The top-rated disability insurance agent in Virginia Beach, Virginia is Evertree Insurance, rated 4.9 stars across 1,436 reviews. Other highly rated options include Tidewater Insurance Brokers, AB Insurance, Mayo Insurance Agency - A Hilb Group Company. This directory lists 19 disability insurance agents serving Virginia Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Evertree Insurance | 2929 Sabre St Suite 200 | (757) 248-5973 |
| 2 | Tidewater Insurance Brokers | 700 Norfolk Ave | (757) 302-5639 |
| 3 | AB Insurance | 2929 Sabre St Suite 200-A | (757) 645-9379 |
| 4 | Mayo Insurance Agency - A Hilb Group Company | 1917 Laskin Rd STE 101 | (757) 496-5685 |
| 5 | Choice Insurance Agency | 5544 Greenwich Rd #200 | (757) 416-5100 |
| 6 | Armor Insurance Group | Windwood Center, 780 Lynnhaven Pkwy #300 | (757) 456-9440 |
| 7 | Insurance Strategies - The Cooksey Agency | 477 Viking Dr Suite 300 | (757) 819-6896 |
| 8 | Friedman Associates Insurance | 192 Ballard Ct #310 | (757) 420-9600 |
| 9 | Bunn Insurance Agency | 1248 Culver Ln | (757) 426-2664 |
| 10 | Hampton Roads Insurance Services | 633 Independence Blvd STE D | (757) 285-4754 |
Evertree Insurance serves the Virginia Beach, Virginia metro area as a disability insurance agent. The company helps clients understand and select disability coverage that provides income protection if an injury or illness prevents them from working. It guides individuals through the application process for both short-term and long-term disability policies. Evertree Insurance also assists professionals in Virginia Beach with evaluating policy riders for residual benefits and own-occupation definitions.
Tidewater Insurance Brokers in Virginia Beach, Virginia provides disability insurance agency services, including guidance on policy options that replace a portion of lost income during illness or injury. Its representatives assist clients with plan selection for both short-term and long-term coverage, reviewing policy details to help align benefits with individual occupational and financial needs. Ongoing support includes policy updates and claims assistance as circumstances change. The agency serves professionals, self-employed individuals, and small businesses, covering needs for single-family homes, apartments, retail, and restaurants.
AB Insurance serves homeowners, small businesses, and property managers in Virginia Beach, Virginia, by providing disability insurance agent services. These professionals assist clients in understanding policy options that replace income if an injury or illness prevents work. They guide customers through the application process and help tailor coverage to individual needs and budgets. The agency also extends its services to neighboring communities such as Norfolk and the broader Hampton Roads metro area.
Mayo Insurance Agency, a Hilb Group company in Virginia Beach, VA, distinguishes between one-time consultations, such as reviewing an existing policy for adequacy, and recurring portfolio management, where coverage is adjusted as income or family needs change. Brokers in this specialty help clients secure policies that replace a portion of earned income if illness or injury prevents work. This local agent provides services on an as-needed basis for client inquiries or scheduled annual reviews to align with changing life circumstances.
Choice Insurance Agency serves Virginia Beach, Virginia, and the surrounding Hampton Roads communities, specializing in disability insurance policies. The firm handles both short-term and long-term disability coverage, helping clients protect their income against unexpected illness or injury. Each case is approached by first assessing the individual’s occupation and income needs, then comparing available plans from multiple insurers to find suitable coverage. The process typically begins with a consultation to review financial obligations and existing benefits, ensuring the recommended policy aligns with the client’s specific risk profile.
Armor Insurance Group specializes in helping clients select disability income protection policies in the Virginia Beach area. The firm provides general guidance on short-term and long-term disability coverage, assisting individuals in evaluating their occupational needs against available policy features. Agents work with local professionals to understand how a sudden illness or injury could affect personal finances. The company also helps clients review coverage changes when navigating a career transition, such as starting a new job or shifting to self-employment in the Hampton Roads economy.
As Virginia Beach residents navigate open enrollment periods or face unexpected health changes, securing income protection becomes a pressing concern. Insurance Strategies - The Cooksey Agency assists clients in evaluating their coverage options to find disability policies suited to individual professions and lifestyles. The agency focuses on identifying potential gaps in existing plans and explaining key benefit structures. Before any recommendation, the agent conducts a thorough review of the applicant’s current financial situation and employment details to determine appropriate policy limits and waiting periods.
Friedman Associates Insurance serves clients seeking financial protection against lost income due to illness or injury. As a disability insurance agent based in Virginia Beach, Virginia, the company helps individuals and businesses evaluate coverage options that replace a portion of earnings when a policyholder cannot work. Policy recommendations focus on short-term and long-term plans tailored to specific career risks. The agency serves a range of commercial sectors, including local offices, warehouses, and food service operations that require customized worker protection strategies.
Bunn Insurance Agency serves residents of Virginia Beach, Virginia, by helping them secure disability insurance policies that replace income during illness or injury. The agency also assists local business owners with commercial disability coverage, ensuring their operations remain protected. Throughout the Virginia Beach area, clients receive personalized guidance on policy options tailored to individual occupations and incomes. Following an initial consultation and policy implementation, the agency schedules follow-up appointments between regular visits to review coverage and address any changes, providing continued support as circumstances evolve.
Hampton Roads Insurance Services in Virginia Beach, VA is known as a dedicated disability insurance agent focused on helping local professionals and business owners secure income protection. Its service range includes evaluating both short-term and long-term disability plans to match each client’s occupation and financial situation. Just as importantly, the agency coordinates with employer benefits packages to fill coverage gaps for self-employed individuals. A specialty service it can add on is a policy review for existing disability contracts to determine future benefit adjustments.
What Does a a Disability Insurance Agent in Virginia Beach Cost?
Disability insurance premiums in Virginia vary based on age, health, occupation, and benefit amount. Typical monthly costs range from 1% to 3% of your annual income. For example, a 35-year-old office worker might pay $50 to $150 per month for a policy covering 60% of income. Costs are higher for high-risk occupations or pre-existing conditions. This is general information, not insurance advice.
About disability insurance agents in Virginia Beach
Disability insurance agents in Virginia Beach help individuals and businesses secure income protection in case of illness or injury. Virginia law does not require employers to provide disability insurance, making private coverage important for many workers. Agents in this coastal city understand the needs of local professionals, from military personnel to hospitality workers.
Frequently Asked Questions
What does a disability insurance agent in Virginia Beach do?
An agent helps you compare policies from different carriers, explains benefit terms, and assists with the application process. They can also guide you on how Virginia state laws affect disability claims and coverage options.
Is disability insurance required by law in Virginia?
No, Virginia does not require employers to offer disability insurance. However, some employers may provide it voluntarily. For self-employed individuals or those without employer coverage, a private policy is an option.
How long does it take to get a disability insurance policy in Virginia?
The process typically takes 2 to 6 weeks from application to approval. Factors include medical underwriting, policy type, and the insurance carrier. Virginia does not have a specific state time limit for policy issuance.
Disability Insurance Agents in Other Virginia Cities
Alexandria · Annandale · Arlington · Ashburn · Blacksburg · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Fairfax · Fredericksburg · Gainesville · Glen Allen · Hampton