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Final Expense Insurance Agents in West Des Moines, IA

Compare final expense insurance agents in West Des Moines. Review contact information and insurance categorys before you decide.

19 agents listed
Updated May 2026
West Des Moines, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 19 final expense insurance agents in West Des Moines, IA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Crumes Insurance, LLC
950 Office Park Rd Ste 114, West Des Moines, IA 50265
(641) 799-2506 crumesinsurance.com
Homesteaders Life Company
5700 Westown Pkwy, West Des Moines, IA 50266
(800) 477-3633 homesteaderslife.com
The Davison Agency
1501 42nd St Suite 200, West Des Moines, IA 50266
(515) 205-9052 thedavisonagency.com
Globe Life Liberty National Division: Nuckolls Agencies
1001 Grand Ave, West Des Moines, IA 50265
(417) 731-4006 ln.globelifeinsurance.com
Midland National Life Insurance Company
8300 Mills Civic Pkwy, West Des Moines, IA 50266
(800) 923-3223 midlandnational.com
Bankers Life
160 S 68th St Ste 1205, West Des Moines, IA 50266
(515) 223-0909 branches.bankerslife.com
Scott Insurance Services
1100 Grand Ave, West Des Moines, IA 50265
(515) 267-0405 scott-insurance-services.com
North American Company for Life and Health Insurance
8300 Mills Civic Pkwy, West Des Moines, IA 50266
(877) 872-0757 northamericancompany.com
Valley Junction Insurance Services
509 5th St, West Des Moines, IA 50265
(515) 277-5049 vjinsurance.com
The Accel Group - West Des Moines
7000 Vista Dr Suite 300, West Des Moines, IA 50266
(515) 223-1600 acceladvantage.com
Clemens Agency
5725 Raccoon River Dr Suite 130, West Des Moines, IA 50266
(515) 868-0880 clemensagencyins.com
Kathleen Smith
6911 Vista Dr, West Des Moines, IA 50266
(515) 513-5899
Peak insurance agency services
1907 EP True Pkwy, West Des Moines, IA 50265
(225) 457-1119 kylabyrne0504162.wixsite.com
Independent Insurance Agents of Iowa, Inc.
4000 Westown Pkwy #200, West Des Moines, IA 50266
(515) 717-3214 iiaiowa.org
Carl Konz Agency
6800 Lake Dr #295, West Des Moines, IA 50266
(515) 222-0776 ckagency.com
Legacy Insurance Service
1001 Office Park Rd # 218, West Des Moines, IA 50265
(515) 207-9681
Independent Insurance Assoc.
6150 Village View Dr #100, West Des Moines, IA 50266
(515) 276-1797 iiadsm.com
Simplicity Des Moines
4949 Pleasant St #204, West Des Moines, IA 50266
(800) 747-5612 simplicitydesmoines.com
Brokers Clearing House Ltd
1080 Jordan Creek Pkwy Suite 360n, West Des Moines, IA 50266
(515) 223-9479 bchlife.com

Final expense insurance agents in West Des Moines Iowa help residents secure coverage for funeral costs and end of life expenses. Iowa law requires insurance agents to be licensed through the Iowa Insurance Division. Local agents understand the specific needs of families in Polk County and can explain how Iowa probate rules may affect policy payouts.

What Does a Final Expense Insurance Agent in West Des Moines Cost?

Typical costs for final expense insurance in Iowa range from 30 to 150 dollars per month depending on age health and coverage amount. A 10000 dollar policy for a 65 year old non smoker may cost around 50 to 70 dollars monthly. Rates are higher for older applicants or those with health conditions. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is final expense insurance in West Des Moines Iowa?
Final expense insurance is a small whole life policy designed to cover funeral costs and medical bills. In Iowa these policies typically have face amounts between 5000 and 25000 dollars. They do not require a medical exam and are popular for seniors on fixed incomes.
How do I choose a final expense insurance agent in West Des Moines?
Look for an agent licensed by the Iowa Insurance Division with experience in burial policies. Ask if they represent multiple insurance carriers so they can compare options for you. Verify their license on the Iowa Insurance Division website before purchasing.
Are there Iowa specific laws for final expense insurance?
Yes Iowa has a 30 day free look period for life insurance policies. This allows you to cancel for a full refund if you change your mind. Also Iowa law requires that beneficiaries receive policy proceeds within 30 days of receiving proof of death.