The top-rated final expense insurance agent in Des Moines, Iowa is The Insurance Specialists Inc, rated 4.8 stars across 284 reviews. Other highly rated options include Ligouri Insurance, Insurance Networking Systems, Principal Financial Group. This directory lists 11 final expense insurance agents serving Des Moines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Insurance Specialists Inc | 514 E Euclid Ave | (515) 280-1207 |
| 2 | Ligouri Insurance | 4320 1/2 SW 9th St | (515) 285-0370 |
| 3 | Insurance Networking Systems | 3512 Ingersoll Ave | (515) 243-1223 |
| 4 | Principal Financial Group | 711 High St | (800) 986-3343 |
| 5 | Wellabe | 601 6th Ave | (515) 695-2000 |
| 6 | Adriana's Agency | 1514 E Grand Ave Suite B | (515) 266-0402 |
| 7 | Diversity Insurance Inc / Seguros Mundo Latino | 1541 E Grand Ave Suite A | (515) 287-0055 |
| 8 | Davis Insurance Agency | 2815 Beaver Ave # 200 | (515) 274-3838 |
| 9 | True Care Insurance | 113 Army Post Rd | (515) 380-6904 |
| 10 | Gallagher Insurance, Risk Management & Consulting | 611 5th Ave #150 | (515) 243-2707 |
The Insurance Specialists Inc serves Des Moines and surrounding Polk County as a final expense insurance agency. The company assists clients with planning for end-of-life costs, helping ensure that families are not burdened by unexpected financial obligations. This type of coverage typically addresses funeral expenses, outstanding medical bills, and other final debts. By guiding individuals through available policy options, the agency helps secure a dignified and manageable financial arrangement. The Insurance Specialists Inc handles burial insurance plans and whole life policies designed specifically for final expense needs.
Ligouri Insurance in Des Moines, IA provides final expense insurance services, helping individuals arrange coverage for end-of-life costs. The agency guides clients through policy selection and application processes to ensure suitable benefit amounts. Policy maintenance includes annual review options to adjust coverage as needed. This local agent works with diverse property types across the area, including single-family homes, apartments, retail locations, and restaurants.
Unlike one-time insurance transactions that end after a single policy sale, recurring service includes annual policy reviews and beneficiary updates for clients. Based in Des Moines, IA, Insurance Networking Systems agents help residents secure final expense coverage to manage end-of-life costs. This local agency structures its service around the client’s ongoing needs. Assistance runs on a scheduled basis, typically with an annual check-in or when a policy change is requested.
Serving families and individuals in Des Moines, IA, this final expense insurance agent works with clients seeking to cover end-of-life costs and protect loved ones from financial burden. The office arranges small face-value policies that pay directly to beneficiaries, simplifying burial and funeral expenses. Policies typically offer fixed benefits with no medical exam required, focusing on those in later years looking for straightforward coverage options. The agency also assists residents throughout Warren County and the southern metro area including Indianola.
Serving Des Moines and the surrounding communities in central Iowa, Wellabe handles final expense insurance, which helps families cover funeral costs and other end-of-life expenses. This process involves presenting various policy options to seniors so they can secure affordable coverage. The company conducts needs assessments during initial consultations to understand each client’s unique situation. It then systematically compares available plans to find a suitable fit for the individual’s budget and requirements, ensuring the client receives clear, straightforward guidance from start to finish.
As winter approaches in Des Moines, many families begin reviewing their financial plans to ensure final wishes are covered. Adriana's Agency helps local residents understand how final expense insurance covers funeral costs and outstanding debts, providing clarity during a difficult decision. The agency meets with clients in their homes or at a convenient location, walking through coverage options in straightforward terms without pressuring a decision. This process begins with a no-obligation consultation and a review of current policies or savings, followed by scheduling an initial needs assessment to verify appropriate benefit levels.
Diversity Insurance Inc, also known as Seguros Mundo Latino, specializes in final expense insurance, offering policies that cover funeral costs and end-of-life expenses. It serves Des Moines, Iowa, and the surrounding area, helping families plan for dignified burials without burdening survivors with unexpected financial strain. The agency focuses on accessible coverage for clients of all backgrounds. Many look for support during the winter months, when cold-weather related health issues can arise, making pre-arranged funeral funding a practical step to take before spring.
Davis Insurance Agency helps families in Des Moines prepare for end-of-life expenses. The agency specializes in final expense insurance, which pays for funeral costs and outstanding bills without burdening loved ones. Policies are designed for older adults seeking straightforward coverage to protect their savings from medical or memorial costs. Services are available for small business owners and individuals working in offices, warehouses, and food service locations across the area.
True Care Insurance serves residents of Des Moines, Iowa, helping families plan for final expenses with clear, practical options. The agency also provides coverage guidance for local businesses seeking group solutions to assist employees and their families in the area. As a final expense insurance agent, the company focuses on straightforward policies that cover funeral costs and related end-of-life obligations. After an initial policy is set, the agent follows up between regular visits to answer questions and ensure coverage remains suited to changing household needs.
Gallagher Insurance, Risk Management & Consulting provides residential final expense insurance services to families in Des Moines, Iowa, helping them plan for end-of-life costs. The agency additionally offers commercial coverage options to serve local businesses within the same service area. These policies focus on covering funeral expenses, outstanding debts, and related final arrangements. Clients often schedule follow-up consultations after an initial policy is issued, and the agency provides ongoing support between regular annual reviews to adjust coverage as needed.
What Does a a Final Expense Insurance Agent in Des Moines Cost?
Final expense insurance policies in Iowa typically cost between 30 and 150 dollars per month depending on your age health and coverage amount. A 10000 dollar policy for a healthy 65 year old might cost around 50 to 80 dollars monthly. Costs vary by case and insurer. This is general information not insurance advice.
About final expense insurance agents in Des Moines
Final expense insurance agents in Des Moines help residents secure coverage for funeral costs and end of life expenses. Iowa law requires agents to be licensed through the Iowa Insurance Division and follow state regulations for policy disclosures. Local agents understand the specific needs of Des Moines families and can guide you through the application process.
Frequently Asked Questions
What is a final expense insurance agent in Des Moines?
A final expense insurance agent is a licensed professional who helps individuals purchase burial or funeral insurance policies. In Iowa agents must hold a valid insurance license and follow state rules for selling these products.
How do I choose a final expense insurance agent in Des Moines?
Look for an agent with experience in final expense policies and a good understanding of Iowa insurance laws. Check their license status through the Iowa Insurance Division website before working with them.
Are there Iowa specific rules for final expense insurance?
Yes Iowa has a 30 day free look period for life insurance policies including final expense. This allows you to cancel the policy for a full refund if you change your mind within 30 days of purchase.
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