The top-rated disability insurance agent in Huntington, West Virginia is Tyler Bullington - State Farm Insurance Agent, rated 4.9 stars across 156 reviews. Other highly rated options include Christopher Greear: Allstate Insurance, Alice Thornton Insurance, Loyalty Insurance Huntington. This directory lists 19 disability insurance agents serving Huntington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tyler Bullington - State Farm Insurance Agent | 939 3rd Ave | (304) 522-0233 |
| 2 | Christopher Greear: Allstate Insurance | 630 7th St | (304) 529-7327 |
| 3 | Alice Thornton Insurance | 525 Camden Rd | (304) 396-7737 |
| 4 | Loyalty Insurance Huntington | 2401 5th Ave | (304) 202-1090 |
| 5 | Galloway Insurance Brokerage | 537 9th St | (304) 697-5363 |
| 6 | Bloss & Dillard Inc | 1925 Adams Ave | (304) 429-6961 |
| 7 | Highpoint Insurance LLC | 1000 5th Ave | (304) 714-8839 |
| 8 | Lipscomb Tomblin Insura Agency | 5199C Yeich Ave | (304) 736-0810 |
| 9 | WV Insurance Agency LLC. | 1108 3rd Ave | (304) 309-9622 |
| 10 | Dream Insurance LLC | 1355 4th Ave | (681) 218-0175 |
Tyler Bullington - State Farm Insurance Agent serves Huntington and the surrounding Cabell County area, offering disability insurance solutions. The agency assists local professionals and self-employed individuals in planning for income protection due to unexpected illness or injury. They help clients understand policy options that replace a portion of lost wages during recovery. Short-term and long-term disability coverage are specific services handled by this agent within the local community.
Christopher Greear: Allstate Insurance provides disability insurance agent services throughout the Huntington, WV area. It offers guidance on selecting appropriate disability coverage plans designed to replace a portion of lost income if an injury or illness prevents work. The company helps clients understand policy features and maintain their coverage through periodic reviews of changing needs. It serves a diverse range of clients, including homeowners with single-family residences, tenants in apartments, operators of retail establishments, and owners of restaurants.
Alice Thornton Insurance assists homeowners, local businesses, and property managers in securing disability income protection. The agency explains how partial or total disability coverage can replace lost wages when an illness or injury prevents work. They review individual policies with clients to ensure the benefits fit each household or company budget. Offering straightforward, professional guidance on disability coverage, the firm also serves clients in the Ashland, Kentucky area across the Ohio River from Huntington.
Loyalty Insurance Huntington serves Huntington, West Virginia, and its surrounding communities with disability insurance agent services. The agency handles individual and employer-sponsored disability policies, helping clients secure income protection for illness or injury. It assists with reviewing existing coverage and comparing options to match specific occupational and financial needs. For a typical job, it begins by assessing the client’s current income and job duties, then presents policy choices that account for any elimination periods and benefit durations.
Galloway Insurance Brokerage in Huntington, WV helps clients choose between one-time policy reviews and recurring service plans for disability coverage. It specializes in both short-term and long-term disability insurance tailored to protect income if illness or injury prevents work. The agency guides individuals and local businesses through available policy options, ensuring applicants understand benefit periods and elimination periods. Clients may request service on either a one-time, scheduled, or as-needed basis to align with their specific needs and financial planning goals.
Bloss & Dillard Inc offers specialized guidance on long-term disability insurance for professionals in the Huntington area, helping them protect their income against unexpected illness or injury. As a dedicated disability insurance agent, the firm assists clients in navigating policy options to secure coverage suited to their individual occupational risks and personal financial situations. It also addresses the heightened need to review coverage after significant job changes, such as during seasonal layoffs or when transitioning between employers.
A sudden injury or illness can quickly disrupt a family’s income in Huntington, leaving households concerned about meeting monthly obligations. Highpoint Insurance LLC provides local guidance on disability insurance policies that help replace lost wages during such recovery periods. The agency explains the different coverage options and waiting periods suited to individual occupations and financial situations in the Tri-State area. An initial consultation typically begins with a simple review of the client’s current income sources and long-term medical needs.
Lipscomb Tomblin Insura Agency assists individuals and businesses with insurance needs throughout Huntington, WV. The agency specializes in disability insurance coverage, helping clients secure income protection for unexpected health events. Disability insurance agents in this area evaluate medical and occupational risk factors to tailor policies that meet specific financial obligations. The agency serves the local commercial market by providing disability insurance solutions for offices, warehouses, and food service operations.
WV Insurance Agency LLC serves Huntington residents by providing disability insurance coverage tailored to individual needs, helping protect their income from unexpected injury or illness. The agency also assists local businesses with commercial disability policies that support employee protection and operational stability. Services extend throughout the Huntington area for clients seeking reliable financial safeguards. After a policy is issued or updated, the agency schedules follow-up contact to review coverage details and address any questions, ensuring consistent support between regular service visits.
Dream Insurance LLC serves as a resource for disability insurance agent services in Huntington, WV. The firm helps clients evaluate protection for their income against potential illness or injury. It navigates common plan types, including short-term and long-term coverage, to match individual needs. The company focuses on understanding local employment patterns and associated financial risks. It can also address the specific nuances of incorporating a residual disability benefit for partial loss of income.
What Does a a Disability Insurance Agent in Huntington Cost?
Typical costs for disability insurance in West Virginia range from 1% to 3% of your annual income for a policy. For example, a 35-year-old earning $50,000 per year might pay between $500 and $1,500 annually for a long-term disability policy. Factors like age, health, occupation, and benefit amount affect the premium. This is general information, not insurance advice.
About disability insurance agents in Huntington
Disability insurance agents in Huntington, West Virginia assist residents with purchasing individual or group disability policies and navigating claims. West Virginia law requires insurers to act in good faith when handling claims, and agents can help you understand your policy terms. Local agents are familiar with the regional job market, including industries like healthcare and manufacturing in the Huntington area.
Frequently Asked Questions
What does a disability insurance agent in Huntington do?
A disability insurance agent helps you choose a policy that fits your needs and income. They also guide you through the application process and can assist with claim filing and appeals. In West Virginia, agents must be licensed by the state insurance commissioner.
How do I find a disability insurance agent in Huntington West Virginia?
You can search the West Virginia Offices of the Insurance Commissioner website for licensed agents in Huntington. Local referrals from financial advisors or employers are also useful. Many agents offer free initial consultations to discuss your situation.
What types of disability insurance are available in West Virginia?
Common types include short-term disability (STD) and long-term disability (LTD) policies. Group coverage is often offered through employers, while individual policies can be purchased directly. West Virginia does not have a state-mandated disability insurance program, so private coverage is essential.
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