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Find Final Expense Insurance Agents Near You in O'Fallon, MO

Browse final expense insurance agents serving O'Fallon, Missouri. Updated 2026-07-14.

The top-rated final expense insurance agent in O'Fallon, Missouri is Steinlage Insurance Agency, rated 5.0 stars across 998 reviews. Other highly rated options include Sandy Kessler - State Farm Insurance Agent, Sarah Shay - State Farm Insurance Agent, Insurance Brokers Group. This directory lists 20 final expense insurance agents serving O'Fallon.

Showing 20 final expense insurance agents in O'Fallon, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Steinlage Insurance Agency1021 Peruque Crossing Ct(636) 561-5060
2Sandy Kessler - State Farm Insurance Agent1293 Bryan Rd(636) 474-0700
3Sarah Shay - State Farm Insurance Agent1120 Technology Dr #117(314) 965-5525
4Insurance Brokers Group1001 Rondale Ct(314) 569-1010
5Farmers Insurance - Jason Duree300 Fort Zumwalt Square Ste 100(636) 294-7258
6Mid-America Specialty Markets1656 Bryan Rd(636) 978-3696
7Early Edge Insurance: Allstate Insurance2917 State Hwy K Ste H(636) 696-4820
8Dillehay Insurance Agency7322 Village Center Dr(636) 493-8001
9Jacquelyn Nolan: Allstate Insurance8915 Veterans Memorial Pkwy(636) 671-3363
10Alternatives Insurance Agency206 W Terra Ln(636) 978-7260
SI
1021 Peruque Crossing Ct
Steinlage Insurance Agency
Final Expense Insurance Agent · O'Fallon, MO

Steinlage Insurance Agency serves the St. Charles County area from its location in O’Fallon, Missouri. The agency specializes in final expense insurance, helping individuals and families cover end‑of‑life costs such as burial and funeral arrangements. Policies are designed to alleviate the financial burden on loved ones during a difficult time. Clients can learn about available coverage options for cremation expenses and outstanding medical bills not covered by other insurance.

SK
1293 Bryan Rd
Sandy Kessler - State Farm Insurance Agent
Final Expense Insurance Agent · O'Fallon, MO

Sandy Kessler - State Farm Insurance Agent in O'Fallon, MO, provides final expense insurance policies designed to cover end-of-life costs. The agency helps clients select appropriate coverage amounts and manage their plans over time. Services include policy reviews and beneficiary updates to ensure that benefits match current needs. This allows families to prepare for funeral expenses, outstanding debts, and other final obligations without financial strain. The agency services single-family homes, apartments, and retail properties.

SS
1120 Technology Dr #117
Sarah Shay - State Farm Insurance Agent
Final Expense Insurance Agent · O'Fallon, MO

Sarah Shay’s agency serves seniors and families in O’Fallon who need help planning final expense insurance. She guides clients through policies designed to cover funeral costs and end-of-life debts. Each appointment focuses on clear options for affordable coverage. The office assists those looking to ease the financial burden on loved ones. Claim support is available when family members need to file. Sarah Shay’s State Farm agency also provides final expense insurance services for residents in nearby St. Peters and the greater St. Charles metro area.

IB
1001 Rondale Ct
Insurance Brokers Group
Final Expense Insurance Agent · O'Fallon, MO

Insurance Brokers Group serves families in O'Fallon, Missouri, and the surrounding St. Charles County communities. It handles final expense insurance policies designed to cover end-of-life costs like funeral arrangements and outstanding medical bills. The agency guides clients through selecting appropriate coverage amounts to protect their survivors from unexpected financial burdens. For each appointment, the company generally takes time to explain policy options clearly and help customers complete the necessary application paperwork on the spot.

FI
300 Fort Zumwalt Square Ste 100
Farmers Insurance - Jason Duree
Final Expense Insurance Agent · O'Fallon, MO

Farmers Insurance - Jason Duree in O'Fallon, MO offers both final expense insurance plans with a single-payment option and those with recurring premium schedules, allowing clients to choose how they cover funeral and medical costs. These whole life policies provide fixed payouts that do not decrease over time, helping to ensure final arrangements are funded regardless of when services occur. Service operates primarily an as-needed basis, with policy reviews and adjustments available upon client request without any mandatory fixed schedule.

MA
1656 Bryan Rd
Mid-America Specialty Markets
Final Expense Insurance Agent · O'Fallon, MO

Mid-America Specialty Markets specializes in final expense life insurance from its O'Fallon, Missouri office. Its services are designed for families who want to cover end-of-life costs with manageable policies. The agency works one-on-one with clients to find suitable coverage without requiring medical exams, after learning about each family’s unique financial situation. During the winter holiday season, it helps local residents complete funeral planning and secure benefits before the new year begins.

EE
2917 State Hwy K Ste H
Early Edge Insurance: Allstate Insurance
Final Expense Insurance Agent · O'Fallon, MO

In O'Fallon, where families often seek to relieve loved ones of unexpected financial burdens, Early Edge Insurance: Allstate Insurance helps residents manage this planning need. As a local final expense insurance agency, it assists clients in arranging coverage for funeral costs and related end-of-life expenses. The agency works directly with individuals to review available policy options that fit their budget and personal circumstances. Every initial consultation begins with a straightforward review of the applicant's needs and current health information to determine appropriate coverage levels.

DI
7322 Village Center Dr
Dillehay Insurance Agency
Final Expense Insurance Agent · O'Fallon, MO

Dillehay Insurance Agency works with families and individuals in the O'Fallon, MO area to help them secure final expense life insurance coverage. This type of policy is specifically designed to cover end-of-life costs such as funeral services and outstanding medical bills. The agency focuses on providing clear, straightforward guidance to clients planning for these important financial responsibilities. Their services can support local office staff, warehouse operations, and food service businesses in managing such coverage for themselves or their employees.

JN
8915 Veterans Memorial Pkwy
Jacquelyn Nolan: Allstate Insurance
Final Expense Insurance Agent · O'Fallon, MO

Residential final expense insurance is the primary focus of Jacquelyn Nolan: Allstate Insurance in O'Fallon, MO, though the agency also extends related coverage to local small businesses. Serving clients throughout St. Charles County and the greater O’Fallon area, the agency assists families in planning for end-of-life costs with straightforward policies. Each client receives an initial needs assessment followed by clear explanations of available plans, with the account revisited annually to adjust for changing financial circumstances. This ensures ongoing service between regular policy reviews.

AI
206 W Terra Ln
Alternatives Insurance Agency
Final Expense Insurance Agent · O'Fallon, MO

Alternatives Insurance Agency in O'Fallon, MO, is known for helping local families arrange final expense policies to cover funeral and burial costs. The company services clients across the Greater St. Louis area, offering plans tailored to cover outstanding medical bills and other end-of-life expenses. It assists individuals with simplified issue life insurance that requires no medical exam. The agency specializes in adding accidental death benefit riders to standard final expense policies for extra coverage.

FI
2311 State Hwy K
Farmers Insurance - Dawn Johnson
Final Expense Insurance Agent · O'Fallon, MO
(636) 294-3500
agents.farmers.com/mo/o-fallon/dawn-johnson
FI
1171 Bryan Rd
Farmers Insurance - Hannah Brown Agency
Final Expense Insurance Agent · O'Fallon, MO
(636) 487-0111
brownagencyins.com
SI
225 S Main St Suite 200
Senn Insurance Agency
Final Expense Insurance Agent · O'Fallon, MO
(636) 978-7798
sennagency.com
NP
2390 State Hwy K
Nicole Phelps Agency LLC American Family Insurance
Final Expense Insurance Agent · O'Fallon, MO
(636) 978-6514
amfam.com/agents/missouri/ofallon/nicole-phelps
JH
1068 Bryan Rd
Jeff Hug Insurance Broker
Final Expense Insurance Agent · O'Fallon, MO
(636) 978-1595
jeffhuginsurance.com
IG
1049A E Terra Ln
Insurance Group of St Charles County LLC Ben Fischer Broker
Final Expense Insurance Agent · O'Fallon, MO
(636) 294-6633
insurancegroupmo.com
MA
2017 State Hwy K
Mid America Insurance Services, LLC
Final Expense Insurance Agent · O'Fallon, MO
(636) 278-0291
midamins.net
IO
7322 Village Center Dr
Insurance On-Demand LLC
Final Expense Insurance Agent · O'Fallon, MO
(636) 205-2019
insuranceon-demand.com
WI
2874 Dardenne Links Dr
Wessell Insurance Services LLC
Final Expense Insurance Agent · O'Fallon, MO
(636) 614-4125
sr22-insurance-policies.com
CE
235 Roxbury Dr
Carla Evans Insurance
Final Expense Insurance Agent · O'Fallon, MO
(636) 544-9461

What Does a a Final Expense Insurance Agent in O'Fallon Cost?

Final expense insurance costs in Missouri generally range from 30 to 200 dollars per month for 5000 to 25000 dollars in coverage. Premiums are based on your age gender and health status. Smokers pay higher rates than non smokers. Some policies offer level premiums that do not increase over time. This is general information and not insurance advice.

About final expense insurance agents in O'Fallon

Final expense insurance agents in O Fallon Missouri help residents secure coverage for end of life costs. Missouri law allows insurers to offer simplified issue policies with no medical exam. Local agents can explain how these policies work with your existing estate plans.

Frequently Asked Questions

What does a final expense insurance agent in O Fallon do?

A final expense insurance agent helps you compare burial insurance policies from different carriers. They guide you through the application process and explain policy benefits. Agents in O Fallon know which companies offer coverage for Missouri residents.

How do Missouri laws affect final expense insurance policies?

Missouri allows guaranteed issue policies with a two year waiting period for pre existing conditions. After two years the full death benefit is paid. Agents must follow Missouri insurance department rules when selling these policies.

What is the typical cost for final expense insurance in O Fallon?

Costs depend on your age health and coverage amount. A 65 year old non smoker might pay 50 to 150 dollars per month for 10000 dollars of coverage. Rates vary by carrier and your specific health history.

Final Expense Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.