The top-rated final expense insurance agent in Highland, Michigan is Schoen Insurance Agency, rated 4.6 stars across 73 reviews. Other highly rated options include RAM Insurance & Financial Service, Array Insurance Group, Peterson Insurance Services. This directory lists 13 final expense insurance agents serving Highland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Schoen Insurance Agency | 2753 S Milford Rd | (248) 782-8396 |
| 2 | RAM Insurance & Financial Service | 141 N Milford Rd #101 | (248) 714-5102 |
| 3 | Array Insurance Group | 1641 S Milford Rd Suite C-101 | (248) 215-2983 |
| 4 | Peterson Insurance Services | 212 S Milford Rd | (248) 887-8903 |
| 5 | A+ Insurance : Kujala Insurance Agency | 206 Highland Rd # 100 | (248) 887-2121 |
| 6 | Safeco Insurance | 2753 S Milford Rd | (248) 617-2187 |
| 7 | The Insurance Guys | 1631 S Milford Rd | (877) 467-4897 |
| 8 | Citizens Insurance - Schoen Insurance Agency | 2753 S Milford Rd | (248) 782-8396 |
| 9 | Foremost Insurance - Schoen Insurance Agency | 2753 S Milford Rd | (248) 985-9480 |
| 10 | Travelers Insurance | 2753 S Milford Rd suite b | (248) 617-7399 |
Schoen Insurance Agency serves the Highland, MI area as a final expense insurance agent. This agency helps families plan for end-of-life costs so that surviving loved ones are not burdened by unexpected bills. They focus on offering policies that cover funeral services, burial plots, and any remaining medical debts. Clients in this region can expect guidance on choosing appropriate coverage limits to match their specific funeral needs. Schoen Insurance Agency oversees burial insurance plans and final expense life insurance policies for local residents.
RAM Insurance & Financial Service in Highland, MI serves older adults and families planning for end-of-life expenses with final expense insurance policies. These policies help cover funeral costs and medical bills not paid by other coverage. The local agent guides clients through selecting appropriate benefit amounts to ease the financial burden on surviving relatives. They also assist with questions about burial planning and policy ownership. Their service area extends to nearby communities within Livingston County, including the Brighton area often traveled by Highland residents for daily needs.
Array Insurance Group, based in Highland, MI, distinguishes between one-time final expense policies and recurring payment plans that ensure ongoing coverage for end-of-life costs. These policies typically offer a fixed death benefit to cover funeral services and outstanding medical bills without requiring a medical exam for approval. After an initial purchase, the local agent can schedule periodic reviews to adjust a plan as needs change. Company representatives meet with families on an as-needed basis to discuss qualifying options.
Peterson Insurance Services serves Highland, Michigan, and the surrounding communities with final expense insurance. The agency handles coverage designed to manage end-of-life costs, helping families prepare for funeral expenses and other related financial obligations. It works with clients to understand their personal needs and policy options. For a typical job, Peterson Insurance Services begins by guiding individuals through a straightforward process to find an appropriate plan.
A+ Insurance, operating as Kujala Insurance Agency, specializes in helping Highland residents secure final expense insurance for end-of-life planning. It assists clients in choosing coverage to manage funeral and burial costs. The agency serves local families with straightforward policy comparisons and enrollment guidance. This work ensures insured individuals have funds set aside for their final arrangements. During the winter months, it often helps seniors review their existing policies ahead of potential cold-weather health changes that could affect their options.
Safeco Insurance in Highland, MI, provides final expense insurance policies designed to cover end-of-life costs. Its services include assisting clients in selecting appropriate coverage limits and completing applications. The agency offers policy maintenance and reviews to help ensure beneficiaries can access benefits smoothly when needed. Final expense plans often help manage funeral expenses and outstanding medical bills. Safeco Insurance serves local residents, including those owning single-family homes and apartments within the Highland area.
As Michigan families plan for the unpredictability of Highland winters and the peace of mind needed for aging relatives, The Insurance Guys offer final expense insurance designed to cover burial or memorial costs without leaving loved ones with a financial burden. This specialized coverage helps seniors manage end-of-life expenses through carefully selected, fitting policies. A typical start involves contacting the agent for a no-obligation initial appointment to review existing coverage and discuss personal needs before any policy choices.
Citizens Insurance - Schoen Insurance Agency operates in Highland, MI, providing general insurance services and specializing in final expense insurance agent coverage. This agency helps individuals arrange policies designed to cover end-of-life costs, ensuring families are not burdened with unexpected financial obligations. As a final expense insurance agent, the agency assists clients in selecting appropriate coverage amounts that align with their specific needs and budget. Its services are available for various commercial sectors, including local offices, warehouses, and food service businesses in the Highland area.
Foremost Insurance - Schoen Insurance Agency in Highland, MI provides final expense insurance services to residents in the local area. For those planning end-of-life arrangements, this agency helps secure coverage that protects loved ones from unexpected financial burdens. Commercial coverage is also available for businesses in Highland and surrounding communities. The agency follows up with clients between regular visits to ensure their policies continue meeting current needs and to answer any questions about changes in their coverage.
Travelers Insurance in Highland, MI, is known for providing final expense insurance to local families. The agency helps clients secure coverage for end-of-life costs, including funeral and burial expenses, through straightforward plans. Its service range focuses on simplifying the enrollment process and offering policies with fixed premiums. By working closely with community members, the agency assists them in selecting appropriate coverage amounts. It specializes in adding a final expense insurance add-on that can help cover outstanding medical bills after a policyholder passes away.
What Does a a Final Expense Insurance Agent in Highland Cost?
In Michigan final expense insurance premiums are based on your age and health at time of application. For a 65 year old non smoker a 10000 dollar policy may cost between 50 and 80 dollars per month. Smokers and older applicants will pay higher rates. Costs vary by case and carrier. This is general information not insurance advice.
About final expense insurance agents in Highland
Final expense insurance agents in Highland Michigan help residents secure coverage for end of life costs. Michigan law requires funeral homes to provide a general price list upon request which helps families compare costs. Agents can explain how a final expense policy pays benefits directly to the beneficiary to cover funeral expenses.
Frequently Asked Questions
What does a final expense insurance agent in Highland Michigan do?
A final expense insurance agent helps you choose a small whole life policy to cover funeral and burial costs. The agent guides you through the application process and explains how Michigan insurance regulations protect policyholders. They also help you compare different carriers available in Highland.
Is a medical exam required for final expense insurance in Michigan?
Most final expense policies in Michigan do not require a medical exam. Instead insurers ask health questions on the application. Some policies offer guaranteed acceptance for applicants with health conditions.
How much does a final expense policy cost in Highland Michigan?
Costs depend on your age health and the coverage amount. A typical policy for a 65 year old might range from 30 to 100 dollars per month for 5000 to 15000 dollars of coverage. Premiums are fixed and do not increase over time.
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