The top-rated disability insurance agent in North Charleston, South Carolina is KSA Insurance, rated 5.0 stars across 453 reviews. Other highly rated options include Pinckney-Carter Insurance Agency, Jason Taylor Agency, The Ferguson Insurance Team. This directory lists 14 disability insurance agents serving North Charleston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | KSA Insurance | 2204 Meeting Street Rd | (843) 408-4232 |
| 2 | Pinckney-Carter Insurance Agency | 1956 Remount Rd | (843) 747-9073 |
| 3 | Jason Taylor Agency | 7301 Rivers Ave suite 248 | (843) 872-9500 |
| 4 | The Ferguson Insurance Team | 9217-A University Blvd | (843) 797-7285 |
| 5 | Help2Cover Insurance Agency | 3255 Landmark Dr | (843) 596-9988 |
| 6 | 64 Insurance Group | 4900 O'Hear Ave #205 | (843) 702-6464 |
| 7 | Cornerstone Insurance Services and Wealth Advisory | 8550 Dorchester Rd | (843) 376-3350 |
| 8 | Abri Insurance Agency North Charleston | 5107 N Rhett Ave Ste 100 | (843) 628-5588 |
| 9 | A i Insurance Services | 3506 W Montague Ave STE 300 | (843) 266-1411 |
| 10 | Roe & Associates, Inc. | 7089 Rivers Ave | (843) 740-1723 |
KSA Insurance serves the North Charleston area as a disability insurance agent, helping individuals and professionals secure income protection policies. They guide clients through policy options that replace lost earnings due to injury or illness. The agency works to match coverage with specific occupational risks and financial needs common in the region. Their services include evaluating short-term and long-term disability plans. KSA Insurance also assists local self-employed workers with obtaining individual disability income coverage.
Pinckney-Carter Insurance Agency provides professional disability insurance agent services in the North Charleston, South Carolina area. It helps clients assess their income protection needs and select policies that offer financial security during periods of illness or injury. Ongoing service includes plan reviews and assistance with claims support for policyholders. The agency works with individual homeowners and renters as well as commercial property owners, including those managing apartments, retail storefronts, and local restaurants.
The Jason Taylor Agency serves local homeowners and business owners in North Charleston, South Carolina, by connecting them with disability insurance policies that help replace lost income if illness or injury prevents them from working. The agency assists property managers and self-employed professionals in evaluating long-term and short-term disability coverage options that meet their personal financial needs. Its service area also extends to nearby communities such as Summerville and the surrounding Charleston metro region.
Serving North Charleston, South Carolina, and the surrounding communities, The Ferguson Insurance Team handles disability insurance needs for local residents. The agency focuses on helping clients understand their options for income protection during illness or injury. It guides individuals through the process of evaluating policies that can replace lost wages when work is not possible. The team typically approaches each case by first reviewing a client's specific occupation and financial circumstances to recommend the most suitable disability coverage plan.
Help2Cover Insurance Agency in North Charleston, SC, distinguishes between offering a single disability insurance policy for a specific need and providing ongoing management of a changing coverage portfolio over time. The agency assists individuals who seek income protection following an illness or injury that prevents them from working. Local clients typically require guidance on policy terms that suit their occupation and lifestyle risks. Service is arranged on an as-needed basis whenever a client requests a policy review, purchase, or claim support.
64 Insurance Group offers specialized disability insurance services for professionals and business owners in North Charleston, South Carolina. It assists clients in securing policies that provide income protection when illness or injury prevents them from working. The agency also guides individuals through the complexities of coverage options, ensuring policies align with personal financial needs and career demands. With the unpredictable nature of health issues arising even during peak local hiring seasons, it helps residents address income gaps before a medical absence disrupts their household stability.
As the Lowcountry braces for another hurricane season, many South Carolina workers consider the risk of an injury or illness sidelining their income. Cornerstone Insurance Services and Wealth Advisory in North Charleston helps residents evaluate disability insurance policies tailored to local employment needs. The agency explains benefit structures and monthly premiums for both short-term and long-term coverage. Understanding that medical setbacks can strain financial stability, the firm presents different protection options without unnecessary pressure. A thorough assessment of a client’s current salary and expenses guides the initial consultation step.
Abri Insurance Agency North Charleston serves clients in the Charleston region by arranging disability insurance policies that replace a portion of income when an illness or injury prevents work. Its specialty includes tailoring individual long-term and short-term disability plans to match occupational risks. The agency assists self-employed professionals, small business owners, and employees seeking supplemental coverage. It works with various commercial sectors, including offices, warehouses, and food service operations.
A i Insurance Services in North Charleston, SC helps local residents secure disability insurance coverage to protect their income during illness or injury. The company also assists commercial clients in the area with similar income protection policies for their businesses. Service covers the North Charleston region and surrounding communities. Their agents work to ensure that ongoing coverage remains appropriate as circumstances change, providing follow-up support to review policies and make adjustments between regular annual visits.
Roe & Associates, Inc. in North Charleston, SC, is known for helping local professionals secure income protection through disability insurance. The agency assists clients in assessing their individual coverage needs, from short-term policies for temporary injury to long-term plans for extended illness. As a dedicated disability insurance agent, it guides applicants through the complexities of policy options suited to various occupations. For those with higher income demands, the company can also provide additional coverage through specialized catastrophic disability riders.
What Does a a Disability Insurance Agent in North Charleston Cost?
Typical costs for disability insurance agent services in South Carolina are paid through commissions from the insurance carrier not directly by you. Premiums for individual disability policies in North Charleston range from 1 percent to 3 percent of your annual income. Group plans through employers often cost less per month. Costs vary by age health occupation and policy features. This is general information not insurance advice.
About disability insurance agents in North Charleston
Disability insurance agents in North Charleston South Carolina help individuals and businesses secure income protection plans. South Carolina law does not require private disability insurance but many employers offer group policies. A local agent can explain how state specific rules like the South Carolina Insurance Code affect your coverage and claims process.
Frequently Asked Questions
What does a disability insurance agent in North Charleston do?
A disability insurance agent helps you compare policies from different carriers and explains coverage options. They assist with application forms and can guide you through the claims process. In South Carolina agents must be licensed by the state Department of Insurance.
How do I choose a disability insurance agent in North Charleston?
Look for an agent with experience in disability insurance and knowledge of South Carolina regulations. Ask about their familiarity with local employers and group plans. Check their license status on the South Carolina Department of Insurance website.
Are there time limits for filing a disability claim in South Carolina?
South Carolina law sets a statute of limitations for filing a lawsuit on a disability claim typically within three years from the date of denial. For initial claims you should file as soon as possible per your policy terms. An agent can help you understand your specific policy deadlines.
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