The top-rated final expense insurance agent in Bloomfield Hills, Michigan is E&Y Insurance Agency, rated 5.0 stars across 554 reviews. Other highly rated options include Andrew Smith - State Farm Insurance Agent, Goosehead Insurance - Marty O'Neill, The M1 Agency. This directory lists 12 final expense insurance agents serving Bloomfield Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | E&Y Insurance Agency | 33 Bloomfield Hills Pkwy Suite 245 | (248) 362-1313 |
| 2 | Andrew Smith - State Farm Insurance Agent | 10 W Square Lake Rd #220 | (248) 435-4070 |
| 3 | Goosehead Insurance - Marty O'Neill | 41000 Woodward Ave Suite 350 East | (248) 542-7770 |
| 4 | The M1 Agency | 41000 Woodward Ave Suite 350E | (248) 771-3161 |
| 5 | Bitonti Insurance Group, Inc. | 6755 Telegraph Rd # 350 | (248) 918-0010 |
| 6 | The Hartley Agency - Farmers Insurance | 6421 Inkster Rd #106 | (248) 847-3167 |
| 7 | Gallagher Insurance, Risk Management & Consulting | 2600 S Telegraph Rd Suite 100 and Suite LL 25 | (248) 332-3100 |
| 8 | Oswald Companies | 39572 Woodward Ave #201 | (248) 433-1466 |
| 9 | Schulte Insurance Inc | 39520 Woodward Ave # 211 | (248) 644-6666 |
| 10 | D. E. Irwin Insurance Agency, PLLC | 41000 Woodward Ave Suite 350 East Bldg | (248) 481-8214 |
E&Y Insurance Agency serves the Bloomfield Hills, Michigan area, offering final expense insurance agent services to local residents. The agency helps clients arrange coverage for end-of-life costs, providing funeral and burial planning solutions. It navigates policy options for seniors and their families in Oakland County. Policies issued can cover medical and memorial fees. E&Y Insurance Agency handles application processing and policy comparison for final expense term life and permanent limited-pay life insurance plans.
Andrew Smith - State Farm Insurance Agent in Bloomfield Hills, MI provides final expense insurance services, assisting families with planning for end-of-life costs. The agency offers personalized policy options and straightforward guidance on coverage that helps pay for funeral expenses and outstanding debts. Its service approach emphasizes clear communication and easy claims procedures. This final expense insurance agent services single-family homes, apartments, retail stores, and restaurants in the local area.
Marty O’Neill at Goosehead Insurance works primarily with seniors and pre-retirees in Bloomfield Hills, Michigan who require final expense insurance. The agency helps clients secure affordable burial and funeral cost coverage to ease financial burdens on their families. Policies are designed to cover outstanding medical bills and related end-of-life expenses. The agency also serves the surrounding Oakland County communities, including Birmingham and Troy.
Serving Bloomfield Hills, Michigan, and the surrounding Oakland County communities, The M1 Agency handles final expense life insurance for clients planning end-of-life arrangements. The agency assists families in securing coverage to manage funeral costs and outstanding liabilities without burdening loved ones. By carefully reviewing each client’s unique needs and budget, The M1 Agency typically works through personalized consultations to recommend practical policy options and simplify the enrollment process.
Bitonti Insurance Group, Inc. in Bloomfield Hills, MI offers clients a choice between a single-payment final expense policy or a recurring monthly premium plan, both designed to cover funeral and burial costs. Their coverage options help ensure that end-of-life expenses do not become a financial burden for surviving family members. Policyholders can select the payment schedule that best fits their budget and long-term needs. Service visits are conducted on an as-needed basis, allowing clients to request guidance only when they have questions or wish to update their coverage.
The Hartley Agency - Farmers Insurance specializes in final expense insurance to cover end-of-life costs and relieve family financial burdens in Bloomfield Hills, MI. It provides individualized policy consultations to help residents secure affordable burial and funeral coverage. The agency guides clients through straightforward planning to meet specific budget needs. As the colder months approach, the company helps senior clients review their policies to ensure adequate coverage remains in place for unexpected winter-related medical expenses.
Gallagher Insurance, Risk Management & Consulting provides residential final expense insurance services in Bloomfield Hills, Michigan, assisting families with funeral and end-of-life coverage needs. Its commercial operations extend to local small businesses seeking employee-benefit or liability solutions within the same region. The agency serves clients throughout Oakland County and the greater metro Detroit area. Agents coordinate with policyholders to manage ongoing paperwork and beneficiary updates, ensuring coverage remains current between regular service visits.
As Michigan seniors face the financial pressures of property taxes and healthcare costs in Bloomfield Hills, planning for end-of-life expenses becomes a necessary priority. Oswald Companies assists local families by offering final expense insurance that covers burial and related costs. Their agents guide clients through policy selection to create appropriate coverage without medical exams if eligible. To begin the process, the company arranges an in-home or phone consultation to review individual needs and assess preliminary options.
Schulte Insurance Inc operates in Bloomfield Hills, Michigan as a final expense insurance agent. The company focuses on helping clients manage end-of-life costs through straightforward policy arrangements. Its work also commonly includes assisting families with burial and funeral planning expenses. Schulte Insurance Inc typically serves individual clients and residents in the surrounding area, including local offices, warehouses, and food service businesses throughout Bloomfield Hills.
D. E. Irwin Insurance Agency, PLLC provides final expense insurance services to residents in the Bloomfield Hills, Michigan area. This agency helps clients secure funeral and burial coverage to protect their families from end-of-life costs. While specializing in residential final expense policies, the agency also offers commercial insurance solutions for local business owners in Bloomfield Hills and the surrounding regions. The agent builds lasting client relationships by checking in periodically to update coverage and reviewing policy details during regular office visits.
What Does a a Final Expense Insurance Agent in Bloomfield Hills Cost?
Final expense insurance costs in Michigan typically range from 30 to 70 dollars per month for a 10,000 to 25,000 dollar policy. Premiums depend on age, health, and the coverage amount. Older applicants or those with health issues may pay higher rates. This is general information and not insurance advice.
About final expense insurance agents in Bloomfield Hills
Final expense insurance agents in Bloomfield Hills Michigan help residents secure coverage for funeral and burial costs. Michigan law requires funeral homes to provide a detailed price list, and final expense policies can cover these expenses. Local agents can explain how Michigan insurance regulations affect policy benefits and payouts.
Frequently Asked Questions
What does a final expense insurance agent in Bloomfield Hills do?
A final expense insurance agent helps you choose a burial insurance policy that covers funeral costs, cremation, and related expenses. They explain policy terms, compare plans from different carriers, and assist with the application process. Agents licensed in Michigan follow state insurance laws regarding policy disclosures and replacement rules.
Is a medical exam required for final expense insurance in Michigan?
Most final expense policies in Michigan do not require a medical exam. Instead, insurers ask a few health questions on the application. Some policies offer guaranteed acceptance for applicants with serious health conditions, though these may have waiting periods before full benefits apply.
How do Michigan laws affect final expense insurance payouts?
Michigan law requires that life insurance death benefits be paid promptly, usually within 30 days of receiving proof of death. Beneficiaries can use the payout for any purpose, including funeral costs. The policy is not subject to probate if a beneficiary is named.
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