The top-rated disability insurance agent in Stafford, Virginia is Rachel Johnson - State Farm Insurance Agent, rated 5.0 stars across 273 reviews. Other highly rated options include Gary Boxley - State Farm Insurance Agent, Farmers Insurance - Patricia Grant, J. Green Insurance. This directory lists 17 disability insurance agents serving Stafford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rachel Johnson - State Farm Insurance Agent | 373 Garrisonville Rd #109 | (540) 628-7937 |
| 2 | Gary Boxley - State Farm Insurance Agent | 2048 Richmond Hwy # B | (703) 221-1771 |
| 3 | Farmers Insurance - Patricia Grant | 306 Garrisonville Rd Suite 303 | (540) 318-8622 |
| 4 | J. Green Insurance | 300 Garrisonville Rd Suite 302 | (540) 318-6020 |
| 5 | Michael C. Smith - State Farm Insurance Agent | 2789 Richmond Hwy Ste 109 | (540) 720-8404 |
| 6 | Multiservices between Latinos | 1259 Courthouse Rd #204 | (540) 755-1190 |
| 7 | Chamblin Insurance LLC | Mckittrick Dr | (571) 774-8277 |
| 8 | Virginia Senior Benefits and Family Care | 43 Montgomery Dr | (540) 226-8715 |
| 9 | Anthem | 100 Oakridge Dr | (540) 253-4251 |
| 10 | Tabitha E. Walker Insurance Agency | 25 Clement Dr | (540) 657-5633 |
Rachel Johnson - State Farm Insurance Agent serves the Stafford, VA, area and surrounding Stafford County. This agency provides disability insurance services for local residents and professionals. A disability insurance agent helps clients obtain coverage that can replace a portion of income if an injury or illness prevents them from working. The agency assists with policy options for both short-term and long-term disability protection, ensuring individuals have income security during unexpected health events.
Gary Boxley - State Farm Insurance Agent in Stafford, VA offers a range of disability insurance services, including individual and group coverage options. The agency helps clients understand policy details and assists with filing claims when needed. Maintenance plans involve periodic policy reviews to adjust coverage as circumstances change. Support is provided for renewals and benefit inquiries. The agent works with single-family homeowners, apartment tenants, retail business employees, and restaurants, ensuring they have suitable financial protection against income loss due to injury or illness.
Farmers Insurance - Patricia Grant serves homeowners, renters, and small business owners in Stafford, Virginia, by offering disability insurance that helps replace lost income if an injury or illness prevents work. Patricia Grant works directly with clients to explain policy options and tailor coverage to their household or business needs. Her agency also provides long-term and short-term disability plans suited for local professionals and self-employed residents. In addition to Stafford, she serves clients in nearby Fredericksburg and the greater Spotsylvania County area.
J. Green Insurance serves Stafford, Virginia, and the surrounding communities. The agency handles disability insurance, helping clients secure income protection for unexpected illness or injury. It assists a range of clients, from individual professionals to small business owners, in understanding their policy options. The company focuses on matching specific coverage details, such as benefit periods and elimination periods, to a client's personal financial situation. This approach starts with a careful review of the client’s occupation and budget to recommend suitable plan structures.
Michael C. Smith operates as a disability insurance agent in Stafford, VA, offering clients a choice between a single disability policy for a specific need and recurring coverage through ongoing plan updates. These policies function to replace a portion of lost income if a medical condition prevents work. Each plan is tailored to address individual income levels and lifestyle requirements. Service can be arranged on a one-time, scheduled, or as-needed basis to accommodate changing circumstances.
Specializing in disability insurance for Spanish-speaking clients, Multiservices between Latinos helps individuals in Stafford, VA protect their income against unexpected health issues. It advises locals on policies that replace lost wages during recuperation from injury or serious illness, ensuring financial stability for families. The company also addresses common questions about qualifying for benefits and policy waiting periods. During the winter flu season, it assists clients in reviewing plans to cover extended recovery periods after hospitalization.
As the spring hiring season begins in Stafford, many new employees overlook the need for income protection. Chamblin Insurance LLC helps local workers evaluate disability insurance options that can safeguard their earnings during unexpected illnesses or injuries. Operating out of Stafford, VA, this agency focuses on matching coverage to specific occupational risks rather than relying on general policies. An initial consultation typically involves a review of the client’s current employment benefits and monthly financial obligations to identify potential gaps in coverage.
Virginia Senior Benefits and Family Care serves residents in Stafford, Virginia, offering disability insurance agent services for individuals in their homes. The company also provides commercial disability coverage tailored to local business needs throughout the surrounding area. Their work helps clients secure financial protection against income lost due to illness or injury. After an initial policy is established, the agency assists with follow-up service and plan adjustments as needed between regular visits to ensure continued suitability.
Anthem operates as a disability insurance agent in Stafford, Virginia, assisting clients with income protection planning and specialized policy add-ons for illness and injury. The agency guides local employees through the complexities of short-term and long-term coverage options. It serves a range of commercial sectors, including professional offices, distribution warehouses, and food service operations within the Stafford area.
What Does a a Disability Insurance Agent in Stafford Cost?
The cost of disability insurance in Virginia varies by age health occupation and benefit amount. Typical premiums range from 1% to 3% of your annual income for individual policies. Group plans through an employer often cost less. This is general information and not insurance advice.
About disability insurance agents in Stafford
Disability insurance agents in Stafford Virginia help individuals and businesses secure income protection policies. Virginia law requires agents to hold a valid state license and follow specific disclosure rules. Working with a local agent ensures you understand Virginia deadlines for filing claims and appealing denials.
Frequently Asked Questions
What does a disability insurance agent in Stafford do?
A disability insurance agent helps you compare policies from different carriers. They explain policy terms and assist with the application process. In Virginia agents must be licensed by the State Corporation Commission.
How do I choose a disability insurance agent in Stafford Virginia?
Look for an agent with experience in disability coverage and knowledge of Virginia regulations. Ask about their familiarity with local employers and group plans. Check their license status on the Virginia SCC website.
Are there Virginia laws that affect disability insurance claims?
Yes Virginia has a statute of limitations for filing a lawsuit on a denied claim typically three years from the denial date. Virginia also follows the doctrine of reasonable expectations for policy interpretation. An agent can help you understand these rules.
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