The top-rated farm insurance agent in Middletown, Rhode Island is AAA Middletown, rated 4.6 stars across 216 reviews. Other highly rated options include Carey, Richmond & Viking Insurance, Hilb Group, KVT Insurance LLC. This directory lists 12 farm insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Middletown | 49 E Main Rd | (401) 841-5000 |
| 2 | Carey, Richmond & Viking Insurance | 2 Corporate Pl Suite 306 | (401) 683-3900 |
| 3 | Hilb Group | 500 W Main Rd | (401) 847-5200 |
| 4 | KVT Insurance LLC | 2 Corporate Pl | (401) 849-8502 |
| 5 | Aquidneck Island Insurance | 702 Aquidneck Ave #18 | (401) 354-2172 |
| 6 | New Insurance Agency RI | 674 Aquidneck Ave | (401) 859-4140 |
| 7 | The SIG Insurance Agencies: Middletown, Rhode Island | 999 West Main Street | (401) 849-4100 |
| 8 | Defend Insure Agency | 12 Circle Dr | (401) 213-1715 |
| 9 | Newport Insurance Agency | 460 E Main Rd | (401) 619-1660 |
| 10 | Prudential | Tony Kutsaftis | Life Insurance & Annuities | 702 Aquidneck Ave | (401) 848-0720 |
AAA Middletown serves the Newport County area of Rhode Island, providing farm insurance agency services. The company helps agricultural property owners structure coverage for their unique operational risks, including protection for barns, equipment, and livestock. Policies are designed to address the specific liability exposures that arise from farming activities in this region. The agency also handles specialized coverage for crop protection against weather-related losses and comprehensive insurance for multi-peril agricultural operations.
Carey, Richmond & Viking Insurance offers farm insurance services covering liability, equipment, and crop protection tailored to agricultural operations in the region. Risk management consultations are available alongside policy reviews to help clients adjust coverage as their needs evolve. Its service plans include routine check-ins and claims assistance designed for local farms. The agency also services single-family homes, apartments, retail, and restaurants.
Homeowners with acreage, equestrian properties, agribusinesses, and farm property managers in the Middletown area rely on Hilb Group for tailored insurance solutions. The agency structures coverage for barns, livestock, equipment, crop loss, and general liability, addressing the specific operational risks of working farms. Policy details are explained clearly, helping clients understand deductibles and endorsements. Customized packages address unique coastal and rural exposures. Hilb Group also serves agricultural clients across neighboring Portsmouth, Rhode Island, ensuring comprehensive regional support.
KVT Insurance LLC serves Middletown, Rhode Island, and the surrounding Newport County communities. The agency handles a range of farm insurance needs, including protection for structures, equipment, and livestock. It works with local farmers to address the unique risks of coastal agriculture, such as storm damage and saltwater exposure. For each typical policy, the agency evaluates the specific property and operational details, then customizes coverage to match the individual farm’s scale and activities before binding it.
Farm insurance agents help clients choose between a single-policy purchase for immediate coverage or ongoing service plans that adjust as operations evolve. Aquidneck Island Insurance in Middletown, RI, works with local farms to secure protection for equipment, livestock, and structures against common regional risks like storms and liability claims. Policies are tailored to each property’s size and crop type. The agency offers coverage on a one-time, scheduled, or as-needed basis to match each client’s seasonal demands.
After a harsh winter or a storm season, Rhode Island farms face unique challenges to equipment and outbuildings. Serving the agricultural community in and around Middletown, New Insurance Agency RI provides farm insurance agent services that address these specific risks. They offer coverage for structures, machinery, and livestock against local weather threats. Every policy is tailored to the individual operation. The process begins with a thorough on-site inspection and risk assessment.
The SIG Insurance Agencies in Middletown, Rhode Island, provides general insurance services for local residents and businesses. As a specialty farm insurance agent, it offers customized coverage for agricultural properties, equipment, and livestock. Policies protect against crop damage, barn fires, and liability for farming operations. This office can also structure additional endorsements for commercial sectors such as offices, warehouses, and food service establishments.
Defend Insure Agency in Middletown, RI, offers specialized farm insurance policies that cover structures, livestock, and equipment. The agency provides general property and liability protection tailored for local agricultural operations. It helps farmers evaluate risks unique to coastal Rhode Island weather patterns, ensuring appropriate coverage against storm damage. Additionally, the company assists with policy adjustments during seasonal planting and harvest cycles to address fluctuating operational exposures.
Newport Insurance Agency, a farm insurance agent in Middletown, RI, is known for helping agricultural clients protect their essential assets. The agency provides coverage for farmland, structures, livestock, and equipment, addressing common risks such as weather events and liability concerns. Policies are tailored to fit the operational scale of local farms. In addition to core farm protection, the agency specializes in offering crop insurance to help clients manage annual harvest-related financial exposures.
Prudential | Tony Kutsaftis | Life Insurance & Annuities in Middletown, RI provides residential farm insurance coverage tailored for family homes, livestock, and equipment on local properties. Commercial farm insurance options are also available for area operations, covering barns, crops, and liability needs throughout Newport County and nearby communities. The agency serves farmers and ranchers across this coastal region, ensuring policies match agricultural risks specific to Rhode Island. Clients can expect attentive follow-up after each initial policy setup and convenient repeat service arrangements between regular seasonal visits to keep coverage current.
What Does a a Farm Insurance Agent in Middletown Cost?
Farm insurance costs in Rhode Island vary based on farm size location and coverage limits. A small hobby farm might pay between 500 and 1500 dollars per year. Larger commercial operations can see premiums from 2000 to 5000 dollars annually. Factors like crop type livestock value and claims history affect the final price. This is general information not insurance advice.
About farm insurance agents in Middletown
Farm insurance agents in Middletown Rhode Island help farmers protect their operations from weather liability and equipment loss. Rhode Island law requires farm vehicles to carry liability insurance under state motor vehicle statutes. Local agents can tailor policies to cover aquaculture vineyards and small livestock operations common in Newport County.
Frequently Asked Questions
What does farm insurance cover in Middletown Rhode Island?
Farm insurance typically covers farm dwellings barns equipment livestock and crops. It may also include liability for farm visitors and workers. Agents can add endorsements for specific risks like flood or windstorm damage.
Do I need farm insurance if I have a small hobby farm in Middletown?
Yes even small hobby farms may need liability coverage if you sell products or host visitors. Rhode Island law does not exempt hobby farms from general liability. A local agent can help determine the right level of coverage.
How do Rhode Island laws affect farm insurance requirements?
Rhode Island requires all motor vehicles including farm trucks to carry minimum liability insurance. Farms with employees must carry workers compensation insurance under state law. Agents can advise on compliance with these statutes.
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