The top-rated final expense insurance agent in Cedar Rapids, Iowa is Doug Valentine - State Farm Insurance Agent, rated 4.9 stars across 526 reviews. Other highly rated options include Farmers Insurance - Steven Schoenfeld, Kari Klien - State Farm Insurance Agent, Jeter Schrock & Associates, Inc: Allstate Insurance. This directory lists 22 final expense insurance agents serving Cedar Rapids.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Doug Valentine - State Farm Insurance Agent | 240 Wiley Blvd SW STE E | (319) 396-9432 |
| 2 | Farmers Insurance - Steven Schoenfeld | 375 Collins Rd NE Ste 112 | (319) 396-0953 |
| 3 | Kari Klien - State Farm Insurance Agent | 3011 Johnson Ave NW | (319) 396-3222 |
| 4 | Jeter Schrock & Associates, Inc: Allstate Insurance | 560 Boyson Rd NE ste c | (319) 363-4008 |
| 5 | Shelter Insurance - Donald Fuller | 1921 51st St NE | (319) 378-6929 |
| 6 | Skogman Insurance | 417 1st Ave SE | (319) 366-6288 |
| 7 | Weinstein Insurance Agency | 700 1st Ave NE Unit 101 | (319) 362-1674 |
| 8 | Insurance Gurus | 3500 F Ave NW Ste 302 | (319) 200-4878 |
| 9 | The Accel Group - Cedar Rapids | 5500 Fountains Dr NE #201 | (319) 365-8611 |
| 10 | United Life Insurance Company | 200 1st St SE Suite 1800 | (800) 637-6318 |
Doug Valentine - State Farm Insurance Agent serves the Cedar Rapids, Iowa area as a final expense insurance agent. The agency helps families plan for end-of-life costs by offering policies that cover funeral expenses and outstanding debts. Final expense insurance provides a straightforward way to ease a financial burden on loved ones. The office guides clients through selecting appropriate coverage amounts. Specific services handled in this area include final expense life insurance for burial costs and whole life policies that do not expire.
Farmers Insurance - Steven Schoenfeld in Cedar Rapids, IA, provides final expense insurance services, helping clients arrange coverage for end‑of‑life costs through permanent life insurance policies. It offers policy management and periodic reviews to ensure beneficiaries remain properly listed. This agent assists individuals in selecting appropriate benefit amounts to cover funeral expenses and outstanding debts. The company serves single‑family homes, apartments, retail, and restaurants in the Cedar Rapids area.
Kari Klien - State Farm Insurance Agent in Cedar Rapids, IA provides final expense insurance through either a single-premium policy that is paid in one lump sum or a recurring payment plan spread over monthly installments. The coverage ensures that funeral costs, outstanding medical bills, or other end-of-life expenses do not burden surviving family members. Policy proceeds are paid directly to the named beneficiary upon the insured’s passing. Services are available on a one-time or scheduled appointment basis as needed.
Jeter Schrock & Associates, Inc: Allstate Insurance in Cedar Rapids specializes in final expense insurance, offering policies that cover funeral costs and outstanding debts. It serves local families seeking straightforward, budget-conscious coverage options to ease end-of-life financial burdens. The agency works with clients to understand their specific needs and secure manageable plans. As winter approaches, it helps individuals reassess their coverage against changing weather-related risks and ensure their policies remain aligned with current expenses.
Shelter Insurance - Donald Fuller provides financial planning assistance to individuals and families in Cedar Rapids and the surrounding Iowa area. The agency specializes in final expense insurance, helping clients prepare for end-of-life costs with straightforward coverage options. These policies are designed to ease the burden on loved ones by covering funeral services and outstanding medical bills. The agency serves a range of commercial and industrial sectors in the region, including local offices, warehouses, and establishments in the food service industry.
Skogman Insurance, based in Cedar Rapids, Iowa, is a local final expense insurance agent that helps families prepare for end-of-life costs. The company focuses on guiding clients through the selection of burial and funeral expense coverage. It serves residents throughout the Cedar Rapids area who seek manageable policy options without requiring a medical exam. A package add-on often includes a small accidental death benefit rider for additional protection.
Weinstein Insurance Agency provides final expense insurance services to residents in Cedar Rapids, Iowa. The agency helps clients arrange coverage that addresses end-of-life costs and relieves financial burdens on loved ones. Policies are suited for seniors and families planning ahead. The agency's service area extends across the greater Cedar Rapids region. Regular appointments allow agents to review existing plans and adjust coverage as needs change. Follow-up contact is maintained between scheduled visits to address any client questions or service requests that may arise.
Insurance Gurus assists clients in Cedar Rapids, Iowa with securing final expense insurance policies designed to cover funeral costs and outstanding debts. Its specialty services include making these end-of-life plans accessible for those with pre-existing health conditions, while its general service work involves guiding families through simple policy selections. This helps ensure loved ones face a reduced financial burden after a loss. During the colder months, it particularly helps individuals who worry about placing sudden surprise expenses on their surviving family members.
As spring arrives in Cedar Rapids, many families begin reviewing how to cover outstanding funeral and medical costs. The Accel Group - Cedar Rapids provides Final Expense Insurance Agent services to help local residents address these arrangements for themselves or aging relatives. They guide clients through policy options that pay beneficiaries directly for end-of-life expenses. Appointments typically conclude with the agent reviewing personal beneficiary designations to ensure accurate record-keeping, then scheduling an initial fact-finding visit to discuss individual health histories.
United Life Insurance Company offers comprehensive services in Cedar Rapids, Iowa, assisting clients with final expense insurance planning. The agency specializes in crafting policies that cover end-of-life costs and funeral arrangements. It helps individuals secure financial protection for their families during difficult times. The company serves a range of commercial sectors, including offices, warehouses, and food service businesses, ensuring that diverse workplace needs are met with tailored coverage.
What Does a a Final Expense Insurance Agent in Cedar Rapids Cost?
In Iowa final expense insurance premiums vary by age health and coverage amount. A 65 year old non smoker might pay 50 to 100 dollars per month for a 10000 dollar policy. Rates for a 75 year old can range from 80 to 150 dollars monthly. Costs are guaranteed not to increase. This is general information not insurance advice.
About final expense insurance agents in Cedar Rapids
Final expense insurance helps Cedar Rapids residents cover funeral costs and medical bills after passing. Iowa law requires funeral homes to provide a general price list upon request which can help you determine the coverage amount you need. A local agent can explain policy options that fit your budget and meet Iowa insurance regulations.
Frequently Asked Questions
What is final expense insurance in Cedar Rapids Iowa?
Final expense insurance is a small whole life policy designed to pay for funeral and burial costs. In Iowa these policies typically have face values between 5000 and 25000 dollars. They do not require a medical exam and premiums stay level for life.
Are there Iowa specific laws about final expense insurance?
Yes Iowa Code section 511B governs life insurance policies including final expense plans. Iowa requires a free look period of at least 10 days where you can cancel the policy for a full refund. Agents must be licensed by the Iowa Insurance Division.
How do I choose a final expense insurance agent in Cedar Rapids?
Look for an agent licensed in Iowa with experience in final expense policies. Ask about the insurance carriers they represent and compare quotes from multiple companies. The agent should explain policy exclusions and waiting periods clearly.
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