The top-rated final expense insurance agent in Florissant, Missouri is Alex Vogt - State Farm Insurance Agent, rated 4.9 stars across 337 reviews. Other highly rated options include John "Rock" Simmons - State Farm Insurance Agent, Dimitri Owens - State Farm Insurance Agent, Shelter Insurance - Chris Hamilton. This directory lists 18 final expense insurance agents serving Florissant.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alex Vogt - State Farm Insurance Agent | 301 Rue St. Francois St | (314) 838-3494 |
| 2 | John "Rock" Simmons - State Farm Insurance Agent | 8139 N Lindbergh Blvd | (314) 838-4009 |
| 3 | Dimitri Owens - State Farm Insurance Agent | 3533 Dunn Rd Suite 202 | (314) 831-9511 |
| 4 | Shelter Insurance - Chris Hamilton | 3837 Vaile Ave Apt E | (314) 831-2226 |
| 5 | AAA Florissant Insurance and Member Services | 8194 N Lindbergh Blvd | (314) 838-9900 |
| 6 | Darrell Ditto American Family Insurance | 925 N Hwy 67 | (314) 837-1384 |
| 7 | Miller Agency & Associates, LLC American Family Insurance | 572 N Hwy 67 | (314) 254-5166 |
| 8 | Jan Grafeman - State Farm Insurance Agent | Office Complex, 1 Grandview Plaza Shopping Center Suite 1 | (314) 837-5900 |
| 9 | The Milburn Agency | 100 St Francois St #207 | (314) 837-1078 |
| 10 | Alternatives Insurance | 39 St Anthony Ln | (314) 831-3700 |
Alex Vogt - State Farm Insurance Agent serves the Florissant, MO, metro area as a final expense insurance agent. It assists local families with planning for end-of-life costs by offering coverage for funeral services and burial expenses. The agency helps clients choose manageable policies that reduce financial strain on loved ones during difficult times. It handles final expense product inquiries and facilitates policy applications for seniors and individuals in the community.
John "Rock" Simmons - State Farm Insurance Agent in Florissant, MO provides final expense insurance services, assisting clients with coverage designed to manage end-of-life costs. The agency helps plan for funeral expenses and other final bills through straightforward life insurance policies. Its service includes guiding applicants through the underwriting process and offering policy maintenance support. Simmons' agency services single-family homes, apartments (renters), retail establishments, and restaurants within the local Florissant community.
Dimitri Owens - State Farm Insurance Agent in Florissant, Missouri, serves seniors and families needing final expense insurance. It helps clients plan for end-of-life costs, ensuring loved ones are not burdened by funeral expenses or unpaid bills. The agency focuses on straightforward, affordable policies that provide peace of mind during difficult times. Services include explaining coverage options and personalizing plans to meet individual needs. Dimitri Owens - State Farm Insurance Agent also serves clients in the surrounding communities of the St. Louis metro area, including Hazelwood.
Shelter Insurance - Chris Hamilton provides final expense insurance in Florissant, MO, offering clients a choice between a one-time policy purchase for immediate coverage or a recurring premium plan that builds a modest death benefit over time. These policies are designed to cover end-of-life costs without requiring a medical exam. This local agent helps families secure affordable coverage for funeral expenses and outstanding debts, ensuring financial peace of mind. Service appointments are available on a one-time or as-needed basis to discuss individual needs.
AAA Florissant Insurance and Member Services serves Florissant and the surrounding St. Louis County communities. The company handles final expense insurance, focusing on policies that help cover end-of-life costs for local residents. These plans are designed to provide financial support for funeral expenses and unpaid medical bills. For each job, the agency typically reviews an individual's coverage needs and budget, then matches them with a suitable policy from available carriers.
Darrell Ditto American Family Insurance specializes in final expense insurance, offering policies designed to cover funeral and burial costs for Florissant residents. The agency also provides general life insurance services tailored to local needs. These plans help families manage end-of-life expenses without financial strain on loved ones. No medical exams are typically required for approval. As a final expense agent in the St. Louis area, it assists clients in planning for unexpected funeral costs that can arise during winter holidays or sudden illness.
As families in Florissant begin planning for the months ahead, securing final expense coverage ensures loved ones are not burdened with end-of-life costs. Miller Agency & Associates, LLC American Family Insurance helps local residents understand how modest whole life policies can cover funeral expenses and outstanding debts. They meet individually with clients to review personal budgets and health considerations. An initial no-obligation consultation is scheduled to review current coverage needs.
Jan Grafeman - State Farm Insurance Agent in Florissant, MO provides insurance coverage to individuals and families. As a final expense insurance agent, it specializes in policies that assist with end-of-life costs, allowing clients to plan ahead. Simple funeral arrangements are typically covered, reducing financial stress for loved ones. This agency generally works with people who want to manage these future expenses through manageable payment options. Its insurance services can be applied to commercial sectors such as offices, warehouses, and food service establishments.
The Milburn Agency in Florissant, MO, serves local families needing final expense insurance to cover end-of-life costs. Residential service focuses on simplifying policy options for individuals planning funeral arrangements. Commercial coverage is not part of their regular offerings, but their service area encompasses all communities within the greater Florissant region. Agents meet one-on-one with clients to explain plan details and complete applications in person. Follow-up contacts occur between scheduled visits, ensuring policyholders understand their coverage and can request adjustments as their circumstances change.
Alternatives Insurance, based in Florissant, MO, is known for helping families secure final expense insurance coverage to manage end-of-life costs. Its service range includes guiding clients through policy options that cover funeral expenses and outstanding debts. The firm works with individuals seeking straightforward burial benefit plans tailored to their budget and personal wishes. Additional support includes assisting with application paperwork and beneficiary designations. The agent can also arrange free policy reviews to ensure coverage remains adequate over time.
What Does a a Final Expense Insurance Agent in Florissant Cost?
Final expense insurance premiums in Missouri typically range from 30 to 100 dollars per month for a 10000 dollar policy, depending on age and health. Rates are locked in and do not increase over time. Costs vary by case and insurer. This is general information and not insurance advice.
About final expense insurance agents in Florissant
Final expense insurance agents in Florissant Missouri help residents secure coverage for funeral costs and outstanding debts. Missouri law requires funeral homes to provide a general price list upon request, making it easier to plan for these expenses. Local agents can explain policy options that fit your budget and family needs.
Frequently Asked Questions
What is final expense insurance and how does it work in Florissant Missouri?
Final expense insurance is a small whole life policy designed to cover funeral costs and other end of life expenses. In Missouri, policies typically have a face value between 5000 and 25000 dollars. The beneficiary receives the death benefit tax free to pay for services as needed.
Do I need a medical exam to qualify for final expense insurance in Florissant?
Most final expense policies in Missouri do not require a medical exam. Instead, insurers ask a few health questions on the application. Some policies offer guaranteed acceptance for individuals with serious health conditions.
How do Missouri laws affect final expense insurance payouts?
Missouri has a two year contestability period for life insurance policies. If the insured passes away within the first two years, the insurer can investigate the application for misstatements. After two years, the death benefit is generally paid without question.
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