and occupation. This is general information not insurance advice.
About disability insurance agents in Upper Darby Township
A disability insurance agent in Upper Darby Township can help you understand your policy and file claims. Pennsylvania law requires insurers to respond to claims within 45 days. Local agents know the specific rules for Delaware County and can guide you through the process.
Frequently Asked Questions
What does a disability insurance agent in Upper Darby Township do?
An agent helps you buy disability insurance and assists with claims. They explain policy terms and help you gather medical records. They do not provide legal advice but can connect you with resources.
How long do I have to file a disability claim in Pennsylvania?
Most policies require you to notify the insurer within 30 days of becoming disabled. You then have 90 days to submit a formal claim. Check your policy for exact deadlines because they can vary.
Can an agent help if my claim is denied in Pennsylvania?
Yes an agent can review the denial letter and explain your options. They may help you submit additional evidence. For appeals you have 180 days from the denial to request a review under Pennsylvania law.
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