The top-rated disability insurance agent in Wauwatosa, Wisconsin is Steinfeld Ins. Agency, LLC dba Cream City Insurance, rated 4.9 stars across 176 reviews. Other highly rated options include Spring Burgess-Ashley - State Farm Insurance Agent, Robert Mallow American Family Insurance, Dan Schani Insurance Agency. This directory lists 11 disability insurance agents serving Wauwatosa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steinfeld Ins. Agency, LLC dba Cream City Insurance | 10125 W North Ave #2426 | (262) 649-2063 |
| 2 | Spring Burgess-Ashley - State Farm Insurance Agent | 1233 N Mayfair Rd Ste 104 | (414) 263-1440 |
| 3 | Robert Mallow American Family Insurance | 12201 W Burleigh St #4 | (414) 302-1000 |
| 4 | Dan Schani Insurance Agency | 10425 W North Ave #226 | (414) 732-2542 |
| 5 | Unisource Insurance Associates, LLC | 10425 W North Ave #226 | (414) 774-7040 |
| 6 | Tosa Insurance Agency, LLC | 7206 W North Ave | (414) 454-8672 |
| 7 | Magnolia Insurance Group | 11220 W Burleigh St #100 | (262) 208-3108 |
| 8 | Bell Insurance Agency LLC | 10721 W Capitol Dr Ste 221 | (414) 988-8111 |
| 9 | Bokern Insurance Services | 10425 W North Ave #226 | (414) 839-8619 |
| 10 | Sentry Insurance | 1200 N Mayfair Rd Suite 420 | (262) 334-7438 |
Steinfeld Ins. Agency, LLC, doing business as Cream City Insurance, serves the greater Milwaukee area from its office in Wauwatosa, Wisconsin. The agency focuses on helping individuals and small businesses find suitable disability insurance coverage to protect income for those facing serious illness or injury. Navigating the options for short-term and long-term disability policies is a primary service offered for professionals and self-employed residents.
Spring Burgess-Ashley - State Farm Insurance Agent provides disability insurance services to clients in and around Wauwatosa, Wisconsin. The agency helps individuals understand their options for income protection if they are unable to work due to injury or illness. It offers guidance on choosing appropriate coverage and assists with policy maintenance and updates over time. The company also serves a broad range of properties and clients, including those with single-family homes, apartments, retail locations, and restaurants.
Homeowners, renters, and small business owners in Wauwatosa can secure income protection through Robert Mallow American Family Insurance. The agency specializes in disability insurance, helping clients replace a portion of their earnings if illness or injury prevents them from working. Policies are designed to cover monthly expenses and maintain financial stability during recovery periods. The agency also assists local tradespeople and independent contractors with tailored coverage options. Services extend to residents and businesses in Milwaukee’s western suburbs, including neighborhoods bordering Brookfield and Elm Grove.
Serving Wauwatosa, Wisconsin, and the surrounding communities, Dan Schani Insurance Agency specializes in disability insurance for local residents. The firm helps clients secure coverage that can replace a portion of their income if an illness or injury prevents them from working. In working with each individual, the agency generally assesses their occupation and monthly financial obligations to find a suitable plan. It then reviews policy details and waiting periods with the client before finalizing an application that meets their personal needs and budget constraints.
Unisource Insurance Associates, LLC serves Wauwatosa, WI, as a disability insurance agent. The difference between one-time and recurring service options lies in whether a client needs a single policy review or ongoing annual plan adjustments. This agent assists with disability income protection, helping individuals replace lost earnings if unable to work due to illness or injury. Coverage consultations address benefit amounts, elimination periods, and policy riders. Service runs on a scheduled or as-needed basis, depending on each client’s policy lifecycle and renewal needs.
Tosa Insurance Agency, LLC specializes in disability insurance planning to provide income protection for professionals and residents of Wauwatosa, WI. The agency guides clients through policy options that cover short-term or long-term disabilities resulting from illness or injury. It assists with evaluating coverage gaps and navigating claim requirements to ensure continuity of earnings. As winter approaches, the agency helps address concerns about snow-related accidents or seasonal illness that may interrupt an individual’s ability to work and generate income.
With Wisconsin’s changing seasons often bringing new health constraints, many local professionals seek coverage that protects their income if an injury or illness prevents work. Magnolia Insurance Group, serving the Wauwatosa area as a disability insurance agent, helps clients assess their specific occupational risks and compare private policies that replace lost wages during recovery. The agent explains how elimination periods, benefit durations, and own-occupation definitions apply to each person’s situation. An initial financial-needs assessment is scheduled before any policy recommendation is made.
Bell Insurance Agency LLC works as a local disability insurance agent in Wauwatosa, WI, helping individuals and businesses obtain coverage. The agency specializes in policies that protect income if illness or injury prevents a person from working. By working with various carriers, Bell Insurance Agency LLC is able to arrange options and explain policy terms to clients. It serves commercial sectors requiring different coverage needs, including offices, warehouses, and food service operations.
Bokern Insurance Services provides disability insurance agent services to residents in Wauwatosa, WI. The company also assists local businesses in the area with securing commercial disability coverage for their employees. Agents work with individuals to understand their specific income protection needs in the event of illness or injury. During a regular visit, the agent evaluates coverage options to match the client's current financial situation. After an initial policy is in place, the company follows up before each renewal period to adjust plans as circumstances change.
Sentry Insurance serves clients throughout the Milwaukee metropolitan area and Wauwatosa, Wisconsin, as a Disability Insurance Agent. The firm guides individuals through the process of evaluating disability coverage options designed to protect income during an extended illness or injury. Policies are tailored to address specific occupational needs and personal financial situations. These strategies help ensure a steady replacement income when a medical condition prevents normal work activities. Located in Wauwatosa, the company handles both short-term disability policies and long-term coverage plans.
What Does a a Disability Insurance Agent in Wauwatosa Cost?
Disability insurance agent services in Wisconsin are typically paid through commissions from the insurance carrier, so there is usually no direct fee to the client. Premium costs for individual disability policies in Wauwatosa can range from 1 percent to 3 percent of annual income, depending on age, health, occupation, and benefit amount. For a 40 year old professional earning 60000 per year, a policy might cost between 600 and 1800 annually. Costs vary widely by case. This is general information, not insurance advice.
About disability insurance agents in Wauwatosa
Disability insurance agents in Wauwatosa Wisconsin help residents and businesses find coverage that protects income if illness or injury prevents work. Wisconsin law requires certain employer-provided disability benefits under the state short-term disability program. Local agents understand Wauwatosa job market needs and can guide clients through policy options and claim procedures.
Frequently Asked Questions
What does a disability insurance agent in Wauwatosa do?
A disability insurance agent in Wauwatosa helps individuals and employers select disability income policies. They explain coverage terms, compare plans from different carriers, and assist with the application process. Agents also provide guidance on Wisconsin specific disability benefit rules.
How long do I have to file a disability claim in Wisconsin?
Wisconsin law does not set a single deadline for all disability claims. Private policy deadlines vary by contract and can be as short as 30 days. For employer provided short term disability under Wisconsin law, you should notify your employer promptly. Always check your specific policy for time limits.
Are disability insurance premiums tax deductible in Wisconsin?
Premiums for individual disability insurance policies are generally not tax deductible in Wisconsin or federally. If your employer pays the premiums and you receive benefits, those benefits may be taxable. Wisconsin follows federal tax treatment for disability insurance premiums and benefits.
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