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Find Disability Insurance Agents Near You in Lynchburg, VA

Browse disability insurance agents serving Lynchburg, Virginia. Updated 2026-07-14.

The top-rated disability insurance agent in Lynchburg, Virginia is Cothran Schoonover Insurance, rated 5.0 stars across 147 reviews. Other highly rated options include Hedges Insurance Agency LLC, Insurance Consultants of Lynchburg, Nelles Insurance Solutions. This directory lists 18 disability insurance agents serving Lynchburg.

Showing 18 disability insurance agents in Lynchburg, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cothran Schoonover Insurance7212 Timberlake Rd(434) 239-2886
2Hedges Insurance Agency LLC22491 Timberlake Rd(434) 237-2021
3Insurance Consultants of Lynchburg22174 Timberlake Rd m(434) 237-5926
4Nelles Insurance Solutions101 Duncraig Dr UNIT 108(434) 832-0332
5Parr Insurance Services- Lynchburg2154-B Wards Rd(434) 528-8100
6Leech & Hicks, Inc. Insurance2504 Langhorne Rd(434) 528-5855
7Parker, Shelton & Associates Inc. - Insurance Agency25 Greystone Dr Ste 7(434) 239-6936
8Taylor Insurance Agencies1840 Graves Mill Rd(434) 385-1664
9Adams Insurance Agency Inc.7708 Timberlake Rd(434) 455-4333
10Campbell Insurance801 Main St(434) 847-5541
CS
7212 Timberlake Rd
Cothran Schoonover Insurance
Disability Insurance Agent · Lynchburg, VA

Cothran Schoonover Insurance serves Lynchburg, Virginia, and the surrounding metro area as a disability insurance agent. The company assists individuals and professionals in securing coverage that replaces lost income due to illness or injury. Policies are tailored to safeguard earnings during periods when a client cannot work. Local agents guide clients through plan selection, policy terms, and application procedures. Benefits like short-term and long-term disability options are specific areas they handle.

HI
22491 Timberlake Rd
Hedges Insurance Agency LLC
Disability Insurance Agent · Lynchburg, VA

Hedges Insurance Agency LLC provides comprehensive disability insurance services for individuals and groups in Lynchburg, VA, assisting with policy selection and application processes. The agency offers ongoing support, including policy reviews and claim assistance, to help clients maintain appropriate coverage as their circumstances change. It serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

IC
22174 Timberlake Rd m
Insurance Consultants of Lynchburg
Disability Insurance Agent · Lynchburg, VA

Insurance Consultants of Lynchburg serves Lynchburg, Virginia, and the surrounding communities in the Central Virginia region. It handles disability insurance, helping local professionals and workers secure income protection policies suited to their individual employment situations. The company reviews each client’s occupation, earnings, and existing coverage to identify potential income gaps. It then presents policy options from multiple carriers, explaining key terms like elimination periods and benefit durations. After a client selects a plan, it manages the application process and coordinates with insurers to help ensure a smooth underwriting experience.

NI
101 Duncraig Dr UNIT 108
Nelles Insurance Solutions
Disability Insurance Agent · Lynchburg, VA

Nelles Insurance Solutions in Lynchburg, Virginia, helps local homeowners, small business owners, and self-employed professionals find disability insurance coverage that protects their income during illness or injury. The agency guides clients through policy options suited to their specific work and financial situations. Supporting long-term financial security, it also serves residents in Forest and the greater Lynchburg metropolitan area to address their disability protection needs.

PI
2154-B Wards Rd
Parr Insurance Services- Lynchburg
Disability Insurance Agent · Lynchburg, VA

Parr Insurance Services- Lynchburg in Lynchburg, VA offers both single-policy purchases for immediate disability coverage and ongoing service arrangements for policy reviews and adjustments. Their work focuses on matching clients with plans that provide income replacement if injury or illness prevents work. Policies are tailored to individual occupations and income needs common in the local area. Service runs on both a one-time basis for initial policy setup, and also as needed for later claims assistance or plan changes.

LH
2504 Langhorne Rd
Leech & Hicks, Inc. Insurance
Disability Insurance Agent · Lynchburg, VA

As a disability insurance agent in Lynchburg, VA, Leech & Hicks, Inc. Insurance offers specialty services in designing individual long-term disability policies. It also provides general guidance on group disability coverage for local businesses and self-employed professionals. The firm helps clients select income protection plans that align with their financial needs and occupational risks. Many policyholders turn to the agency for assistance when an unexpected medical diagnosis or a seasonal workplace injury temporarily prevents them from returning to their normal duties.

PS
25 Greystone Dr Ste 7
Parker, Shelton & Associates Inc. - Insurance Agency
Disability Insurance Agent · Lynchburg, VA

Parker, Shelton & Associates Inc. - Insurance Agency works with individuals to secure financial protection against lost income due to injury or illness. The agency specializes in disability insurance, helping clients in Lynchburg, VA plan for income replacement. The agents focus on tailoring coverage to match specific job risks and salary levels. Commercial clients include local offices, warehouses, and food service operations that need to protect their businesses and employees.

TI
1840 Graves Mill Rd
Taylor Insurance Agencies
Disability Insurance Agent · Lynchburg, VA

Taylor Insurance Agencies in Lynchburg, VA serves residents by helping them secure disability insurance for income protection in case of illness or injury. The company also handles commercial coverage for local business owners who need disability policies for their operations. Its service area includes Lynchburg and the surrounding communities throughout Central Virginia. Clients often return for policy reviews and follow-up adjustments between regular visits, ensuring their coverage remains aligned with changing needs.

AI
7708 Timberlake Rd
Adams Insurance Agency Inc.
Disability Insurance Agent · Lynchburg, VA

As winter weather causes slip-and-fall injuries in Lynchburg, many residents consider how a sudden disability could impact their household finances. Adams Insurance Agency Inc. provides individual disability policies to protect local earning power when illness or injury prevents work. Their agents review existing medical history and occupational duties before recommending appropriate coverage levels. These tailored plans help replace lost income during recovery from workplace or recreational accidents, easing the stress of missed paychecks after an unforeseen medical event. An initial consultation typically begins with discussing current employment details and protection goals.

CI
801 Main St
Campbell Insurance
Disability Insurance Agent · Lynchburg, VA
MS
2525 Rivermont Ave
Mid-State Insurance Agency
Disability Insurance Agent · Lynchburg, VA
(434) 528-1001
erieinsurance.com/agencies/va/lynchburg/dd2297
SI
6010 Fort Ave
Succor Insurance Lynchburg
Disability Insurance Agent · Lynchburg, VA
(304) 254-6814
BI
2420 Langhorne Rd
Bost Insurance
Disability Insurance Agent · Lynchburg, VA
(434) 846-3274
progressiveagent.com/agents/Virginia/Lynchburg/bost-insurance
WW
5909 Raiford Cir A
Weaver & Weaver Insurance
Disability Insurance Agent · Lynchburg, VA
(434) 384-9391
thinkinnovative.net/about-us/advisors-consultants/brad-weaver
PC
105 Tradewynd Dr
Pure Cover Insurance Agency
Disability Insurance Agent · Lynchburg, VA
(434) 922-1665
agents.allstate.com/usa/va/lynchburg
VI
137 Laxton Rd
Virginia Insurance Agency
Disability Insurance Agent · Lynchburg, VA
(540) 584-1291
scc.virginia.gov/regulated-industries/bureau-of-insurance
BI
113 Tradewynd Dr Suite B
Biggio Insurance Group
Disability Insurance Agent · Lynchburg, VA
(540) 330-9425
biggioins.com
HI
6200 Fort Ave
Hodges Insurance Agency
Disability Insurance Agent · Lynchburg, VA
(434) 455-0234
hodgesinsuranceagency.com

What Does a a Disability Insurance Agent in Lynchburg Cost?

Disability insurance agent services in Virginia are typically paid through commission from the insurance carrier. You do not usually pay the agent directly. Premiums for individual disability policies in Virginia can range from 1% to 3% of your annual income. Group policies through employers may have lower costs. Costs vary by age, health, occupation, and benefit amount. This is general information, not insurance advice.

About disability insurance agents in Lynchburg

Disability insurance agents in Lynchburg Virginia help individuals and businesses find coverage that meets their needs. Virginia law requires agents to hold a valid license from the State Corporation Commission. Working with a local agent can provide guidance on policy options and the claims process specific to Virginia regulations.

Frequently Asked Questions

What does a disability insurance agent in Lynchburg do?

A disability insurance agent helps you compare policies from different carriers and explains coverage terms. They assist with applications and can answer questions about Virginia specific policy requirements. Agents do not provide legal advice but can help you understand your options.

How do I choose a disability insurance agent in Lynchburg Virginia?

Look for an agent licensed by the Virginia State Corporation Commission. Check their experience with disability policies and ask about the carriers they represent. A local agent familiar with Lynchburg can offer personalized service.

Are there time limits for filing a disability claim in Virginia?

Virginia does not set a specific statute of limitations for private disability insurance claims. However most policies require you to submit proof of loss within 90 days. Check your policy for exact deadlines.

Disability Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.