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Find Disability Insurance Agents Near You in St Albans, WV

Browse disability insurance agents serving St Albans, West Virginia. Updated 2026-07-14.

The top-rated disability insurance agent in St Albans, West Virginia is J.C. Spears - State Farm Insurance Agent, rated 5.0 stars across 335 reviews. Other highly rated options include Agent Pipeline, Colby Johnson - State Farm Insurance Agent, Affordable Insurance Solutions: Ethan Poole. This directory lists 19 disability insurance agents serving St Albans.

Showing 19 disability insurance agents in St Albans, WVListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1J.C. Spears - State Farm Insurance Agent120 Walnut St(304) 722-7227
2Agent Pipeline114 Smiley Dr #1(800) 962-4693
3Colby Johnson - State Farm Insurance Agent222 Third Ave(304) 722-4201
4Affordable Insurance Solutions: Ethan Poole1000 6th Ave(304) 727-0969
5Saint Albans Insurance Agency701 6th Ave(304) 396-7353
6State Farm Insurance222 Third Ave(304) 722-4201
7Morris Insurance Services715 6th Ave(304) 722-6443
8D. Scott Jarrett: Allstate Insurance200 Kanawha Terrace #5(304) 220-7026
9Social Security Administration49 Olde Main Plaza(800) 772-1213
10Horace Mann Insurance1000 6th Ave(304) 727-0969
JC
120 Walnut St
J.C. Spears - State Farm Insurance Agent
Disability Insurance Agent · St Albans, WV

J.C. Spears - State Farm Insurance Agent serves St Albans, WV and the surrounding Kanawha County area, offering disability insurance coverage to local residents. The agency helps clients understand how disability insurance can replace a portion of income if an illness or injury prevents them from working. Policies are tailored to individual needs. Each plan provides essential financial protection during recovery periods. The agency handles both short-term and long-term disability insurance policies.

AP
114 Smiley Dr #1
Agent Pipeline
Disability Insurance Agent · St Albans, WV

Agent Pipeline provides disability insurance agent services in St Albans, WV, helping individuals and businesses secure income protection. It offers initial consultations to assess client needs, assisting with policy selection from available carriers. Ongoing service includes policy reviews and support with claims paperwork, ensuring clients understand their coverage options. The firm maintains its relationships through regular communication about personal or group disability plans. It services single-family homes, apartments, retail spaces, and restaurants in the local area.

CJ
222 Third Ave
Colby Johnson - State Farm Insurance Agent
Disability Insurance Agent · St Albans, WV

Serving homeowners and local businesses, this St Albans, WV agency helps clients navigate disability insurance options to protect their income in the event of illness or injury. As a disability insurance agent, Colby Johnson provides personalized coverage assessments suited to individual employment situations and family needs. The agency also assists with related insurance policies common in the Kanawha Valley. Its service area extends into neighboring communities such as Dunbar and South Charleston.

AI
1000 6th Ave
Affordable Insurance Solutions: Ethan Poole
Disability Insurance Agent · St Albans, WV

Serving St. Albans, West Virginia, and the surrounding Kanawha Valley communities, Affordable Insurance Solutions: Ethan Poole handles disability insurance needs for local residents. It assists individuals in understanding policy options that replace income during illness or injury. The company also helps evaluate benefit durations, elimination periods, and occupation-specific coverage. Ethan Poole’s typical approach involves reviewing a client’s current financial situation and employment requirements to recommend appropriate disability coverage tailored to their personal circumstances.

SA
701 6th Ave
Saint Albans Insurance Agency
Disability Insurance Agent · St Albans, WV

For homeowners, a one-time policy consultation might clarify needs, while ongoing support follows a claim’s progression. Saint Albans Insurance Agency in St Albans, WV, assists clients in securing disability insurance coverage to protect income during illness or injury. This involves evaluating individual employment circumstances and policy terms. The agent guides applicants through available plans tailored to local economic conditions. Service for policy inquiries or claims assistance runs on an as-needed basis.

SF
222 Third Ave
State Farm Insurance
Disability Insurance Agent · St Albans, WV

Offering specialty services as a disability insurance agent in St Albans, WV, this State Farm Insurance agency helps individuals secure income protection for when an illness or injury prevents them from working. It general service work includes explaining policy options and guiding clients through the application and claims process. Such an agent can be especially helpful to consult during sudden life changes, such as an unexpected pregnancy or a new manual labor job, to ensure coverage meets emerging needs.

MI
715 6th Ave
Morris Insurance Services
Disability Insurance Agent · St Albans, WV

Morris Insurance Services operates in the St Albans, West Virginia area, assisting individuals with the process of obtaining disability income protection. The company focuses on the work of a dedicated disability insurance agent, offering specialty coverage add-ons that can supplement base policies for greater financial security during periods of injury or illness. It works to explain how various benefit options function and can customise plans for clients. This agency is capable of serving a range of commercial sectors, including local offices, warehouses, and food service establishments.

DS
200 Kanawha Terrace #5
D. Scott Jarrett: Allstate Insurance
Disability Insurance Agent · St Albans, WV

D. Scott Jarrett: Allstate Insurance serves residents of St Albans, WV, with personal disability insurance solutions designed to protect income during unexpected illness or injury. The agency also offers commercial disability coverage for local businesses needing to safeguard key employees. St Albans and the surrounding communities are the primary service area. Following an initial policy setup, clients receive thorough explanations of their coverage details. The agency encourages ongoing communication and follow-up visits between regular reviews to address any life changes that may require adjustments.

SS
49 Olde Main Plaza
Social Security Administration
Disability Insurance Agent · St Albans, WV

As local residents in St. Albans, WV, often face uncertainty when a medical condition prevents them from working, this office helps navigate applications for Social Security disability benefits. The agent assists with required documentation to clarify medical evidence and work history. An initial phone or in-person consultation is scheduled to review eligibility and outline the next steps for filing a claim.

HM
1000 6th Ave
Horace Mann Insurance
Disability Insurance Agent · St Albans, WV

Horace Mann Insurance in St. Albans, WV, is known for helping local professionals secure disability income protection. Its services cover a full range of policies designed to replace lost earnings when an injury or illness prevents work. The agent works closely with clients to evaluate their specific coverage needs and income levels. An additional specialty it offers is coordinating disability coverage with existing employer benefits for a more comprehensive safety net.

NI
500 4th St
Nationwide Insurance: Oscar R Sanford Ii
Disability Insurance Agent · St Albans, WV
(304) 722-4627
agency.nationwide.com/wv/saint-albans/25177/oscar-r-sanford-ii
LI
701 6th Ave
LeRose Insurance LLC
Disability Insurance Agent · St Albans, WV
(304) 722-5512
leroseinsurancellc.com
TI
221 4th Ave
Trusted insurance co
Disability Insurance Agent · St Albans, WV
(304) 202-1478
luciennevina259076.wixsite.com/trusted-insurance-co
RC
105 6th Ave
Roger Chambers - Prudential Financial
Disability Insurance Agent · St Albans, WV
(304) 727-7146
TP
1000 6th Ave
Trace Poole Insurance
Disability Insurance Agent · St Albans, WV
(304) 727-0969
affordableautohomelife.com
TI
520 6th Ave
Truist Insurance Services
Disability Insurance Agent · St Albans, WV
(304) 722-0300
truist.com
FB
200 Kanawha Terrace #5
Ficon-Bush Insurance Agency, Inc
Disability Insurance Agent · St Albans, WV
(304) 727-7228
MS
4th St
Mountain State Senior Insurance Services
Disability Insurance Agent · St Albans, WV
MS
103 6th Ave
Mountain State Senior Insurance Services
Disability Insurance Agent · St Albans, WV
(304) 201-0100

What Does a a Disability Insurance Agent in St Albans Cost?

Typical costs for a disability insurance agent in West Virginia range from no direct fee to a commission of 5 to 15 percent of the annual premium. Premiums for individual disability policies in St Albans can cost between 1 and 3 percent of your annual income per year. Costs vary by age, health, occupation, and policy features. This is general information, not insurance advice.

About disability insurance agents in St Albans

Disability insurance agents in St Albans West Virginia help residents choose policies that protect their income if they cannot work. West Virginia law requires insurers to act in good faith when handling disability claims. Local agents understand the specific needs of workers in the Charleston metropolitan area.

Frequently Asked Questions

What does a disability insurance agent in St Albans do?

A disability insurance agent helps you compare policies from different carriers and explains coverage options. They can also assist with filing claims and understanding policy terms. Agents in St Albans are familiar with West Virginia insurance regulations.

How do I choose a disability insurance agent in West Virginia?

Look for an agent licensed in West Virginia with experience in disability coverage. Ask about their familiarity with state specific laws like the West Virginia Unfair Trade Practices Act. Check their reputation with the West Virginia Insurance Commission.

What is the statute of limitations for a disability claim in West Virginia?

West Virginia law generally allows two years from the date of denial to file a lawsuit on a disability insurance claim. This time limit can vary based on your policy language. It is important to act quickly if your claim is denied.

Disability Insurance Agents in Other West Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.