The top-rated disability insurance agent in Portsmouth, Virginia is Beth Holland - State Farm Insurance Agent, rated 5.0 stars across 670 reviews. Other highly rated options include Rachel Bailey - State Farm Insurance Agent, Nationwide Insurance: Coppedge Insurance Agency Inc., Direct Auto Insurance. This directory lists 16 disability insurance agents serving Portsmouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Beth Holland - State Farm Insurance Agent | 5907 W Norfolk Rd # 101 | (757) 483-2444 |
| 2 | Rachel Bailey - State Farm Insurance Agent | 355 Crawford St Ste 106 | (757) 337-4265 |
| 3 | Nationwide Insurance: Coppedge Insurance Agency Inc. | 4405 Portsmouth Blvd | (757) 405-3079 |
| 4 | Direct Auto Insurance | 2552 Airline Blvd | (757) 405-0202 |
| 5 | Tracey Vinson - State Farm Insurance Agent | 3900 Greenway Ct N | (757) 399-7595 |
| 6 | Terry Friar - State Farm Insurance Agent | 4355 Portsmouth Blvd | (757) 488-5631 |
| 7 | Heritage Insurance Agency | 3706 Winchester Dr Ste 100 | (757) 399-7951 |
| 8 | Willis Roberts: Allstate Insurance | 6111 Portsmouth Blvd | (757) 204-3221 |
| 9 | Commonwealth Employee Benefit Solutions | 3200 Tyre Neck Rd # 101 | (757) 490-8016 |
| 10 | Members Assurance Property & Casualty | 1040 University Blvd #102 | (757) 523-5352 |
Beth Holland - State Farm Insurance Agent serves the Portsmouth, Virginia area and surrounding Hampton Roads communities as a disability insurance agent. The agency provides guidance on financial protection strategies for individuals who are unable to work due to illness or injury. Policy options are discussed to help replace lost income during recovery periods. Short-term and long-term disability coverage are among the services offered through this local office.
Rachel Bailey - State Farm Insurance Agent in Portsmouth, VA, provides a range of services focused on disability insurance, helping clients protect their income if they become unable to work due to illness or injury. Service and maintenance plans typically include policy reviews to ensure coverage keeps pace with changing life circumstances and financial goals. Ongoing client support helps navigate claims processes and adjust benefits as needed. The agency services individuals, including single-family homeowners, as well as small business operators, retail employees, and workers in area restaurants.
Nationwide Insurance: Coppedge Insurance Agency Inc. serves homeowners, renters, and local business owners in Portsmouth, Virginia, who need to protect their income against unexpected illness or injury. The agency provides disability insurance coverage that replaces a portion of lost wages when a client cannot work. These policies help individuals and families maintain financial stability during medical recovery periods. The agency also assists clients in nearby Chesapeake and the surrounding Hampton Roads metro area.
Direct Auto Insurance serves as a disability insurance agent in Portsmouth, Virginia, offering policies that help replace income when illness or injury prevents work. The company assists local residents in assessing their financial protection needs and selecting appropriate disability coverage options. Its services include guiding clients through policy details to ensure adequate support. Beyond standard plans, Direct Auto Insurance can help secure a rider for partial disability benefits.
Serving Portsmouth, Virginia, and the surrounding Hampton Roads communities, Tracey Vinson - State Farm Insurance Agent handles disability insurance coverage for local residents and professionals. The agency assists individuals in securing income protection policies that help replace a portion of earnings should illness or injury prevent them from working. General services include evaluating client needs to customize a suitable plan from available options. Each typical job begins with a thorough consultation to assess current employment situation and financial obligations.
Terry Friar provides disability insurance services in Portsmouth, VA, with coverage structured for either a one-time policy purchase or ongoing premium payments that keep protection active over time. This type of insurance replaces a portion of lost income when illness or injury prevents work. The available disability plans help policyholders cover everyday expenses during recovery. Service is offered on an as-needed basis, meaning clients reach out when they require a new policy, need to adjust existing coverage, or file a claim.
Heritage Insurance Agency in Portsmouth, VA provides disability insurance agent services focused on income protection and financial security. The agency assists clients in selecting policies that replace a portion of earnings if illness or injury prevents them from working. It guides both individuals and small business owners through the complexities of short-term and long-term disability plans. This work becomes especially critical when a local winter storm or prolonged medical recovery threatens to interrupt an employee's steady paycheck.
As the seasons shift and local employment patterns change in Portsmouth, residents often seek financial protection against unexpected illnesses or injuries. Willis Roberts: Allstate Insurance addresses this need by serving as a disability insurance agent in the area. The company assists clients in understanding how disability coverage can replace lost income during recovery periods. Its approach focuses on explaining policy options that align with individual work situations and budget considerations. The initial step involves a personal assessment of current coverage gaps and potential future needs to determine appropriate protection levels.
Commonwealth Employee Benefit Solutions operates as a disability insurance agent in Portsmouth, Virginia, helping individuals and businesses secure income protection for unexpected illness or injury. Its work focuses on coordinating tailored policies that replace lost wages during recovery periods. This local agency can also advise on short-term and long-term disability plan structures. It serves a range of commercial sectors, including corporate offices, industrial warehouses, and food service establishments.
Members Assurance Property & Casualty serves the Portsmouth, Virginia area as a disability insurance agent. The company guides local professionals and self-employed individuals through the selection of income protection policies. It helps clients compare short-term and long-term disability plans that can replace a portion of wages during illness or injury recovery. The agency also assists with policy customization to cover specific occupation risks and recurring medical conditions. It handles group disability insurance for small businesses and individual long-term disability policies for workers in the Hampton Roads region.
What Does a a Disability Insurance Agent in Portsmouth Cost?
Costs for disability insurance in Virginia typically range from 1% to 3% of your annual income. For a 40 year old earning 60000 per year, a policy might cost 600 to 1800 annually. Premiums depend on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Portsmouth
Disability insurance agents in Portsmouth, Virginia help individuals and businesses secure income protection policies. Virginia law requires agents to be licensed by the State Corporation Commission. Local agents can guide you through policy options and help with claims related to Virginia-specific regulations.
Frequently Asked Questions
What does a disability insurance agent in Portsmouth do?
A disability insurance agent helps you find a policy that fits your needs and budget. They explain policy terms, compare carriers, and assist with applications. In Virginia, agents must follow state insurance regulations and disclose policy details clearly.
Do I need disability insurance if I work in Portsmouth?
Disability insurance is not required by Virginia law, but it can protect your income if you cannot work due to illness or injury. Many employers offer group plans, but an agent can help you find individual coverage if you are self-employed or want extra protection.
How does Virginia law affect disability insurance claims?
Virginia does not have a state disability insurance program, so claims are handled by private insurers. Policy terms and deadlines vary. An agent can explain the elimination period and benefit duration specific to your policy.
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