The top-rated final expense insurance agent in Chesterfield, Missouri is Globe Life American Income Division: Surace Smith & Partners Organization, rated 4.9 stars across 695 reviews. Other highly rated options include Weiss Insurance Agency, The ICON Group, Hebbeln Insurance. This directory lists 20 final expense insurance agents serving Chesterfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Surace Smith & Partners Organization | 18118 Chesterfield Airport Rd Unit A & C | (314) 926-1000 |
| 2 | Weiss Insurance Agency | 683 Trade Center Blvd #100 | (636) 306-5526 |
| 3 | The ICON Group | 500 Chesterfield Center Suite 110 | (636) 534-7204 |
| 4 | Hebbeln Insurance | 744 H, 744 Spirit of Saint Louis Blvd | (636) 519-0059 |
| 5 | First Community Insurance Agency | 17107 Chesterfield Airport Rd Suite 200 | (636) 978-6620 |
| 6 | Jeff Weiss Agency LLC American Family Insurance | 146 Long Rd | (636) 519-0800 |
| 7 | Dan Drissell - State Farm Insurance Agent | 105 Chesterfield Business Pkwy | (636) 532-2272 |
| 8 | Bankers Life | 390 S Woods Mill Rd Ste 160 | (314) 682-3476 |
| 9 | Insurance Store Inc. | 14323 S Outer Forty Suite 501s | (636) 532-0100 |
| 10 | Brightway Insurance, The Silverman Family Agency | 17600 Chesterfield Airport Rd #204 | (636) 422-3260 |
Globe Life American Income Division: Surace Smith & Partners Organization serves the Chesterfield, Missouri metro area. As a final expense insurance agency, it specializes in helping individuals secure coverage to manage funeral and burial costs for their families. The agency focuses on whole life insurance policies designed to cover end-of-life expenses. It specifically handles term and whole life insurance solutions tailored to seniors planning for their estate needs.
Weiss Insurance Agency in Chesterfield, MO provides final expense insurance planning, focusing on policies that cover end-of-life costs and ease the financial burden on surviving family members. The agency assists clients in selecting appropriate coverage amounts and navigating the application process. It also offers ongoing policy reviews to ensure coverage remains aligned with individual needs. These services are available for clients residing in single-family homes, apartments, retail locations, and restaurants.
Serving individuals and families in the Chesterfield area, The ICON Group helps clients plan for end-of-life expenses through final expense insurance. These policies are designed to cover funeral costs, medical bills, and other outstanding debts. The firm assists seniors and those with pre-existing conditions in navigating coverage options that fit their budgets. By offering personalized guidance, it ensures loved ones are not burdened with unexpected financial obligations. The ICON Group also extends its services to residents in nearby St. Louis County communities.
For a one-time need, Hebbeln Insurance provides a single policy review and plan selection, whereas an ongoing service includes annual policy updates and beneficiary changes. Their final expense coverage in Chesterfield, MO, helps individuals secure funds for end-of-life costs, such as funeral services and outstanding medical bills, using simplified or guaranteed-issue life products. Service runs on a scheduled basis, with at least an annual check-in to adjust coverage as personal circumstances shift.
First Community Insurance Agency serves Chesterfield, Missouri, and the surrounding St. Louis metro communities. It handles final expense insurance, a type of permanent coverage designed to manage funeral costs and other end-of-life obligations. The agency focuses on working with individuals who may have limited budgets or health concerns. To complete a typical job, it reviews each client's specific needs and desired benefit amount, then compares available carriers to find a suitable policy that fits the household's financial situation.
As families in Chesterfield plan for the inevitable, many seek a straightforward way to cover end-of-life costs without burdening loved ones. Jeff Weiss Agency LLC American Family Insurance assists local residents by offering final expense insurance policies designed for this specific need. These plans typically provide a modest death benefit to cover funeral expenses and outstanding debts. The process begins with a straightforward consultation, during which the agent reviews the client’s financial situation and health history to determine suitable coverage options before scheduling a follow-up assessment.
Dan Drissell - State Farm Insurance Agent in Chesterfield, MO, focuses on helping families manage end‑of‑life expenses. The agency specializes in final expense insurance, which provides a lump‑sum benefit for funeral costs and lingering bills. Agents generally guide clients toward affordable policies that do not require a medical exam. This type of coverage ensures financial security for survivors without burdening them during grief. Services can also extend to commercial sectors such as offices, warehouses, and food service operations.
Bankers Life in Chesterfield, Missouri specializes in final expense insurance, offering policies designed to cover end‑of‑life costs such as burial and funeral expenses. The company also provides general life insurance services to local residents, helping families plan for financial obligations after a death. As an agent in this line of work, it assists clients in managing unexpected costs that arise during spring and summer months, when many families must make quick arrangements after a sudden passing.
Insurance Store Inc. in Chesterfield, MO is a local agency specializing in final expense insurance, helping families manage end-of-life costs. The company offers policies that cover funeral services and outstanding medical bills without requiring a traditional exam. It guides clients through straightforward underwriting and affordable monthly premiums tailored to individual health histories. Agents also spend time comparing available coverage options to ensure financial protection for loved ones. A specialty service the store provides is same-day policy binding for qualifying applicants.
Brightway Insurance, The Silverman Family Agency in Chesterfield provides final expense insurance services to local residents. These services are also available for commercial clients needing support with funeral or burial planning. The agency serves policyholders throughout Chesterfield and the surrounding Missouri area. Professional agents assist with choosing appropriate coverage amounts and explaining benefit options. Following an initial policy setup, the agency typically contacts clients to review any changes before their next scheduled review. This follow-up ensures continued coverage between routine visits.
What Does a a Final Expense Insurance Agent in Chesterfield Cost?
In Missouri final expense insurance premiums typically range from 30 to 100 dollars per month for coverage between 5000 and 25000 dollars. Your exact cost depends on your age health status and the insurance company. Some policies offer level benefits while others have a graded benefit period for the first two years. This is general information and not insurance advice.
About final expense insurance agents in Chesterfield
Final expense insurance agents in Chesterfield Missouri help residents secure coverage for end-of-life costs such as funeral services and medical bills. Missouri law requires that funeral homes provide a detailed price list upon request allowing you to plan accurately. Working with a local agent ensures you understand state-specific rules including the Missouri Preneed Funeral Contract Act which governs prepaid funeral arrangements.
Frequently Asked Questions
What does a final expense insurance agent in Chesterfield do?
A final expense insurance agent helps you choose a life insurance policy designed to cover funeral and burial costs. They explain policy options and guide you through the application process. In Missouri agents must hold a valid state insurance license to sell these products.
How much does final expense insurance cost in Missouri?
Costs vary based on age health and coverage amount. Typical monthly premiums range from 30 to 100 dollars for a 5000 to 25000 dollar policy. Missouri does not cap rates so comparing quotes from multiple agents is recommended.
Are there Missouri laws that affect final expense insurance?
Yes Missouri regulates insurance through the Department of Commerce and Insurance. Policies must include a free look period of at least 10 days. Also the Missouri Preneed Funeral Contract Act requires funeral providers to place 85 percent of prepaid funds in trust or with a surety bond for consumer protection.
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