The top-rated farm insurance agent in Westerly, Rhode Island is Lathrop Insurance, rated 5.0 stars across 95 reviews. Other highly rated options include Fallon Insurance Agency, Mansfield Insurance Agency, Louis Panciera Insurance. This directory lists 10 farm insurance agents serving Westerly.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lathrop Insurance | 33 Crestview Dr | (401) 596-2525 |
| 2 | Fallon Insurance Agency | 43 Broad St # 3 | (401) 868-8265 |
| 3 | Mansfield Insurance Agency | 115 High St #1821 | (401) 596-2096 |
| 4 | Louis Panciera Insurance | 48 Main St | (401) 596-4977 |
| 5 | Neri Agency, Inc.: Allstate Insurance | 105 Franklin St Unit 29 | (401) 596-7770 |
| 6 | Thorp & Trainer | 107 Airport Rd | (401) 596-0146 |
| 7 | Schonning Insurance | 90 Airport Rd | (401) 348-2000 |
| 8 | Bouvier Insurance, A HUB International Company: Westerly | 2 Wilder Ave | (401) 326-6000 |
| 9 | Philip Overton - Prudential Financial | 53 High St Suite 31 | (401) 596-8297 |
| 10 | Crandall Farms LLC | 114 Dunns Corner Rd | — |
What Does a a Farm Insurance Agent in Westerly Cost?
Farm insurance costs in Rhode Island vary widely based on farm size location and coverage types. A small hobby farm might pay 500 to 1500 dollars per year for basic property and liability. A larger commercial operation with multiple buildings and high-value livestock could cost 3000 to 8000 dollars annually. This is general information not insurance advice.
About farm insurance agents in Westerly
Farm insurance agents in Westerly Rhode Island help protect your agricultural operation from financial loss. Policies can cover barns equipment livestock and crops against perils like fire storm and liability. Rhode Island law requires certain liability coverage for farms that host public events or agritourism activities.
Frequently Asked Questions
What types of farm insurance are available in Westerly Rhode Island?
Common policies include farm property insurance for buildings and equipment livestock mortality coverage and crop insurance. Liability coverage is also available for injuries on your farm. Agents can tailor a package to your specific operation.
Does Rhode Island require farm insurance for agritourism?
Rhode Island General Law Section 2-1-20 provides liability protections for agritourism operators but does not waive the need for insurance. Many lenders and event hosts require proof of general liability coverage before allowing public access to your farm.
How do I choose a farm insurance agent in Westerly?
Look for an agent who understands Rhode Island agriculture and works with multiple carriers. Ask about their experience with dairy vegetable or livestock operations common in Washington County. Verify they can cover your specific structures and equipment values.
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