The top-rated disability insurance agent in Williamsport, Pennsylvania is Jolinda Chamberlain - State Farm Insurance Agent, rated 5.0 stars across 159 reviews. Other highly rated options include AC Cruz - State Farm Insurance Agent, Kutney Insurance Agency, Fischer Insurance Agency. This directory lists 21 disability insurance agents serving Williamsport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jolinda Chamberlain - State Farm Insurance Agent | 1409 Washington Blvd | (570) 327-8383 |
| 2 | AC Cruz - State Farm Insurance Agent | 911 Westminster Dr Ste 6 | (570) 505-1276 |
| 3 | Kutney Insurance Agency | 2495 E 3rd St | (570) 322-8909 |
| 4 | Fischer Insurance Agency | 1735 E 3rd St | (570) 323-3600 |
| 5 | Gronski Lehman Insurance Agency | 1020 Washington Blvd | (570) 322-3743 |
| 6 | Rennel Rodarmel: Allstate Insurance | 921 Westminster Dr | (570) 326-6645 |
| 7 | Insurance Services LLC - Williamsport | 1126 Washington Blvd Unit E | (570) 651-9811 |
| 8 | Arthur Fetterman, Bankers Life Agent | 1000 Commerce Park Dr Ste 301 | (570) 368-1533 |
| 9 | Cornerstone Insurance | 309 S Market St | (570) 326-2343 |
| 10 | KMA Insurance Group | 1775 Dewey Ave | (570) 326-5800 |
Jolinda Chamberlain - State Farm Insurance Agent serves the Williamsport, Pennsylvania area and offers disability insurance coverage. This agency helps individuals and families understand their options for income protection when illness or injury prevents them from working. She works with clients to compare policies and explains key features such as benefit periods and elimination periods. Her office assists with filing claims and coordinates with policyholders to adjust coverage as their needs change over time.
AC Cruz - State Farm Insurance Agent in Williamsport, PA provides disability insurance services designed to help replace lost income if an illness or injury prevents work. Service offerings include policy reviews to ensure coverage aligns with changing client circumstances. Maintenance plans involve routine check-ins to update beneficiaries and adjust benefit amounts as needed. The firm assists with filing claims and navigating the appeals process. It serves individual homeowners, apartment residents, retail shops, and locally owned restaurants in the Williamsport area.
Kutney Insurance Agency serves homeowners, families, and individual professionals in the Williamsport, PA area who need protection against income loss from illness or injury. The agency assists clients in selecting disability insurance policies that provide a financial safety net when they are unable to work due to a covered condition. An agent reviews each customer’s occupation and personal situation to help identify suitable coverage options. This disability insurance agency also covers residents in the nearby community of South Williamsport.
Fischer Insurance Agency serves Williamsport and the surrounding communities of Lycoming County. The agency handles disability insurance policies designed to replace a portion of lost income if a client becomes unable to work due to illness or injury. It helps individuals understand waiting periods and benefit amounts best suited to their specific employment situation. Typically, the agency evaluates a client’s current occupation and monthly expenses to recommend a policy that provides adequate coverage during a recovery period.
Gronski Lehman Insurance Agency distinguishes between one-time consultations that address immediate needs and recurring service options that support ongoing coverage adjustments for life changes. They provide personalized guidance through the complexities of disability insurance, helping clients in the Williamsport area protect their income against unforeseen illness or injury. Their service runs on a one-time, scheduled, or as-needed basis to fit each individual's circumstances.
Rennel Rodarmel: Allstate Insurance specializes in guiding Williamsport residents through disability insurance options, offering tailored policies that replace a portion of income if injury or illness prevents work. It also provides general coverage consultations to address broader insurance needs. This service proves especially valuable when seasonal employment fluctuations or unexpected medical conditions threaten financial stability, helping clients maintain their household budgets during recovery periods in this central Pennsylvania community.
Insurance Services LLC - Williamsport helps individuals and business owners manage financial risk through a range of insurance products. The agency specializes in disability insurance, offering policies designed to protect income if an illness or injury prevents a person from working. It assists clients with selecting appropriate coverage levels and navigating policy details. The firm serves various commercial sectors in the Williamsport area, including corporate offices, warehouse facilities, and food service operations.
Serving residential clients in Williamsport, Arthur Fetterman, Bankers Life Agent provides disability insurance to protect local families. Commercial coverage is also available for small businesses in Lycoming County and surrounding areas. As a local agent, he helps clients understand how disability policies can safeguard income against unexpected illness or injury. Follow-up service is offered between regular visits to adjust coverage as personal or business needs change.
In Williamsport, the sudden onset of an illness or an unexpected injury often raises immediate questions about preserving income. Cornerstone Insurance works with local professionals to navigate the complex process of securing disability coverage that addresses this financial vulnerability. The agent reviews individual employment circumstances and existing benefits to identify suitable policy options. Through a thoughtful consultation, the company helps clients understand waiting periods, benefit durations, and coverage exclusions. An initial assessment of your work history and financial obligations is the recommended beginning.
KMA Insurance Group in Williamsport, PA, is known for helping individuals and businesses secure disability insurance solutions. The agency guides local clients through the process of selecting coverage that protects income during an illness or injury. They serve a range of professionals in the area who need to safeguard their financial stability. For those with specific needs, the agency can specialize in structuring long-term disability protection tailored to individual occupations and policy requirements.
What Does a a Disability Insurance Agent in Williamsport Cost?
Disability insurance costs in Pennsylvania typically range from 1% to 3% of your annual income. For a 35 year old non-smoker earning $50,000 per year, a policy might cost between $500 and $1,500 annually. Factors like occupation, health, and benefit waiting period affect the premium. This is general information and not insurance advice.
About disability insurance agents in Williamsport
Disability insurance agents in Williamsport, Pennsylvania help individuals and businesses find income protection policies. Pennsylvania law does not require employers to provide disability insurance, but agents can guide you on private plans. Local agents understand the needs of workers in Lycoming County industries like healthcare and manufacturing.
Frequently Asked Questions
What does a disability insurance agent in Williamsport do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your income and occupation. They explain policy terms like elimination periods and benefit durations. Agents in Williamsport can also assist with filing initial claims.
How do I choose a disability insurance agent in Pennsylvania?
Look for an agent licensed in Pennsylvania with experience in disability coverage. You can verify a license through the Pennsylvania Insurance Department website. Ask about their familiarity with policies for local professions such as nurses or truck drivers.
Are disability insurance premiums tax deductible in Pennsylvania?
Premiums for individual disability insurance are generally not tax deductible. However, if you pay premiums with after-tax dollars, any benefits you receive are usually tax free. Pennsylvania follows federal tax rules for this type of insurance.
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