The top-rated final expense insurance agent in Knoxville, Tennessee is 21st Insurance Agency, rated 4.9 stars across 3,512 reviews. Other highly rated options include Knoxville Insurance Group, William Knight Insurance Agency, Elliot Ettenborough - State Farm Insurance Agent. This directory lists 34 final expense insurance agents serving Knoxville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | 21st Insurance Agency | 620 Market St | (866) 727-4712 |
| 2 | Knoxville Insurance Group | 220 S Peters Rd #103 | (865) 694-9788 |
| 3 | William Knight Insurance Agency | 1717 Winston Rd | (865) 670-2990 |
| 4 | Elliot Ettenborough - State Farm Insurance Agent | 10421 Hickory Path Way Ste 102 | (865) 966-3276 |
| 5 | Laura Ash - State Farm Insurance Agent | 12744 Kingston Pike #106 | (865) 675-0888 |
| 6 | Josh Ellis - State Farm Insurance Agent | 11826 Kingston Pike #120 | (865) 223-5461 |
| 7 | Mansour Hasan - State Farm Insurance Agent | 10811 Kingston Pike | (865) 690-7100 |
| 8 | Applegate Insurance Agency | 301 S Gallaher View Rd # 229 | (865) 240-2348 |
| 9 | Lauren Ettenborough - State Farm Insurance Agent | 10411 Hickory Path Way | (865) 966-9631 |
| 10 | HealthMarkets Insurance - Frank Layton | 7815 Oak Ridge Hwy # 2 | (865) 685-4444 |
21st Insurance Agency serves the Knoxville, Tennessee metro area, specializing in final expense insurance coverage. The agency helps local families secure policies designed to cover end-of-life costs such as funeral services, burial arrangements, and outstanding medical bills. These whole life insurance plans typically offer fixed premiums and a guaranteed death benefit, providing peace of mind for policyholders and their beneficiaries. Common services include helping clients compare small, face-value policies from multiple carriers and assisting with the straightforward application and underwriting process.
Knoxville Insurance Group, based in Knoxville, Tennessee, provides final expense insurance agent services, offering policies designed to cover end-of-life costs such as burial expenses and outstanding debts. It helps clients navigate plan options, ensuring appropriate coverage for their individual needs and budgets. The agency assists with the application process and policy selection for those planning ahead. Knoxville Insurance Group serves local residents living in single-family homes and apartments throughout the Knoxville area.
William Knight Insurance Agency in Knoxville, TN helps families choose between a one-time burial policy that pays a fixed sum and a recurring whole life plan that builds cash value over time. Both options cover final expenses such as funeral costs and outstanding medical bills. The agency works with local providers to ensure policies match individual budgets. Service runs on an as-needed basis, with no ongoing obligations after an initial consultation and policy setup.
Elliot Ettenborough, operating as a State Farm Insurance agent in Knoxville, TN, specializes in final expense insurance policies designed to cover end-of-life costs. The agency provides general insurance services for local individuals and families seeking straightforward coverage options tailored to their needs. With a focus on simplicity and clarity, it helps clients understand how to ease the financial burden on loved ones during a difficult time. This support is especially valuable for those planning ahead for the increased expenses that can arise during the winter holiday season.
In Knoxville, TN, the local aging population often seeks straightforward plans to cover final expenses without burdening relatives. Laura Ash - State Farm Insurance Agent responds by offering focused guidance on basic final expense life insurance policies tailored to meet those needs without suggesting unnecessary options. Her approach emphasizes simplicity and suitability for different retirement situations common in the Knoxville area. A free consultation is arranged by reviewing a simple health questionnaire before the initial policy inspection is scheduled.
Josh Ellis - State Farm Insurance Agent in Knoxville, TN, is known for helping families plan for end-of-life costs through final expense insurance. The service range includes simple, small-face-amount policies that cover burial, funeral, and related bills. Policies in this category offer whole life coverage without large medical exams. For those who want to add protection for final arrangements, the agency specializes in enrolling clients in accidental death coverage as a supplemental benefit.
Mansour Hasan - State Farm Insurance Agent in Knoxville, TN, helps residents arrange final expense coverage to manage end-of-life costs. The agency also provides related small-business insurance solutions for local enterprises. Service throughout Knoxville and surrounding areas ensures clients have access to straightforward policy discussions. During each appointment, the agent explains how final expense plans function and assists with enrollment. Between regular visits, the agency follows up by mail to review any changes that might affect existing coverage or beneficiaries.
Applegate Insurance Agency provides final expense insurance services to residents in and around Knoxville, Tennessee. Their work helps families arrange coverage for end-of-life costs from a local office. Beyond serving individual households, the agency also offers consultation on final expense planning for small businesses in the area. Service is available throughout the Knoxville metropolitan region. The agency follows up with clients after a policy is in place, assisting with any adjustments or beneficiary updates between regular check-in visits.
Lauren Ettenborough, operating as a State Farm Insurance Agent in Knoxville, Tennessee, provides Final Expense Insurance to help clients manage end-of-life financial obligations. This agent also offers expanded coverage options, such as burial policies and simplified-issue whole life plans, which assist beneficiaries with immediate costs like funeral services and outstanding debts. Coverage is tailored for various Knoxville commercial sectors, including small offices, warehouses, and food service businesses seeking to protect their employees with these benefits.
HealthMarkets Insurance - Frank Layton is a Knoxville, Tennessee provider known for assisting families with final expense insurance. Its service range covers arrangements for covering end-of-life costs, helping clients secure a policy to protect loved ones from financial burden. The agent works to tailor plans to individual needs within the local market. A specialty service this company can add on is guidance for veterans regarding burial benefits.
What Does a a Final Expense Insurance Agent in Knoxville Cost?
Final expense insurance costs in Tennessee vary based on age health and coverage amount. For a healthy 65 year old a 10000 dollar policy may cost between 50 and 80 dollars per month. Older applicants or those with health issues may pay higher premiums. Rates are locked in and do not increase with age. This is general information and not insurance advice.
About final expense insurance agents in Knoxville
Final expense insurance agents in Knoxville Tennessee help residents secure coverage for end of life costs like funerals and medical bills. Tennessee law requires insurance agents to be licensed by the state Department of Commerce and Insurance. Agents in Knoxville can explain how these policies differ from traditional life insurance and how they work with local funeral homes.
Frequently Asked Questions
What is final expense insurance and how does it work in Knoxville Tennessee?
Final expense insurance is a small whole life policy designed to cover funeral costs and other end of life expenses. In Tennessee these policies typically have face values between 5000 and 35000 dollars. The policy pays a lump sum to the beneficiary who can use the funds for any purpose.
Do I need a licensed agent to buy final expense insurance in Tennessee?
Yes you must work with a licensed insurance agent in Tennessee. The Tennessee Department of Commerce and Insurance regulates all agents and requires them to pass a state exam. You can verify an agents license on the TDCI website before purchasing a policy.
Are there any Tennessee specific rules for final expense insurance policies?
Tennessee has a 30 day free look period for life insurance policies including final expense plans. This means you can cancel the policy within 30 days of receiving it for a full refund. Tennessee also requires insurers to pay claims within 30 days after receiving proof of death.
Final Expense Insurance Agents in Other Tennessee Cities
Bartlett · Brentwood · Bristol · Chattanooga · Clarksville · Cleveland · Collierville · Columbia · Cookeville · Franklin · Gallatin · Germantown · Hendersonville · Jackson · Johnson City