The top-rated farm insurance agent in Warwick, Rhode Island is Bankers Life, rated 4.9 stars across 132 reviews. Other highly rated options include Brook Insurance Associates LLC, Mark Nickerson - GEICO Insurance Agent, Graham Insurance, Inc - Patricia M Smith - Nationwide Insurance. This directory lists 14 farm insurance agents serving Warwick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bankers Life | 475 Kilvert St # 300 | (401) 732-5213 |
| 2 | Brook Insurance Associates LLC | 1935 Elmwood Ave | (401) 381-1350 |
| 3 | Mark Nickerson - GEICO Insurance Agent | 80 Lambert Lind Hwy | (401) 244-9044 |
| 4 | Graham Insurance, Inc - Patricia M Smith - Nationwide Insurance | 108 Airport Rd | (401) 739-8686 |
| 5 | McLane Insurance Agency | 2914 Post Rd #6 | (401) 773-7892 |
| 6 | DeGiulio Insurance Group, LLC | 3590 W Shore Rd | (401) 921-5690 |
| 7 | Providence Mutual Fire Insurance Co | 340 East Ave | (877) 763-1800 |
| 8 | Annarummo & Associates Insurance Agency | 808 Main Ave | (401) 732-2878 |
| 9 | State Insurance Rhode Island | 179 Old Warwick Ave | (401) 655-2829 |
| 10 | Graham Insurance, Inc. - Michael J Degiulio | 569 Warwick Ave | (401) 781-8121 |
Bankers Life provides farm insurance agency services in Warwick, Rhode Island, covering the range of policies that protect agricultural operations and rural properties. Its service plans typically include risk assessment consultations to help clients evaluate coverage needs for structures, equipment, and liability exposure. Maintenance plans focus on reviewing policy updates and adjusting coverage as farming practices or seasonal risks change. This agency services single-family homes, apartments, retail locations, and restaurants within the local agricultural community.
Brook Insurance Associates LLC serves clients in Warwick, Rhode Island, and surrounding communities throughout the state. The agency handles a range of farm insurance policies, covering structures, equipment, and crop protection for local agricultural operations. It works with standard carriers familiar with regional weather patterns and operational risks. Each client engagement begins with a review of current exposures and coverage gaps before proposing customized policies that align with the specific size and scope of the farm.
Mark Nickerson - GEICO Insurance Agent serves the Warwick, Rhode Island area and surrounding communities. The company provides farm insurance coverage to local agricultural operations. Protecting barns, equipment, and livestock from unexpected events is a key focus for this agency. They also help manage liability risks that come with running a farming enterprise. Understanding the unique needs of rural properties allows for tailored protection plans. This agency specifically handles policies for crop losses and farm structures.
Graham Insurance, Inc - Patricia M Smith - Nationwide Insurance focuses on farm coverage, where clients choose either a single-policy arrangement for specific equipment or a recurring multi-peril plan that addresses annual crop cycles. Coverage options include protection for farm structures, livestock, and general liability related to agricultural operations near Warwick, RI. Claims assistance is available through Nationwide’s network. This agency tailors its approach to individual farming needs, with service running on a one-time, scheduled, or as-needed basis depending on the policyholder’s seasonal demands.
Spring planting in Riverside brings questions about coverage for new equipment and livestock. McLane Insurance Agency addresses these seasonal concerns by explaining how farm policies protect against crop loss and liability. The agent reviews local weather risks and current equipment values to recommend appropriate coverage levels. After discussing options, the agent schedules an on-farm inspection to assess buildings, fences, and stored supplies before finalizing protection plans.
DeGiulio Insurance Group, LLC specializes in farm insurance policies tailored to protect agricultural assets and livestock. It serves clients throughout the Warwick, Rhode Island area, offering guidance on property and liability coverage for various farming operations. The agency works with local farmers to structure plans that address the unique operational needs of their land and equipment. It also helps policyholders with seasonal risk considerations, such as crop damage from unexpected frost or equipment breakdowns during the critical harvest period.
Providence Mutual Fire Insurance Co serves homeowners, business owners, and property managers in and around Warwick, Rhode Island. It offers farm insurance coverage tailored to protect agricultural structures, equipment, livestock, and liability needs. Clients benefit from local guidance on managing risks specific to regional farming operations, including weather-related concerns and crop protection. The agent also supports the neighboring community of Cranston, providing farmers and property owners there with similar personalized insurance solutions for their rural and suburban properties.
With winter storms and spring thaws often threatening Rhode Island farmland, Annarummo & Associates Insurance Agency in Warwick provides dedicated farm insurance protection. They assess the unique risks a local agricultural operation faces, including equipment, structures, and livestock exposure. As independent advisors, they research coverage options to match each farm’s specific scale and liability needs. Their process begins by scheduling an on-site inspection to evaluate current conditions and identify any critical coverage gaps before policies are bound.
State Insurance Rhode Island provides insurance services for clients in the Warwick area, focusing on policies designed to protect agricultural operations and assets. The agency can also assist with specialty endorsements such as equipment breakdown coverage or liability for farm-related events. Comprehensive plans address risks faced by dairy, livestock, and crop producers. In addition to farm clients, the company serves commercial sectors including offices, warehouses, and food service establishments.
Graham Insurance, Inc. - Michael J Degiulio serves homeowners in the Warwick, Rhode Island area with customized residential insurance policies, including coverage for farm dwellings and personal property. For commercial operations, the agency provides farm liability and equipment protection tailored to local agricultural needs. Their service area encompasses Warwick and the surrounding communities in southeastern Rhode Island. Between regular annual reviews of clients’ policies, the agency follows up proactively on any significant changes in farm operations or property values that could affect coverage.
What Does a a Farm Insurance Agent in Warwick Cost?
Farm insurance costs in Rhode Island vary based on farm size, location, and coverage limits. A small hobby farm may pay between $500 and $1,500 per year for a basic policy. Larger commercial farms with multiple buildings and livestock can expect premiums from $2,500 to $10,000 or more annually. Factors such as fire risk, proximity to wetlands, and the value of equipment also affect the price. This is general information, not insurance advice.
About farm insurance agents in Warwick
Farm insurance agents in Warwick, Rhode Island help local farmers protect their land, livestock, and equipment. Rhode Island law requires certain liability coverage for farms that host public events or sell products directly to consumers. A local agent can assess your specific operation and recommend a policy that meets state requirements and your budget.
Frequently Asked Questions
What types of farm insurance are available in Warwick RI?
Common farm insurance policies in Rhode Island include property coverage for barns and equipment, liability protection for visitors, and crop insurance. Many agents also offer coverage for livestock, farm vehicles, and business interruption.
Do I need farm insurance if I have a small hobby farm in Warwick?
Yes, even small hobby farms in Rhode Island should carry liability insurance. If you sell eggs, honey, or produce at a farm stand, you may need product liability coverage. An agent can help you find a policy that fits a small operation.
How does Rhode Island law affect farm insurance requirements?
Rhode Island General Law Title 2 covers agriculture and may require liability insurance for farms that host agritourism activities. Farms with employees must carry workers compensation insurance. Your agent can explain how these laws apply to your farm.
Farm Insurance Agents in Other Rhode Island Cities
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