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Find Disability Insurance Agents Near You in Midlothian, VA

Browse disability insurance agents serving Midlothian, Virginia. Updated 2026-07-14.

The top-rated disability insurance agent in Midlothian, Virginia is Cindy Shumaker - State Farm Insurance Agent, rated 5.0 stars across 278 reviews. Other highly rated options include Knight Magee Insurance, Sumser Insurance Professionals, Sanford Insurance. This directory lists 19 disability insurance agents serving Midlothian.

Showing 19 disability insurance agents in Midlothian, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cindy Shumaker - State Farm Insurance Agent15871 City View Dr Suite 310(804) 794-4304
2Knight Magee Insurance14321 Winter Breeze Dr Suite 135(804) 320-0129
3Sumser Insurance Professionals104 Walton Park Ln(804) 423-8372
4Sanford Insurance5001 Craig Rath Blvd(804) 716-8940
5Virginia's Health Insurance Agent, Inc.6500 Harbour View Ct(804) 500-9960
6Thurston and Heare Insurance1216 Crowder Dr(804) 717-8283
7Virginia Insurance Services1 Park W Cir #100(804) 744-3345
8Southside Insurance1141 Jefferson Green Cir(804) 897-5350
9Heritage Insurance Partners13104 Midlothian Tpke(804) 794-4500
10Springer Insurance5925 Harbour Park Dr(804) 739-9500
CS
15871 City View Dr Suite 310
Cindy Shumaker - State Farm Insurance Agent
Disability Insurance Agent · Midlothian, VA

Cindy Shumaker - State Farm Insurance Agent serves the Midlothian, VA area as a disability insurance agent dedicated to helping individuals and families. The agency focuses on explaining how disability coverage can protect income if an injury or illness prevents someone from working. Clients can receive guidance on personal disability policies designed for everyday wage earners. These services include assessing individual needs for short-term or long-term disability plans that provide financial support during recovery periods.

KM
14321 Winter Breeze Dr Suite 135
Knight Magee Insurance
Disability Insurance Agent · Midlothian, VA

Knight Magee Insurance offers a range of disability insurance agent services in Midlothian, VA. It assists clients in understanding and selecting income protection policies to safeguard against the financial impact of an illness or injury. The company helps individuals and business owners evaluate their coverage needs and navigate plan options. Its service includes ongoing policy reviews to ensure that coverage remains aligned with changing personal or professional circumstances. Knight Magee Insurance services single-family homes, apartments, retail establishments, and restaurants.

SI
104 Walton Park Ln
Sumser Insurance Professionals
Disability Insurance Agent · Midlothian, VA

Sumser Insurance Professionals in Midlothian, Virginia, serves individuals, families, and local business owners who need financial protection against lost income due to injury or illness. The agency helps clients assess their current coverage and select appropriate disability insurance policies to safeguard their earnings and financial stability. Its work includes guiding clients through policy options from various carriers to find suitable terms for their unique situations. The company also serves the greater Richmond area, including communities like Chesterfield and Bon Air.

SI
5001 Craig Rath Blvd
Sanford Insurance
Disability Insurance Agent · Midlothian, VA

Sanford Insurance serves clients in Midlothian, Virginia, and the surrounding communities of Chesterfield and Richmond, handling disability insurance placement for individuals and local businesses. The company addresses a range of needs including short-term and long-term coverage options. A typical job begins with a thorough review of the client's occupation and income to identify appropriate policy features. It then follows a direct and detailed comparison of plans from multiple carriers to match the specific risk the client wants to cover.

VS
6500 Harbour View Ct
Virginia's Health Insurance Agent, Inc.
Disability Insurance Agent · Midlothian, VA

Virginia’s Health Insurance Agent, Inc. specializes in providing disability insurance policies that replace a portion of income if an illness or injury prevents work. Based in Midlothian, VA, the firm assists local professionals and self-employed individuals with assessing coverage options tailored to their earnings and daily expenses. The agent guides clients through plan details, explaining waiting periods and benefit durations to ensure informed decisions. As open enrollment periods approach or after a sudden accident disrupts steady employment, the company helps residents secure income protection before an urgent need arises.

TH
1216 Crowder Dr
Thurston and Heare Insurance
Disability Insurance Agent · Midlothian, VA

In Midlothian, VA, Thurston and Heare Insurance provides disability insurance agent services. They assist clients in distinguishing between one-time policy evaluations and recurring review options for income protection. When securing coverage, the agent helps navigate individual plans that replace lost earnings due to illness or injury. These policies are tailored to reflect personal occupation risks and income levels. Service runs on an as-needed basis, allowing clients to schedule consultations when their coverage needs or financial circumstances change.

VI
1 Park W Cir #100
Virginia Insurance Services
Disability Insurance Agent · Midlothian, VA

After an unexpected illness or injury alters a family’s routine in the Midlothian area, securing income protection becomes an immediate concern. Virginia Insurance Services helps local workers understand how replacing a portion of their paycheck during a disability can help manage household expenses. As a dedicated disability insurance agent, the company focuses on matching policy options to individual occupational risks and financial situations. Residents can begin the process by scheduling a personal consultation to review their current coverage and potential needs.

SI
1141 Jefferson Green Cir
Southside Insurance
Disability Insurance Agent · Midlothian, VA

Southside Insurance assists local workers with disability coverage that protects income during illness or injury. The Midlothian, VA agency focuses on tailored policies that address individual risk scenarios and financial needs. Clients receive guidance through the application and claim processes to secure monthly benefits. Since work environments vary, the agent serves commercial sectors that include offices, warehouses, and food service operations.

HI
13104 Midlothian Tpke
Heritage Insurance Partners
Disability Insurance Agent · Midlothian, VA

Heritage Insurance Partners serves individuals living in Midlothian, Virginia, who need income protection for long-term disabilities. The agency also assists local business owners in Midlothian with group disability policies that safeguard their commercial operations against key-person loss. Coverage is offered to residents and companies throughout the greater Midlothian area, including surrounding suburbs and rural communities within Chesterfield County. After an initial policy setup, clients frequently return for annual coverage reviews to adjust benefits before their regular open enrollment periods or life changes occur.

SI
5925 Harbour Park Dr
Springer Insurance
Disability Insurance Agent · Midlothian, VA

Springer Insurance in Midlothian, VA, is known for helping local professionals secure disability income protection. The agency serves individuals seeking to replace a portion of their earnings if illness or injury prevents them from working. It guides clients through policy options tailored to various occupations and personal risk levels. This coverage often acts as a financial safety net during recovery periods. As an added specialty service, the agency can assist small business owners in structuring group disability plans for their employees.

CA
1358 Sycamore Square Dr
Cannon and Associates Insurance / Angela Bruce
Disability Insurance Agent · Midlothian, VA
(804) 794-9400
cannonandassoc.com
NH
13803 Village Mill Dr
New Hope Benefits and Consulting
Disability Insurance Agent · Midlothian, VA
(804) 464-2859
newhopebenefits.net
NI
1520 Huguenot Rd Ste 112
Nationwide Insurance: Rick Galster Iii Insurance Agency Inc.
Disability Insurance Agent · Midlothian, VA
(804) 893-4089
iagent4me.com
EE
2909 Polo Pkwy # 200
Ellis & Etz Insurance Associates, Inc.
Disability Insurance Agent · Midlothian, VA
(804) 272-8822
ellisandetzinsurance.com
SC
3007 E Boundary Terrace #106
Swift Creek Insurance
Disability Insurance Agent · Midlothian, VA
(804) 767-5951
swiftcreekinsurance.com
PI
2409 Dovercourt Dr
Premier Insurance Agency, Ltd
Disability Insurance Agent · Midlothian, VA
(804) 794-8000
yourpremierins.com
RI
14321 Winter Breeze Dr #213
RVA Insurance Agency, Inc.
Disability Insurance Agent · Midlothian, VA
(804) 977-6712
rvainsuranceagency.com
PR
2909 Polo Pkwy Suite 100
Professional Risk Associates, Inc.
Disability Insurance Agent · Midlothian, VA
(800) 318-9930
profrisk.com
WS
14413 Justice Rd ste 2 ste 2
Wade S. Dunbar
Disability Insurance Agent · Midlothian, VA
(804) 378-4650
wsdunbar.com

What Does a a Disability Insurance Agent in Midlothian Cost?

Disability insurance costs in Virginia vary based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For a 40-year-old professional earning 100,000 dollars, a policy might cost 100 to 300 dollars per month. This is general information, not insurance advice.

About disability insurance agents in Midlothian

Disability insurance agents in Midlothian Virginia help individuals and businesses secure income protection. Virginia law requires agents to be licensed by the State Corporation Commission. Local agents can guide you through policy options and assist with claims for short-term or long-term disability benefits.

Frequently Asked Questions

What does a disability insurance agent in Midlothian do?

A disability insurance agent helps you choose a policy that fits your needs. They explain benefit periods, elimination periods, and occupation definitions. They can also assist with filing claims and understanding Virginia insurance regulations.

How long do I have to file a disability claim in Virginia?

Virginia does not set a specific deadline for filing a disability claim, but most policies require prompt notice. Typically you should notify your insurer within 30 days of becoming disabled. Check your policy for exact time limits.

Are disability insurance benefits taxable in Virginia?

If you pay premiums with after-tax dollars, benefits are generally tax-free. If your employer pays premiums, benefits may be taxable as income. Virginia follows federal tax rules for disability benefits.

Disability Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.