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Find Disability Insurance Agents Near You in Charleston, WV

Browse disability insurance agents serving Charleston, West Virginia. Updated 2026-07-14.

The top-rated disability insurance agent in Charleston, West Virginia is Capital Insurance Group LLC, rated 4.8 stars across 321 reviews. Other highly rated options include AAA Charleston, Ellis Insurance Agency, David Smyer - State Farm Insurance Agent. This directory lists 20 disability insurance agents serving Charleston.

Showing 20 disability insurance agents in Charleston, WVListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Capital Insurance Group LLC607 Pennsylvania Ave(304) 606-2969
2AAA Charleston1000 Parkway Boulevard Unit A(304) 925-6681
3Ellis Insurance Agency5949 Sissonville Dr(304) 984-3004
4David Smyer - State Farm Insurance Agent1532 Kanawha Blvd W(304) 342-2111
5Central Insurance Advisors, LLC1210 Kanawha Blvd E(304) 410-8169
6Mountain State Insurance Agency1206 Kanawha Blvd E(304) 720-2000
7White Insurance & Associates3512 Staunton Ave SE(304) 926-6662
8Swor Insurance Agency1618 Bigley Ave(304) 926-0200
9Dorsey Insurance Group509 50th St SE(304) 925-1912
10Integrity Insurance Group16 Capitol St(304) 346-9181
CI
607 Pennsylvania Ave
Capital Insurance Group LLC
Disability Insurance Agent · Charleston, WV

Capital Insurance Group LLC serves the Charleston, West Virginia metro area as a disability insurance agent. The company assists clients in finding income protection policies tailored to their individual employment situations. Its agents guide individuals through the application process to secure coverage for unexpected illnesses or injuries. Services include evaluating short-term disability plans and long-term disability insurance options for local residents and professionals.

AC
1000 Parkway Boulevard Unit A
AAA Charleston
Disability Insurance Agent · Charleston, WV

Homeowners, renters, and small business owners in Charleston, West Virginia rely on AAA Charleston for disability insurance agent services. The agency helps clients compare policy options that replace a portion of lost income due to illness or injury. It guides individuals through the application process and coordinates with local health providers for necessary documentation. This office also serves residents in nearby South Charleston and the broader Kanawha Valley metropolitan area.

EI
5949 Sissonville Dr
Ellis Insurance Agency
Disability Insurance Agent · Charleston, WV

Ellis Insurance Agency in Charleston, WV assists clients by differentiating between one-time disability insurance policies, which cover a single period of need, and recurring service options that provide ongoing coverage for long-term income protection. Their work includes evaluating local employment risks to recommend appropriate policy terms. Appointments are scheduled as one-time consultations for immediate coverage or arranged on a recurring basis to review and adjust existing plans, with additional services available as needed when clients experience life changes.

DS
1532 Kanawha Blvd W
David Smyer - State Farm Insurance Agent
Disability Insurance Agent · Charleston, WV

David Smyer - State Farm Insurance Agent provides disability insurance services to residents of Charleston, WV. The office guides clients through policies that replace a portion of income if injury or illness prevents work. With a focus on individual needs, it also helps integrate disability coverage into broader financial plans. Many people seek assistance after a sudden medical diagnosis or before beginning a physically demanding job, such as in local construction or healthcare.

CI
1210 Kanawha Blvd E
Central Insurance Advisors, LLC
Disability Insurance Agent · Charleston, WV

Central Insurance Advisors, LLC, based in Charleston, WV, is known for guiding individuals through the process of selecting disability insurance coverage. Its service range includes helping clients understand policy options and find plans that provide income protection if they are unable to work due to illness or injury. The firm evaluates each client’s current income needs and employment situation. Policyholders may add specialized coverage that accounts for potential future career changes or increasing earnings over time.

MS
1206 Kanawha Blvd E
Mountain State Insurance Agency
Disability Insurance Agent · Charleston, WV

Mountain State Insurance Agency, based in Charleston, West Virginia, serves clients seeking disability coverage either through a one-time policy purchase or through recurring premium plans for ongoing protection. The agency explains how such insurance replaces a portion of income if an injury or illness prevents work, helping residents maintain financial stability. Local customers interested in securing their earnings against unforeseen health issues can schedule an initial consultation. Service runs on a one-time basis for single policies or on an as-needed basis for policy reviews and claims assistance.

WI
3512 Staunton Ave SE
White Insurance & Associates
Disability Insurance Agent · Charleston, WV

When winter weather or a sudden illness makes working impossible, residents of Charleston, West Virginia, face lost income and mounting bills. White Insurance & Associates helps local professionals navigate this uncertainty by focusing on disability insurance coverage tailored to individual needs. Their role includes explaining policy terms, elimination periods, and benefit structures so clients understand their protection options. Any initial consultation begins with a straightforward review of the applicant’s current earnings and occupation details.

SI
1618 Bigley Ave
Swor Insurance Agency
Disability Insurance Agent · Charleston, WV

As a disability insurance agent, Swor Insurance Agency specializes in finding individual and employer-sponsored disability policies to protect income. In the Charleston, West Virginia area, the agency works with clients to evaluate coverage options, helping professionals and small business owners secure financial stability in the event of illness or injury. As winter weather makes the local roads icy and slick, the agency assists residents in reviewing their policies for accidents or falls that could prevent them from working.

DI
509 50th St SE
Dorsey Insurance Group
Disability Insurance Agent · Charleston, WV

Dorsey Insurance Group serves clients in Charleston, West Virginia, and the surrounding communities, handling all aspects of disability insurance agent work. The agency helps individuals understand important disability income coverage options, guiding them through the process of replacing a portion of their earnings if they become unable to work due to illness or injury. Its approach typically involves evaluating a client's specific occupation, income level, and coverage needs to recommend a suitable plan that fits their financial situation.

II
16 Capitol St
Integrity Insurance Group
Disability Insurance Agent · Charleston, WV

Integrity Insurance Group operates as a full-service agency, providing income protection plans for individuals and families. The company specializes in disability insurance, offering policies designed to replace a portion of lost wages if a client becomes unable to work due to illness or injury. This coverage ensures financial stability during recovery periods. The agency serves a range of commercial sectors, including local offices, warehouses, and food service establishments.

HM
607 Ohio Ave #2228
Horace Mann - Sharp Agency
Disability Insurance Agent · Charleston, WV
(304) 427-6338
agents.horacemann.com/JamesSharp
UN
5528 Lancaster Ave
Unum
Disability Insurance Agent · Charleston, WV
(304) 396-1758
unum.com
DD
1210 Kanawha Blvd E
Deacon & Deacon Insurance & Benefits Consulting LLC
Disability Insurance Agent · Charleston, WV
(304) 720-5641
deaconanddeacon.com
WI
6413 Sissonville Dr
WV Insurance Agency
Disability Insurance Agent · Charleston, WV
(304) 712-3423
SI
701 Oakwood Rd
Supreme Insurance Services
Disability Insurance Agent · Charleston, WV
(681) 238-9396
HG
3601 MacCorkle Ave SE
Hilb Group of West Virginia
Disability Insurance Agent · Charleston, WV
(304) 926-7400
hilbgroup.com
PI
4700 McCorkle Ave Ste 201
Progressive Insurance - Claims Office
Disability Insurance Agent · Charleston, WV
(800) 776-4737
progressive.com/claims
ID
1021 Quarrier St # 511
Insurance Design
Disability Insurance Agent · Charleston, WV
(304) 342-0130
AI
4430 Kanawha Turnpike Access
Asseff Insurance
Disability Insurance Agent · Charleston, WV
(304) 205-7926
asseffinsurance.com
GI
340 MacCorkle Ave SE Suite 200
Gallagher Insurance, Risk Management & Consulting
Disability Insurance Agent · Charleston, WV
(304) 345-8000
assuredpartners.com/Charleston

What Does a a Disability Insurance Agent in Charleston Cost?

Typical costs for disability insurance in West Virginia range from 1% to 3% of your annual income. For a 35 year old earning 50000 per year a policy may cost 500 to 1500 annually. Costs vary based on age health occupation and benefit amount. This is general information not insurance advice.

About disability insurance agents in Charleston

Disability insurance agents in Charleston West Virginia help individuals and businesses secure income protection. West Virginia law requires specific policy provisions under the West Virginia Insurance Code. Local agents can guide you through state-specific rules for group and individual disability plans.

Frequently Asked Questions

What does a disability insurance agent in Charleston do?

A disability insurance agent helps you find and purchase a disability policy that fits your needs. They explain coverage options and assist with claims. In West Virginia agents must be licensed by the West Virginia Offices of the Insurance Commissioner.

How do I choose a disability insurance agent in West Virginia?

Look for an agent with experience in disability insurance and knowledge of West Virginia law. Check their license status on the West Virginia Insurance Commissioner website. Ask about their experience with local employers and medical providers.

What West Virginia laws affect disability insurance policies?

West Virginia Code Section 33-15-4 sets minimum standards for disability insurance policies. The state requires a 30 day grace period for premium payments. Policies must include a provision for reinstatement after lapse under certain conditions.

Disability Insurance Agents in Other West Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.