The top-rated final expense insurance agent in Flint, Michigan is L.A. Insurance, rated 4.8 stars across 459 reviews. Other highly rated options include Security First Insurance Agency, Inc, BGM Insurance Agency, Inc, Al Bourdeau Insurance Agency. This directory lists 22 final expense insurance agents serving Flint.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | L.A. Insurance | 2927 Saginaw St | (810) 785-9000 |
| 2 | Security First Insurance Agency, Inc | 3526 Miller Rd G | (810) 732-5800 |
| 3 | BGM Insurance Agency, Inc | 1063 E Hill Rd | (810) 244-9200 |
| 4 | Al Bourdeau Insurance Agency | 3835 Davison Rd | (810) 742-3411 |
| 5 | Eve Insurance | 4508 Beecher Rd | (810) 733-0666 |
| 6 | Ron Gillum Jr - State Farm Insurance Agent | 1510 W Court St Suite 1 | (810) 239-3550 |
| 7 | Phillips Insurance - An Independent Agency Since 1917 | 6045 Corunna Rd # B | (810) 230-0020 |
| 8 | Salib's Insurance Services | 5154 Miller Rd Ste H | (810) 767-5675 |
| 9 | PLPD Insurance - Flint | 1391 Bristol Rd | (810) 341-5077 |
| 10 | Thomas Spence Insurance Agency, Inc | 3208 Pierson Rd | (810) 787-2900 |
L.A. Insurance serves Flint residents and local homeowners who seek final expense coverage to manage end-of-life costs. This agency provides straightforward insurance policies designed for seniors and families planning burial expenses within Genesee County. Understanding the financial burdens following a loved one’s passing, the company offers simplified application processes for eligible individuals. The office assists clients in comparing affordable life insurance options suited to limited incomes. L.A. Insurance also extends its final expense insurance services to covering families in the neighboring community of Burton, Michigan.
Security First Insurance Agency, Inc serves the Flint, Michigan area, providing final expense insurance consultation and policy placement for local residents. This type of coverage is designed to manage end-of-life costs such as funeral services and outstanding medical bills. Policies are generally simple to qualify for, often requiring no medical exam and offering fixed monthly premiums. The agency helps clients compare burial insurance options to find an affordable plan. Security First handles both pre-need funeral planning and direct final expense life insurance policies for the Flint community.
BGM Insurance Agency, Inc serves individuals and families in the Flint, MI area who are seeking final expense life insurance to cover funeral costs, medical bills, and other end-of-life obligations. The agency helps clients navigate policy options that provide a straightforward death benefit, aiming to relieve loved ones from financial burden during a difficult time. Residents find clear explanations about coverage limits and payment plans. BGM Insurance Agency, Inc additionally assists those in the neighboring community of Burton throughout Genesee County.
Al Bourdeau Insurance Agency provides end-of-life planning services through final expense insurance policies designed to cover funeral costs and medical bills. Its service includes guiding Flint residents through policy selection, application, and claims filing to ensure beneficiaries receive timely payouts. The agency offers no formal maintenance plans but assists with regular policy reviews to keep coverage aligned with changing needs. It services single-family homes, apartments, retail and restaurants throughout the Flint, MI area.
Serving Flint, Michigan, and the surrounding Genesee County communities, Eve Insurance handles final expense insurance policies designed to cover end-of-life costs. These plans are intended to relieve family members from bearing the financial burden of funeral arrangements, outstanding medical bills, or other final debts. Coverage is typically structured to remain affordable for senior clients on fixed incomes. The firm follows a process of explaining policy options clearly, ensuring applicants understand their coverage limits, and managing the claims submission directly with the insurance carrier.
Ron Gillum Jr - State Farm Insurance Agent in Flint, MI typically handles final expense insurance through a one-time policy purchase rather than recurring service agreements, focusing on covering burial and related costs. Clients usually pay monthly premiums for a fixed benefit amount. The coverage is designed to settle end-of-life expenses without burdening surviving family members with unforeseen bills. Services provided to policyholders generally run on an as-needed basis, initiated when the insured party passes and a claim is filed to release the designated funds.
As families in Flint consider their long-term financial planning during the colder months, Phillips Insurance provides essential guidance on final expense coverage. This independent agency, operating since 1917, helps local residents address the practical costs associated with end-of-life arrangements without placing a burden on loved ones. Their focused consultations explain how insurance can manage funeral expenses and related obligations before they become urgent. To begin the process, an agent will schedule a straightforward personal assessment to review current coverage gaps and family needs.
Salib's Insurance Services offers final expense insurance to residents of Flint, Michigan, helping clients manage the costs associated with end-of-life arrangements. The agency focuses on providing straightforward coverage options for individuals planning their financial future. It assists those seeking policies that ease the burden on loved ones during difficult times by covering funeral and burial expenses. Clients may include small business owners operating offices, warehouse personnel, and staff members in the food service industry who need to protect their families from unexpected financial strain.
PLPD Insurance in Flint specializes in final expense insurance, providing policies designed to cover end-of-life costs such as funeral arrangements and outstanding medical bills. The agency works directly with clients to review coverage options and explain the policy application process in detail. It serves local residents by offering straightforward guidance on selecting appropriate benefit amounts for their individual situations. As winter weather increases the risk of slips and falls among older adults, it helps clients secure coverage that addresses these seasonal concerns.
Thomas Spence Insurance Agency, Inc provides final expense insurance services for residents in the Flint, MI area, helping families secure coverage for end-of-life costs at one location. This agency also assists with commercial insurance needs for local businesses within the same region. A policy specialist works directly with clients to review affordable plans suited to their budget. The agency stays in contact following the initial policy setup, ensuring any adjustments are handled between regular local visits.
What Does a a Final Expense Insurance Agent in Flint Cost?
Final expense insurance costs in Michigan depend on age health and coverage amount. A typical policy for a 65-year-old non-smoker might cost 30 to 70 dollars per month for 10000 dollars in coverage. Rates are locked in and do not increase as you age. This is general information and not insurance advice.
About final expense insurance agents in Flint
Final expense insurance agents in Flint Michigan help residents secure coverage for funeral and burial costs. Michigan law requires funeral homes to accept final expense insurance assignments for direct payment. Local agents can guide you through policy options that meet Michigan insurance regulations.
Frequently Asked Questions
What is final expense insurance in Flint Michigan?
Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In Michigan these policies typically have face values from 5000 to 25000 dollars. They do not require a medical exam and are available to seniors.
How do I choose a final expense insurance agent in Flint?
Look for a licensed Michigan insurance agent who specializes in final expense policies. Ask about their experience with Michigan funeral home assignments and direct payment procedures. Check that they are appointed with multiple carriers to offer you choices.
Are there Michigan laws that affect final expense insurance?
Yes Michigan has a 30-day free look period for life insurance policies. This means you can cancel within 30 days for a full refund. Also Michigan law allows you to assign policy benefits directly to a funeral home.
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